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Find Umbrella Insurance Agents in Palm Desert, CA

Browse umbrella insurance agents serving Palm Desert, California. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 umbrella insurance agents in Palm Desert, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Primerica-Palm Desert
42575 Melanie Pl STE K, Palm Desert, CA 92211
(760) 899-3893 desertheat.co
Palm Desert Insurance
73241 CA-111 ste 1-b, Palm Desert, CA 92260
(760) 341-2345 palmdesertinsurance.net
Charise Karjala Health Markets
72960 Fred Waring Dr #21, Palm Desert, CA 92260
(760) 831-2736 charisekarjala.net
Insurance Incorporated - Palm Desert
77564 Country Club Dr Ste 204D, Palm Desert, CA 92260
(760) 867-0111 insuranceinc.com
Inszone Insurance Services
73350 El Paseo Ste 107, Palm Desert, CA 92260
(760) 773-5671 inszoneinsurance.com
Ascend Insurance Agency
36917 Cook St STE 101, Palm Desert, CA 92211
(760) 341-3477 ascendins.com
Farmers Insurance - Eric Jenkins
74710 CA-111 Suite #102, Palm Desert, CA 92260
(909) 346-0134 agents.farmers.com
Farmers Insurance - Ron Henderson
73185 CA-111 Ste D, Palm Desert, CA 92260
(760) 773-0178 agents.farmers.com
Collective Insurance Solutions LLC
77-711 Flora Rd Suite 325, Palm Desert, CA 92211
(760) 600-5605 collectiveinsurancesolutions.com
Jump Insurance Services
77682 Country Club Dr STE I, Palm Desert, CA 92211
(760) 610-6145 jumpins.com
Motz-Rusin Insurance Agency
78000 Fred Waring Dr #202, Palm Desert, CA 92211
(760) 564-3888 motzrusin.com
Farmers Insurance - Terri Johnson-Cox
77760 Country Club Dr i, Palm Desert, CA 92211
(760) 340-1441 agents.farmers.com
Desert View Insurance
77564 Country Club Dr Suite 363, Palm Desert, CA 92211
(760) 346-1220 desertviewins.com
Bilhartz Desert Insurance Agency
75410 Gerald Ford Dr #102, Palm Desert, CA 92211
(760) 848-7171 bilhartzinsurance.com
Carlos Torres- JJ Insurance Services
72261 CA-111 Suite 201, Palm Desert, CA 92260
(760) 772-4455 jjinsuranceagency.com
HUB International
75030 Gerald Ford Dr # 201A, Palm Desert, CA 92211
(760) 360-4700 hubinternational.com
Farrell Insurance Agency
77570 Springfield Ln STE A, Palm Desert, CA 92211
(760) 772-6501 e-fia.com
Rhino Insurance Brokerage
74710 CA-111, Palm Desert, CA 92260
(760) 538-1007 rhinoins.net

Umbrella insurance agents in Palm Desert help you secure additional liability coverage that goes beyond your auto and homeowners policies. In California, where high property values and dense population increase lawsuit risks, an umbrella policy can provide an extra layer of financial protection. Local agents understand the specific liability exposures common to the Coachella Valley, such as pool accidents or rental property claims.

What Does a Umbrella Insurance Agent in Palm Desert Cost?

In California, the annual premium for a 1 million dollar umbrella policy typically ranges from 150 to 300 dollars. Higher coverage limits of 2 to 5 million dollars may cost between 300 and 800 dollars per year. Costs vary based on your number of vehicles, properties, and personal risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Palm Desert?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing limits. They compare carriers to get you appropriate coverage for your home, vehicles, and other assets.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant savings. California law does not require umbrella insurance, but it is common for those with assets to protect.