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HomeUmbrella Insurance AgentsCalifornia › Paso Robles

Find Umbrella Insurance Agents Near You in Paso Robles, CA

Browse umbrella insurance agents serving Paso Robles, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne, Chely Insurance Services. This directory lists 18 umbrella insurance agents serving Paso Robles.

Showing 18 umbrella insurance agents in Paso Robles, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ted Hamm Insurance Agency1503 Park St Suite #102(805) 238-1818
2Steve Weber - State Farm Insurance Agent526 Spring St(805) 238-6200
3Farmers Insurance - Gregory Byrne843 7th St Ste D(805) 238-4577
4Chely Insurance Services731 21st St D(805) 237-0077
5Bryan Butler: Allstate Insurance705 Golden Hill Rd Ste 103(805) 237-2333
6KNOCKOUT INSURANCE SERVICES ,LLC611 12th St(805) 286-4571
7Del Paso Insurance Services741 21st St #101(805) 239-0600
8Kenton Insurance2050 Spring St Suite C(805) 227-0954
9Maria Elena's Insurance Agency558 Spring St(805) 237-0934
10Coastal States Insurance513 13th St(805) 835-4236
TH
1503 Park St Suite #102
Ted Hamm Insurance Agency
Umbrella Insurance Agent · Paso Robles, CA

Ted Hamm Insurance Agency serves the Paso Robles, California area as an umbrella insurance agent. This type of policy provides additional liability coverage beyond standard auto and homeowners limits. It helps protect personal assets against major claims or lawsuits. The agency structures riders to cover gaps in underlying policies. Clients often need umbrella insurance for rental properties or recreational vehicles. Ted Hamm Insurance Agency handles personalized client consultations to evaluate total risk exposure and advises on sufficient coverage levels for high-asset portfolios.

SW
526 Spring St
Steve Weber - State Farm Insurance Agent
Umbrella Insurance Agent · Paso Robles, CA

Steve Weber - State Farm Insurance Agent in Paso Robles, CA provides umbrella insurance coverage that extends liability protection beyond standard policy limits. Service includes reviewing existing personal and commercial policies to identify gaps in coverage, then tailoring an umbrella policy to address those risks. Ongoing support is available to adjust coverage limits as assets or exposures change. The agency services single-family homes, apartments, retail businesses, and restaurants needing broader liability safeguards against major claims or lawsuits.

FI
843 7th St Ste D
Farmers Insurance - Gregory Byrne
Umbrella Insurance Agent · Paso Robles, CA

For customers in Paso Robles, Gregory Byrne offers umbrella insurance on a one-time policy setup or an ongoing coverage management basis. This liability protection extends beyond standard auto and homeowners limits, providing additional financial safeguards against major claims or lawsuits in the area. Policies are customized annually to match changing personal assets and risk exposures. A new policy quote can be requested at any time, while active coverage is routinely updated through scheduled policy reviews or as needed immediately following a significant life event or asset change.

CI
731 21st St D
Chely Insurance Services
Umbrella Insurance Agent · Paso Robles, CA

Chely Insurance Services specializes in securing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. In Paso Robles, California, the agency works closely with residents seeking additional protection against major claims or lawsuits. It advises clients on how excess liability coverage safeguards personal assets from unforeseen events. During the fall and winter months, the agency helps homeowners address increased risks from holiday gatherings and seasonal guests, ensuring the policy adjusts for the period’s greater liability exposure.

BB
705 Golden Hill Rd Ste 103
Bryan Butler: Allstate Insurance
Umbrella Insurance Agent · Paso Robles, CA

Bryan Butler: Allstate Insurance serves homeowners, businesses, and property managers in Paso Robles and the surrounding area who require umbrella liability coverage. This agency helps clients secure additional layers of protection beyond standard policies, addressing risks from major accidents or property claims. Agents evaluate individual coverage gaps and coordinate umbrella policies with existing auto, home, or business insurance. The agency also offers services to clients in the neighboring community of Atascadero, ensuring comprehensive liability solutions across the North San Luis Obispo County region.

KI
611 12th St
KNOCKOUT INSURANCE SERVICES ,LLC
Umbrella Insurance Agent · Paso Robles, CA

KNOCKOUT INSURANCE SERVICES, LLC serves clients in Paso Robles and the surrounding North San Luis Obispo County communities. The agency handles umbrella insurance policies, which provide additional liability coverage beyond the limits of standard homeowners or auto policies. Such policies help protect personal assets against larger claims or lawsuits. The company typically begins a job by reviewing a client’s existing underlying coverages, then recommends an appropriate umbrella limit based on the client’s asset exposure and risk profile.

