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Find Umbrella Insurance Agents Near You in Petaluma, CA

Browse umbrella insurance agents serving Petaluma, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Petaluma, California is Miguel Alfaro - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Kendra Cochran - State Farm Insurance Agent, AAA Petaluma Branch, Fillinger Insurance. This directory lists 20 umbrella insurance agents serving Petaluma.

Showing 20 umbrella insurance agents in Petaluma, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Alfaro - State Farm Insurance Agent300 Washington St(707) 763-9722
2Kendra Cochran - State Farm Insurance Agent90 Sycamore Ln Ste A(707) 283-0190
3AAA Petaluma Branch111 Lynch Creek Way(707) 781-6700
4Fillinger Insurance1318 Redwood Way STE 110(707) 763-1100
5Lemus Insurance Agency72 E Washington St(707) 762-1180
6Rebekah Gonzalez - State Farm Insurance Agent725 E Washington St #101(415) 525-3344
7Aslan Insurance Agency, Inc.140 2nd St Suite 314(707) 576-1713
8Farmers Insurance - Paul Demil323 Howard St(707) 763-7600
9Farmers Insurance - Jor-Jean Maples125 Washington St(707) 765-1420
10HUB International731 Southpoint Blvd(707) 782-9200
MA
300 Washington St
Miguel Alfaro - State Farm Insurance Agent
Umbrella Insurance Agent · Petaluma, CA

Miguel Alfaro - State Farm Insurance Agent serves the Petaluma, California area as a local umbrella insurance agent. Umbrella insurance provides extra liability coverage beyond standard home and auto policies, helping protect clients against major claims and lawsuits. This agent offers professional guidance to individuals and families who require higher liability limits. The agency assists clients with reviewing their personal coverage needs and securing affordable umbrella policies. It also handles personal liability protection to safeguard assets and future earnings from unexpected incidents.

KC
90 Sycamore Ln Ste A
Kendra Cochran - State Farm Insurance Agent
Umbrella Insurance Agent · Petaluma, CA

Kendra Cochran - State Farm Insurance Agent in Petaluma, California, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agent offers personalized consultation to explain policy limits and potential gaps in existing coverage. Customized plans are developed to shield assets from major claims or lawsuits, with ongoing service for policy adjustments and renewal review. This agency serves a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.

AP
111 Lynch Creek Way
AAA Petaluma Branch
Umbrella Insurance Agent · Petaluma, CA

Homeowners, businesses, and property managers in Petaluma turn to AAA Petaluma Branch for their umbrella insurance needs. This agency provides additional liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. It helps protect assets from major claims and lawsuits that could otherwise cause significant financial loss. Residents in nearby Rohnert Park also receive the same personalized coverage guidance from this local agency.

FI
1318 Redwood Way STE 110
Fillinger Insurance
Umbrella Insurance Agent · Petaluma, CA

Serving Petaluma and the surrounding Sonoma County communities, Fillinger Insurance handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. These policies help protect clients against significant claims and lawsuits that could exceed their primary coverage. The agency focuses on delivering proper risk protection for local homeowners and drivers. To handle a typical job, the agent reviews a client’s current policies, identifies potential exposure gaps, and recommends an appropriate coverage layer.

LI
72 E Washington St
Lemus Insurance Agency
Umbrella Insurance Agent · Petaluma, CA

Lemus Insurance Agency in Petaluma, CA assists clients with private policies that cover liabilities exceeding what standard homeowners or auto insurance provides, offering both one-time consultations for current coverage and recurring service options for ongoing policy management. An umbrella insurance agent helps protect personal assets from large claims and lawsuits. Service for this agency runs on a one-time or as-needed basis, depending on the client's request.

RG
725 E Washington St #101
Rebekah Gonzalez - State Farm Insurance Agent
Umbrella Insurance Agent · Petaluma, CA

As an umbrella insurance agent in Petaluma, Rebekah Gonzalez with State Farm Insurance provides clients with supplemental liability coverage that extends beyond standard policy limits. This specialty product offers added protection for personal assets against major lawsuits or claims. The company also delivers general insurance services, including consultations and risk management tailored to local drivers, homeowners, and renters. This agent often assists clients during peak storm seasons, when increased outdoor hazards can create higher liability risks around the Sonoma County area.

AI
140 2nd St Suite 314
Aslan Insurance Agency, Inc.
Umbrella Insurance Agent · Petaluma, CA

When the North Bay rainy season brings increased flood and mudslide risks to Petaluma driveways and hillside homes, an umbrella insurance agency offers a vital layer of protection. Aslan Insurance Agency, Inc. helps local homeowners fill coverage gaps left by standard auto and homeowners policies. By adding a personal liability umbrella above existing primary limits, the agency secures assets against costly lawsuits and severe accident claims common in the area. The process begins with a careful review of the client's current policies and an inspection of the property's specific liability exposures.

