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Umbrella Insurance Agents in Sacramento, CA

Browse umbrella insurance agents serving Sacramento, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Sacramento, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Igor & Irene Slobodyany Insurance Agency
5301 Madison Ave STE 204, Sacramento, CA 95841
(916) 970-3000 linktr.ee
Capital Hill Insurance Agency
10265 Old Placerville Rd STE 11, Sacramento, CA 95827
(916) 868-4547 capitalhillins.com
Homer Insurance Agency
5211 Madison Ave, Sacramento, CA 95841
(916) 339-7070 homerins.com
Greenhaven Insurance Agency
925 Secret River Dr Suite G, Sacramento, CA 95831
(916) 836-8484 greenhaveninsurance.com
Eugene C Yates Insurance Agency
2021 P St, Sacramento, CA 95811
(916) 313-6100 eugenecyates.com
American River Insurance Agency
333 University Ave suit 200, Sacramento, CA 95825
(888) 570-1058 americanriverinsuranceagency.com
Farmers Insurance - Wendy Mazzoni
720 Alhambra Blvd Ste A, Sacramento, CA 95816
(916) 822-5085 agents.farmers.com
McClatchy Insurance Agency
2410 Fair Oaks Blvd #140, Sacramento, CA 95825
(916) 488-4702 mcclatchyins.com
Jack-Novicio Insurance Agency, Inc.
2745 Crosby Way, Sacramento, CA 95815
(916) 783-0000 jacknovicio.com
Ice Insurance Agency
180 Promenade Cir Suite 300, Sacramento, CA 95834
(916) 387-6800 iceins.com
Farmers Insurance - Benito Guerrero
1521 Corporate Way Ste 120, Sacramento, CA 95831
(916) 391-3897 agents.farmers.com
SeguroSmart Insurance Solutions LLC
2014 Capitol Ave Ste 100-4020, Sacramento, CA 95811
(916) 900-2236 segurosmartinsurance.com
Thrive Insurance Agency
1353 Fulton Ave, Sacramento, CA 95825
(916) 339-6490 thriveinsuranceservices.com
CLI - California Liberty Insurance
5127 Franklin Blvd, Sacramento, CA 95820
(877) 629-2007 bettercallmax.com
Sierra Oak Insurance Services
9700 Business Park Dr STE 105, Sacramento, CA 95827
(888) 590-5282 sierraoakinc.com
McGee & Thielen Insurance Brokers
3840 Rosin Ct #245, Sacramento, CA 95834
(916) 646-1919 mcgeethielen.com
Envision1 Insurance Services LLC
1485 River Park Dr #200, Sacramento, CA 95815
(916) 530-2169 envision1insurance.com
Westbind Insurance Services
3120 Fulton Ave, Sacramento, CA 95821
(916) 453-9797 westbind.com
Louis Sanchez Insurance Services
1333 Howe Ave Unit 202, Sacramento, CA 95825
(916) 488-2345 louissanchezinsurance.com
Delta Shores Insurance Services (formerly Cooper & Mitchell Insurance Services)
1100 Corporate Way Suite 220, Sacramento, CA 95831
(916) 392-9192 deltashoresinsurance.com

An umbrella insurance agent in Sacramento helps you secure additional liability coverage beyond standard home and auto policies. California law requires minimum auto liability limits but a personal umbrella policy can provide an extra layer of protection. Sacramento residents with significant assets or high risk profiles often work with an agent to tailor coverage to their needs.

What Does a Umbrella Insurance Agent in Sacramento Cost?

In California the average cost for a personal umbrella policy is between 150 and 500 dollars annually for one million dollars in liability coverage. Higher coverage limits such as two million or five million dollars will cost more. Factors like driving record home value and number of rental properties affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Sacramento do?
An umbrella insurance agent helps you assess your liability risks and purchase a personal umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent can explain how California minimum liability limits might leave you exposed.
Do I need umbrella insurance in California?
You may need umbrella insurance if you have significant assets a high risk occupation or a swimming pool. California law does not require umbrella insurance but it can protect your savings and future income. An agent can help you decide based on your personal situation.