DP
741 21st St #101
Del Paso Insurance Services
Umbrella Insurance Agent · Paso Robles, CA

With Paso Robles’ frequent afternoon thunderstorms rolling in from the coastal range, local homeowners and vintners face a heightened risk of liability from sudden property damage or guest injuries. Del Paso Insurance Services provides umbrella insurance coverage in this area, helping clients augment their existing homeowners and auto policies with an extra layer of protection against major claims. Their process typically begins with a thorough review of current coverage limits to identify gaps, followed by an on-site risk assessment of the property or business conducted by a licensed agent.

KI
2050 Spring St Suite C
Kenton Insurance
Umbrella Insurance Agent · Paso Robles, CA

Kent Insurance, serving Paso Robles and the surrounding area, provides residential umbrella insurance to help protect homeowners from unexpected liability claims. The agency also offers commercial umbrella coverage for local businesses seeking an extra layer of security beyond primary policies. Their dedicated team assists clients in assessing individual risk exposures to ensure appropriate coverage limits are selected. After each policy review or claim assistance is completed, the agency follows up to confirm satisfaction and arranges periodic check-ins between regular annual visits.

ME
558 Spring St
Maria Elena's Insurance Agency
Umbrella Insurance Agent · Paso Robles, CA

Maria Elena's Insurance Agency in Paso Robles provides general insurance services focused on protecting clients from unexpected financial liabilities. The agency specializes in umbrella insurance, which offers additional coverage beyond standard home and auto policy limits to safeguard assets from major claims or lawsuits. This extra layer of protection benefits businesses and property owners managing bigger risks. The company serves commercial sectors including local offices for professional service liability, warehouses with higher inventory exposure, and food service operations facing customer injury or product-related claims.

CS
513 13th St
Coastal States Insurance
Umbrella Insurance Agent · Paso Robles, CA

Coastal States Insurance of Paso Robles is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Serving clients throughout the Central Coast region, the agency helps protect personal assets from unforeseen lawsuits and major claims. Their work focuses on evaluating individual risk profiles, including rental properties and recreational vehicles, to recommend appropriate policy increments. An additional service they offer is bundling umbrella coverage with existing boat or watercraft insurance for streamlined asset protection.

OI
1818 Spring St STE B
Oaks Independent Insurance Solutions, Inc.
Umbrella Insurance Agent · Paso Robles, CA
(805) 238-6059
oaksinsurancesolutions.com
CH
741 21st St #101
California Heritage Insurance Services
Umbrella Insurance Agent · Paso Robles, CA
(805) 239-0600
calheritageins.com
IA
1244 Pine St
insurance agent list
Umbrella Insurance Agent · Paso Robles, CA
(800) 757-7496
FI
1921 Spring St
Farmers Insurance - Jonathan Shadle
Umbrella Insurance Agent · Paso Robles, CA
(805) 462-3276
agents.farmers.com/ca/paso-robles/jonathan-shadle
JB
945 12th St
J Bond Insurance Agency, Inc.
Umbrella Insurance Agent · Paso Robles, CA
(877) 426-6396
jbondins.com
FG
655 Oak Ln
Field Gibson - DiBuduo & DeFendis Insurance Brokers
Umbrella Insurance Agent · Paso Robles, CA
(805) 239-2308
fieldgibson.com
BN
179 Niblick Rd
Blaze 'n Bear Insurance Services Inc
Umbrella Insurance Agent · Paso Robles, CA
(805) 635-7200
blazenbear.com/contact-us
HI
935 Riverside Ave
HUB INTERNATIONAL INS SERVICES
Umbrella Insurance Agent · Paso Robles, CA
(805) 238-5215
alliedinsurance.com

What Does an a Umbrella Insurance Agent in Paso Robles Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Paso Robles

An umbrella insurance agent in Paso Robles, California can help you secure extra liability coverage beyond standard policies. California law requires minimum auto liability limits, but an umbrella policy provides additional protection for assets. Agents in Paso Robles understand local risks like wildfire liability and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Paso Robles do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your home or auto insurance limits. In California, this is important due to high property values and litigation risks. The agent will assess your assets and recommend appropriate coverage levels.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage, but higher limits may be needed for high net worth individuals. California law does not set a specific minimum for umbrella policies. Your agent will consider your assets, income, and potential liability risks.

Are there California-specific rules for umbrella insurance?

Yes, California requires all drivers to carry minimum liability insurance, but umbrella policies are optional. The state also has a comparative fault rule that can affect payouts. An agent can explain how California law impacts your coverage needs.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.