The top-rated umbrella insurance agent in Placentia, California is Sylvia Nye - State Farm Insurance Agent, rated 4.8 stars across 67 reviews. Other highly rated options include Kristina Simpson - State Farm Insurance Agent, Eric Lopez: Allstate Insurance, Scott Lennen - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Placentia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sylvia Nye - State Farm Insurance Agent | 1290 N Kraemer Blvd ste a | (714) 528-3500 |
| 2 | Kristina Simpson - State Farm Insurance Agent | 151 N Kraemer Blvd #123 | (714) 577-9800 |
| 3 | Eric Lopez: Allstate Insurance | 101 S Kraemer Blvd #218 | (714) 996-8262 |
| 4 | Scott Lennen - State Farm Insurance Agent | 1132 E Yorba Linda Blvd | (714) 996-8050 |
| 5 | Auto Insurance Alliance | 701 W Kimberly Ave #207 | (239) 306-8289 |
| 6 | Nationwide Insurance: Paul Nicholas Kinan | 1204 E Yorba Linda Blvd | (714) 577-6700 |
| 7 | Davis & Madden Insurance Inc | 200 Bradford Ave suite i | (714) 630-1455 |
| 8 | Jennifer Lamb Insurance Agency | 949 Williams Ave | (714) 209-9911 |
| 9 | WINK INSURANCE AGENCY, INC | 207 Lakeview Ave | (714) 993-2115 |
| 10 | Rhonda Shader - State Farm Insurance | 151 N Kraemer Blvd #123 | (714) 992-2188 |
Sylvia Nye - State Farm Insurance Agent serves the Placentia, CA area, offering umbrella insurance solutions to local residents and businesses. This type of policy provides additional liability coverage beyond standard homeowners or auto policies, helping protect personal assets. The agency handles the underwriting process and claims assistance for increased protection against major lawsuits or judgments. Specific services include coordinating umbrella coverage with existing home and auto policies to ensure seamless, high-limit protection.
Kristina Simpson serves homeowners, businesses, and property managers in Placentia, California, who require personal and commercial umbrella insurance for added liability protection beyond standard policies. This agency helps clients secure excess coverage that can shield assets from major lawsuits or catastrophic claims. Services include evaluating existing liability limits and recommending appropriate umbrella policies to mitigate financial risk. The agency also extends its umbrella insurance services to clients throughout the nearby Yorba Linda community and Orange County metro area.
Eric Lopez: Allstate Insurance provides personal umbrella liability coverage designed to extend beyond the limits of standard auto and homeowners policies. The agency helps clients evaluate their current exposure and offers policies that add an extra layer of financial protection for unforeseen accidents or lawsuits. Service includes periodic policy reviews to ensure coverage keeps pace with changing assets or life events. The company serves a variety of property types in the region, including single-family homes, apartments, retail spaces, and restaurants.
Serving Placentia and the surrounding Orange County communities, Scott Lennen’s agency handles umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. This protection can shield personal assets from large claims or lawsuits. To assess each client’s unique coverage gap, the agency takes a consultative approach, examining existing policies and household risk factors to recommend an appropriate endorsement amount for a typical job.
Auto Insurance Alliance provides professional umbrella insurance agent services in Placentia, California. It specializes in offering excess liability coverage that extends beyond the limits of standard auto, home, and watercraft policies. The firm generally works with clients to review existing personal insurance portfolios and recommend appropriate umbrella policies for added financial protection. This local agency helps residents prepare for risks like significant liability claims following a major storm or an accident involving a hired vehicle.
Umbrella insurance agents typically offer either one-time policy setups where a single, large liability layer is added to existing coverage or recurring service options that adjust the policy’s limits and exclusions annually. The firm of Nationwide Insurance: Paul Nicholas Kinan, located in Placentia, CA, works to protect clients against major liability claims that exceed standard home, auto, or watercraft coverage. Service here runs on an as-needed basis tailored to each client’s changing risk profile.
As the Southern California wildfire and rain seasons approach each year, Placentia homeowners seek reliable personal liability coverage that standard policies often cannot provide on their own. Davis & Maddem Insurance Inc serves this need by offering umbrella policies that extend beyond typical auto and home liability limits. Their agents carefully assess each client’s assets and daily activities to recommend appropriate coverage layers. The process begins with a thorough review of existing insurance policies and a consultation to identify specific risk exposures during an initial agent visit.
Jennifer Lamb Insurance Agency provides general liability coverage for individuals and businesses throughout the Placentia area. As a dedicated umbrella insurance agent, the agency specializes in offering extra liability protection that extends beyond the limits of standard policies. This additional coverage is designed to safeguard assets from major claims and lawsuits that exceed primary policy limits. The agency serves clients across several commercial sectors, including offices, warehouses, and food service operations.
Wink Insurance Agency, Inc. in Placentia, CA offers residential umbrella insurance policies that provide additional liability protection beyond standard homeowners coverage. The agency also helps commercial clients in Orange County secure excess liability limits to safeguard their business assets. Serving homeowners and business owners throughout the surrounding area, the agency provides tailored policies that respond to various personal and professional risks. This local agency encourages clients to schedule a follow-up review between regular visits to adjust coverage for life changes or property acquisitions.
Rhonda Shader - State Farm Insurance in Placentia, CA is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. The agency serves local homeowners, renters, and vehicle owners who seek additional security against major claims or lawsuits. Umbrella insurance agents in this area typically help clients bundle coverage for comprehensive risk management. Rhonda Shader offers the convenience of adding personal liability umbrella policies to existing home or auto insurance plans.
What Does an a Umbrella Insurance Agent in Placentia Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Your actual premium depends on your risk factors, such as driving record and property type. This is general information, not insurance advice.
About umbrella insurance agents in Placentia
An umbrella insurance agent in Placentia, California helps you secure additional liability protection beyond your auto or homeowners policy. California law does not require umbrella insurance, but it can protect your assets in the event of a lawsuit. Agents in Placentia can explain how umbrella policies work with California-specific liability risks, such as earthquake-related injuries or pool accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Placentia do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. In California, this is important because state law allows high damage awards in personal injury cases. The agent will review your assets and recommend a coverage limit that fits your needs.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage for California residents. This amount can protect your savings and future income if you are sued. Your agent will consider your net worth and risk factors like owning a pool or rental property.
Can I get umbrella insurance if I have a history of claims in California?
Yes, but your options may be limited. Some California insurers require a clean claims history for the past three to five years. An agent can help you find a carrier that accepts higher risk profiles.
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