FI
323 Howard St
Farmers Insurance - Paul Demil
Umbrella Insurance Agent · Petaluma, CA

Farmers Insurance - Paul Demil in Petaluma, California, provides umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. These policies offer an additional layer of protection for personal assets against major claims or lawsuits. This agency modifies basic umbrella plans to include broader risks often encountered in local commercial settings. It also writes specialized endorsements for property owners. Clients can receive tailored coverage for various business types, including offices, warehouses, and food service establishments.

FI
125 Washington St
Farmers Insurance - Jor-Jean Maples
Umbrella Insurance Agent · Petaluma, CA

Farmers Insurance - Jor-Jean Maples provides residential umbrella insurance to homeowners in Petaluma, California, offering added liability protection beyond standard policies. The agency also extends commercial umbrella coverage for local businesses, ensuring consistent service throughout the greater Petaluma area. Policies are tailored to address common regional risks, giving clients confidence in their financial safeguards. Many customers return for follow-up adjustments or renewed policies between regular insurance visits.

HI
731 Southpoint Blvd
HUB International
Umbrella Insurance Agent · Petaluma, CA

HUB International in Petaluma, California, is known for providing comprehensive umbrella insurance agent services to local residents and businesses. These policies offer extra liability coverage beyond standard homeowners, auto, or watercraft insurance limits, protecting assets in a high-cost area. The agency assesses individual risk profiles to craft appropriate coverage layers. For added protection, the firm can also tailor excess liability solutions for affluent clients with multiple properties or sizable investment portfolios.

FI
1129 Industrial Ave STE 102
Farmers Insurance - Mitch White
Umbrella Insurance Agent · Petaluma, CA
(707) 778-0377
agents.farmers.com/ca/petaluma/mitch-white
WS
1012 Clegg Ct
Whitman & Samuelson Insurance
Umbrella Insurance Agent · Petaluma, CA
(707) 794-8700
whitman-insurance.com
FI
1129 Industrial Ave Ste 102b
Farmers Insurance - Robert Roland
Umbrella Insurance Agent · Petaluma, CA
(707) 781-6868
agents.farmers.com/ca/petaluma/robert-roland
CI
1345 Redwood Way
Cheda Insurance Agency
Umbrella Insurance Agent · Petaluma, CA
(707) 794-9950
ctsagency.com
HI
140 2nd St #230
Heffernan Insurance Brokers
Umbrella Insurance Agent · Petaluma, CA
(800) 655-7796
heffins.com
AW
622 Petaluma Blvd N
Allstar West Insurance Services, LLC
Umbrella Insurance Agent · Petaluma, CA
(707) 762-4700
allstarwest.com
LT
191 Lynch Creek Way #203
Larry Tencer Insurance
Umbrella Insurance Agent · Petaluma, CA
(707) 763-7000
FI
775 Baywood Dr # 324
Farmers Insurance - Adam Lee
Umbrella Insurance Agent · Petaluma, CA
(415) 839-9619
agents.farmers.com/ca/petaluma/adam-lee
LJ
622 Petaluma Blvd N A
Lombardi Janelle
Umbrella Insurance Agent · Petaluma, CA
(707) 762-4700
VI
1318 Redwood Way # 250
Vista International Insurance Brokers Ltd., LLC
Umbrella Insurance Agent · Petaluma, CA
(707) 796-7180
vistainternational.com

What Does an a Umbrella Insurance Agent in Petaluma Cost?

Typical costs for a 1 million dollar umbrella policy in California range from 150 to 300 dollars per year. Higher coverage amounts like 2 million dollars may cost 200 to 500 dollars annually. Costs vary based on your risk factors such as driving record and property value. This is general information and not insurance advice.

About umbrella insurance agents in Petaluma

Umbrella insurance agents in Petaluma help residents secure additional liability coverage beyond standard auto and homeowners policies. California law requires minimum liability limits for auto insurance, but umbrella policies provide an extra layer of protection for assets. Local agents can tailor coverage to your specific needs and risk profile.

Frequently Asked Questions

What does an umbrella insurance agent in Petaluma do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. This is important in California where lawsuits can result in high settlements.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage for California residents with significant assets. The amount depends on factors like home equity, savings, and potential liability risks. A local agent can help you calculate the right level based on your situation.

Are umbrella policies required by California law?

Umbrella insurance is not required by California law but is highly recommended for asset protection. California requires minimum auto liability limits of 15 thousand dollars per person and 30 thousand dollars per accident. An umbrella policy provides coverage above these minimums.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.