ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a umbrella insurance agent in Poway? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Poway, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 umbrella insurance agents in Poway, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Marc Nimetz
15644 Pomerado Rd Ste 104, Poway, CA 92064
(858) 866-8147
agents.farmers.com
Bob Francy III - State Farm Insurance Agent
12605 Poway Rd ste a, Poway, CA 92064
(858) 451-1915
bobfrancy.com
Kristin Francy - State Farm Insurance Agent
12605 Poway Rd # C, Poway, CA 92064
(858) 484-4141
francyinsurance.com
Hannah Chavez: Allstate Insurance
12700 Stowe Dr #220, Poway, CA 92064
(858) 513-0110
agents.allstate.com
Del Dios Insurance Services Inc
12923 Pomerado Rd # A, Poway, CA 92064
(760) 975-9554
fast2insure.com
Farmers Insurance - Cathy Peterson
12759 Poway Rd #203, Poway, CA 92064
(858) 748-3134
agents.farmers.com
Mike Dolan - State Farm Insurance Agent
12605 Poway Rd Ste B, Poway, CA 92064
(858) 486-7290
autofirebusiness.com
Ron Tocki Insurance Agency
14260 Garden Rd #24b, Poway, CA 92064
(858) 492-0511
Mercury Insurance
13446 Poway Rd, Poway, CA 92064
(888) 637-2176
mercuryinsurance.com
Robert Hashim Insurance Services
Ipava Dr, Poway, CA 92064
(858) 679-1507
hashiminsurance.com
Umbrella insurance provides additional liability coverage beyond the limits of your auto and homeowners policies. In Poway, California, an umbrella insurance agent can help you secure this extra layer of protection, which is especially valuable given California's high cost of living and litigation risks. A local agent understands state-specific requirements and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Poway Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for the first 1 million dollars of coverage. Additional coverage of 1 million dollars may cost 75 to 150 dollars per year. Rates vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Poway do?
An umbrella insurance agent helps you purchase a personal umbrella policy that covers liability claims above your primary insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, this is important because state law does not cap most personal injury damages.
How much umbrella insurance do I need in Poway?
The amount of umbrella insurance you need depends on your assets, income, and potential liability risks. Many agents suggest coverage equal to your net worth. In California, where property values are high, a policy of 1 million to 5 million dollars is common.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Poway who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.