The top-rated umbrella insurance agent in Redondo Beach, California is Jackie Sanchez - State Farm Insurance Agent, rated 4.9 stars across 463 reviews. Other highly rated options include Deborah Watson-Triggs - State Farm Insurance Agent, Kinter Insurance Services, Tatiana Dean - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Redondo Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jackie Sanchez - State Farm Insurance Agent | 2772 Artesia Blvd Suite 201 | (310) 663-4296 |
| 2 | Deborah Watson-Triggs - State Farm Insurance Agent | 1244 Beryl St | (310) 374-1200 |
| 3 | Kinter Insurance Services | 1014 S Pacific Coast Hwy | (310) 798-6100 |
| 4 | Tatiana Dean - State Farm Insurance Agent | 1010 S Pacific Coast Hwy Suite 206A | (310) 792-5900 |
| 5 | Littleton Insurance Services | 407 N Pacific Ave Unit 737 | (310) 370-1597 |
| 6 | Farmers Insurance - Jessie Navarro | 1426 Aviation Blvd #201 | (310) 792-7885 |
| 7 | Tyler Cross: Allstate Insurance | 2615 190th St #230 | (310) 214-1911 |
| 8 | Pam Murray - State Farm Insurance Agent | 604 N Pacific Coast Hwy | (310) 318-6199 |
| 9 | Bichlmeier Insurance Services | 730 S Pacific Coast Hwy #201 | (310) 376-8852 |
| 10 | Michael Eastman Insurance Agency | 1200 S Pacific Coast Hwy a | (866) 936-9992 |
Jackie Sanchez - State Farm Insurance Agent serves the Redondo Beach, California metro area as an umbrella insurance agent. The agency helps clients secure additional liability coverage that extends beyond the limits of standard auto or homeowners policies. This extra protection is designed to safeguard personal assets against major claims or lawsuits. The agent works with individuals to evaluate their specific risk exposure and coverage needs. The firm handles personal umbrella policies and liability gap coverage.
Deborah Watson-Triggs - State Farm Insurance Agent offers a range of umbrella insurance services in Redondo Beach, CA, providing liability coverage that extends beyond standard policy limits. The agency assists clients in evaluating their risk exposure and selecting appropriate excess coverage plans. Claim-support services guide customers through the process when incidents occur. The company serves local properties including single-family homes, apartments, retail stores, and restaurants.
Homeowners, businesses, and property managers in Redondo Beach, CA, rely on Kinter Insurance Services for umbrella insurance policies that provide an extra layer of liability coverage beyond standard limits. This broker helps clients protect their assets from major claims or lawsuits that could otherwise be financially devastating. By assessing individual risk exposure, they tailor personal umbrella policies to suit different portfolios and property needs. The agency also serves clients throughout the greater South Bay area, including neighboring communities like Torrance and Hermosa Beach.
Tatiana Dean - State Farm Insurance Agent serves clients throughout Redondo Beach and the surrounding South Bay communities. The agency handles personal umbrella insurance policies, offering an additional layer of liability coverage beyond standard auto and homeowners protection. A typical job involves evaluating a client's existing household exposure to determine appropriate umbrella limits for their specific risk profile. The approach focuses on a straightforward consultation that reviews liability gaps and provides coverage recommendations suited to each individual situation.
Littleton Insurance Services in Redondo Beach, CA distinguishes between a one-time umbrella policy purchase and a recurring annual service model that reviews coverage limits. Umbrella insurance agents in this coastal area help clients secure extra liability protection beyond standard home and auto policies. This additional layer can safeguard personal assets against major claims or lawsuits, a critical consideration for local homeowners and drivers. Their service runs on a scheduled basis, with annual policy reviews and renewals to adjust coverage as needs change.
Farmers Insurance - Jessie Navarro in Redondo Beach, California, provides umbrella insurance coverage to extend liability protection beyond standard auto and homeowners policies. This service offers an additional layer of financial security for local residents and business owners. The agency also assists clients in understanding how excess liability coverage can safeguard assets from major claims or lawsuits. During the winter storm season, it helps policyholders assess whether their current liability limits sufficiently cover potential accident and property damage risks arising from wet or windy conditions.
When the Santa Ana winds gust through Redondo Beach, many homeowners worry about liability gaps in their standard policies. Tyler Cross: Allstate Insurance provides umbrella coverage that extends protection beyond typical limits, safeguarding local assets from costly lawsuits and accident-related claims common in this coastal community. An experienced agent reviews each client’s existing home and auto policies to determine the appropriate umbrella amount. The process begins with a free policy inspection and a thorough risk assessment to identify uncovered exposures.
Pam Murray - State Farm Insurance Agent in Redondo Beach, California, assists homeowners and renters in the area with residential umbrella insurance coverage to provide added liability protection above standard policies. The office also offers commercial umbrella policies for local businesses seeking extended limits. Serving clients throughout Redondo Beach and the surrounding South Bay region, the agency helps coordinate coverage that bridges gaps in existing plans. Follow-up service is available between regular visits to review policy adjustments or address changes in client circumstances.
Bichlmeier Insurance Services provides professional guidance on liability coverage for individuals and businesses in the Redondo Beach area. As an umbrella insurance agent, the company helps clients secure extra protection beyond standard policy limits, addressing gaps in coverage for accidents, property damage, or legal judgments. This complimentary layer of insurance can be added to existing homeowners, auto, or watercraft policies for broadened financial security. The firm serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Redondo Beach Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 750 dollars annually. Factors such as your driving record, number of properties, and risk profile affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Redondo Beach
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Redondo Beach, where coastal properties and high-value assets are common, an umbrella policy can protect against lawsuits and large claims. California law requires insurers to offer umbrella policies that extend coverage limits, making local agents essential for navigating state-specific requirements.
Frequently Asked Questions
What does an umbrella insurance agent in Redondo Beach do?
An umbrella insurance agent helps you assess your liability risks and obtain a policy that provides additional coverage above your existing home and auto insurance. They explain how California law, such as the requirement for minimum auto liability limits, affects your umbrella policy needs.
How much umbrella insurance coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, especially for homeowners with pools, rental properties, or high net worth. California courts often award large settlements, so higher limits such as 2 to 5 million dollars may be appropriate for your situation.
Do I need umbrella insurance if I have a home in Redondo Beach?
Yes, because Redondo Beach properties near the coast face unique liability risks such as slip and fall accidents or guest injuries. Umbrella insurance can cover legal costs and judgments that exceed your homeowners policy limits, which is important given California's liability laws.
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