The top-rated umbrella insurance agent in Rancho Cucamonga, California is Adriana's Insurance Services, rated 4.8 stars across 2,868 reviews. Other highly rated options include Barranca Insurance Services, Inc., AAA Rancho Cucamonga Insurance and Member Services, Kessler Alair Insurance Services, Inc.. This directory lists 22 umbrella insurance agents serving Rancho Cucamonga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adriana's Insurance Services | 9445 Charles Smith Ave | (909) 552-8911 |
| 2 | Barranca Insurance Services, Inc. | 8647 Haven Ave STE 100 | (909) 475-6195 |
| 3 | AAA Rancho Cucamonga Insurance and Member Services | 10540 Foothill Blvd #100 | (909) 980-0233 |
| 4 | Kessler Alair Insurance Services, Inc. | 12487 N Mainstreet #240 | (909) 931-1500 |
| 5 | Alsop & Associates Insurance Agency: Allstate Insurance | 9155 Archibald Ave ste h | (909) 365-1828 |
| 6 | Agency One Insurance Services, Inc | 8350 Archibald Ave Suite #204 | (661) 723-0404 |
| 7 | S&R Insurance Services Inc | 10370 Commerce Center Dr # 120 | (909) 740-6800 |
| 8 | Supreme Choice Insurance Solutions | 10700 Jersey Blvd STE 310 | (909) 587-4223 |
| 9 | Owens Insurance Agency, Inc | 8560 Vineyard Ave Ste. 110 | (909) 710-7171 |
| 10 | Lenita Graves - State Farm Insurance Agent | 8440 Maple Pl STE 103 | (909) 349-2050 |
Adriana's Insurance Services provides general liability coverage and property protection for clients in Rancho Cucamonga, California. The agency specializes in supplemental umbrella insurance policies to extend liability limits beyond standard coverage. These additional policies help safeguard personal assets and offer broader financial security for unforeseen events. The company serves businesses ranging from office complexes to large industrial warehouses and also works with food service establishments, including restaurants and commercial kitchens.
Barranca Insurance Services, Inc. offers a range of umbrella insurance policies designed to provide extra liability coverage beyond standard homeowners, auto, or watercraft policies. The agency focuses on assisting clients in understanding their exposure and selecting appropriate excess limits to protect their assets. It provides ongoing policy reviews to ensure coverage remains suitable as circumstances change. The company serves property owners throughout Rancho Cucamonga, including those with single-family homes, apartments, retail spaces, and restaurants.
AAA Rancho Cucamonga Insurance and Member Services serves San Bernardino County from its Rancho Cucamonga, California location. The agency connects local homeowners and drivers with umbrella insurance policies, which add liability coverage above standard home and auto limits. It assists clients in securing extra financial protection against major claims or lawsuits. For property owners who require supplemental coverage for rental units or second homes, this agency also arranges tailored umbrella policies that address those specific needs.
Kessler Alair Insurance Services, Inc. provides umbrella liability coverage for homeowners, businesses, and property managers in Rancho Cucamonga and the surrounding region. This type of extra protection helps secure additional liability limits beyond standard policies, offering a broader safety net for potential claims. The agency works with local clients to assess their personal or commercial risk exposure. It also serves communities throughout the Ontario and greater Inland Empire metro area.
Alsop & Associates Insurance Agency: Allstate Insurance serves Rancho Cucamonga and the surrounding communities of the Inland Empire with insurance solutions. It handles umbrella liability coverage, which provides extra protection beyond standard homeowners and auto policies for qualifying clients. This additional layer safeguards assets against major claims and lawsuits that could exceed primary policy limits. The company evaluates each client’s individual risk profile and asset portfolio to determine appropriate coverage levels and policy limits for their specific needs.
Agency One Insurance Services, Inc in Rancho Cucamonga, CA helps distinguish between one-time liability protection for specific events and recurring umbrella coverage that extends beyond standard policy limits. This service offers additional layers of financial security against major claims and lawsuits. Clients may schedule a single consultation for a specific need or arrange ongoing policy management through regular appointments, with service available both as requested commitments and scheduled reviews.
As the rainy season approaches in Rancho Cucamonga, many homeowners consider additional protection beyond standard policies. S&R Insurance Services Inc addresses this need as an umbrella insurance agent, offering liability coverage that extends limits on auto and home policies. Their agents evaluate a client’s existing coverage to identify gaps and recommend an appropriate umbrella policy amount. An initial consultation typically includes a review of personal assets and current insurance limits.
Supreme Choice Insurance Solutions specializes in providing umbrella liability coverage that extends beyond standard policies. As an umbrella insurance agent in Rancho Cucamonga, it helps clients protect their assets against major claims and lawsuits. The company reviews existing home and auto policies to identify gaps in coverage that an umbrella policy can address. This service offers extra security for individuals with significant savings or property. The agency can also assist during the winter season, when holiday gatherings and icy conditions increase the risk of liability incidents on a client’s property.
Owens Insurance Agency, Inc provides general liability and property coverage to businesses and individuals in Rancho Cucamonga, California. Its specialty add-ons include umbrella insurance policies that offer additional liability limits beyond standard underlying policies. This extra layer can protect significant assets from large claims or lawsuits. The agency structures excess liability solutions for a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Rancho Cucamonga Cost?
Umbrella insurance in California typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs increase with higher limits and additional risk factors like multiple properties or young drivers. Premiums vary by insurer and your personal claims history. This is general information not insurance advice.
About umbrella insurance agents in Rancho Cucamonga
An umbrella insurance agent in Rancho Cucamonga helps you secure extra liability coverage beyond standard home and auto policies. California law requires minimum auto liability limits of 15/30/5 but many residents choose umbrella policies to protect assets from lawsuits. Local agents understand the specific risks in San Bernardino County and can tailor coverage to your needs.
Frequently Asked Questions
What is an umbrella insurance policy in California?
An umbrella policy provides additional liability coverage above your existing home and auto insurance limits. In California it typically starts at 1 million dollars and can cover claims like bodily injury property damage and personal injury lawsuits.
How much umbrella insurance do I need in Rancho Cucamonga?
The amount depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage for homeowners with significant equity or rental properties. California courts often award large judgments so higher limits may be wise.
Do I need umbrella insurance if I have a pool or dog in California?
Yes these are common liability risks in California. A pool or dog increases your chance of a lawsuit. An umbrella policy adds protection above your homeowners liability limit which is often 300,000 dollars.
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