The top-rated umbrella insurance agent in Redwood City, California is AAA Redwood City Branch, rated 4.5 stars across 547 reviews. Other highly rated options include Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc., Nick Bertetta - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Redwood City Branch | 510 Veterans Blvd Ste A | (650) 216-3100 |
| 2 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 3 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 4 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 5 | Lorena Nava: Allstate Insurance | 3754 Florence St | (650) 556-2670 |
| 6 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 7 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 8 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
| 9 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
| 10 | Farmers Insurance - Mark Landis | 650 El Camino Real # R | (650) 366-8274 |
AAA Redwood City Branch serves San Mateo County and the broader Bay Area, offering professional umbrella insurance agent services. This agency helps clients secure additional liability coverage beyond standard home, auto, or watercraft policies, which can protect personal assets from major claims or lawsuits. The firm assists policyholders in evaluating their risk exposure and determining appropriate coverage limits for their specific situation. Among the services it handles in this area, the agency specializes in tailoring personal umbrella policies that coordinate with existing homeowners and auto insurance coverage.
Homeowners, property managers, and businesses in Redwood City and the surrounding area rely on Charlotte Russell - State Farm Insurance Agent for comprehensive umbrella insurance policies. These liability coverages provide extra financial protection beyond standard home or auto policies, safeguarding personal assets from major claims or lawsuits. As a local agency, it helps clients assess their individual risk exposure and select appropriate coverage limits. The agency also extends its services to clients in nearby communities such as San Carlos or Menlo Park, ensuring broad metro area access.
Divia Express Insurance Agency, Inc. provides a full range of umbrella insurance services, including policy review and quote comparisons for local clients in Redwood City, CA. The agency assists in securing additional liability coverage that extends beyond standard home or auto limits. Its maintenance plans involve regular policy assessments to ensure coverage keeps pace with changing asset values. The agency typically serves single-family homes, apartments, retail spaces, and restaurants in the area.
Serving Redwood City and its surrounding communities on the San Francisco Peninsula, Nick Bertetta - State Farm Insurance Agent handles umbrella insurance policies that provide an extra layer of liability coverage. These policies are designed to protect clients when their standard auto or homeowners insurance limits have been exceeded. For each client, the agency evaluates their unique asset and risk profile to determine the necessary amount of additional coverage. Taking a personalized approach, an agent reviews existing policies to ensure the umbrella policy seamlessly extends from the underlying limits.
Lorena Nava: Allstate Insurance, located in Redwood City, CA, distinguishes between one-time consultations and recurring policy reviews for umbrella insurance. This service helps protect individual assets by providing additional liability coverage beyond standard homeowners or auto policies, safeguarding against major claims. The coverage extends to unforeseen events such as lawsuits or accident-related costs exceeding existing limits. Service runs on an as-needed basis, allowing clients to schedule updates when their personal or financial situations change.
Steve Fiorentino - State Farm Insurance Agent in Redwood City, CA, specializes in providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. The agency serves local residents and businesses, helping them assess potential risks and secure broader financial protection. Umbrella insurance can cover large claims or lawsuits, making it a key part of a comprehensive risk management plan. For area homeowners, a seasonal concern such as holiday gatherings or pool use in summer often reveals the need for this extra safety net.
As Redwood City residents prepare for the rainy season, the risk of liability claims from slip-and-fall accidents often rises. Willow Street Insurance offers umbrella insurance designed to extend coverage beyond standard homeowners or auto policies. The agency works closely with clients to evaluate their unique liability exposure in this busy community, explaining how an umbrella policy can provide crucial financial protection against unforeseen legal costs. To begin, an agent will review your current insurance portfolio and risk factors during a complimentary initial consultation at their office.
U D Side Insurance&Middlefield registration services operates as an umbrella insurance agent in Redwood City, providing general liability coverage that extends beyond standard policy limits. The company specializes in supplemental excess layers for clients who require broader protection against catastrophic claims and legal judgments. Umbrella insurance agents in this region routinely manage risk assessment for commercial properties and tenant operations. This firm can serve offices seeking extra liability buffers, warehouses needing coverage for inventory accidents, and food service establishments facing elevated customer injury exposures.
CIS Insurance Agency in Redwood City is known as a local provider of umbrella insurance, offering supplemental liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. Its service range helps individuals protect their assets against major claims and lawsuits. An umbrella policy from this agent adds a critical layer of protection for future earnings and savings. A common recommended add-on is excess liability coverage tailored to additional properties or high-risk recreational vehicles.
Farmers Insurance - Mark Landis provides residential umbrella insurance to homeowners in Redwood City, California, seeking extra liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local business owners in the area, extending their existing general liability limits. Service encompasses Redwood City and the broader Bay Area region. Clients can return for policy reviews and adjustments after filing claims, ensuring consistent coverage between regular account check-ins.
What Does an a Umbrella Insurance Agent in Redwood City Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars of coverage. Higher limits cost more but are still relatively inexpensive compared to the protection they provide. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Redwood City
An umbrella insurance agent in Redwood City California helps you secure additional liability coverage beyond your auto and home policies. California law does not require umbrella insurance, but it can protect your assets from large lawsuits. Local agents understand the specific risks in the Bay Area, such as earthquake-related claims and high property values.
Frequently Asked Questions
What does an umbrella insurance agent in Redwood City do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in California?
Common umbrella policy limits in California start at one million dollars and can go up to five million or more. Your agent will consider your net worth, income, and potential lawsuit exposure. California courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Does umbrella insurance cover earthquake damage in California?
No, umbrella insurance does not cover earthquake damage to your property. It covers liability claims such as bodily injury or property damage caused by you or your family. For earthquake coverage, you need a separate earthquake insurance policy.
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