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Umbrella Insurance Agents in San Bernardino, CA

Directory of umbrella insurance agents in San Bernardino, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
San Bernardino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in San Bernardino, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hammer Insurance Services Inc.
2609 Del Rosa Ave N, San Bernardino, CA 92404
(909) 804-4125 hammerinsurance.com
FOCO Insurance
2075 E Highland Ave G, San Bernardino, CA 92404
(866) 315-7564 focoinsuranceservices.com
Acceptance Insurance
420 E Hospitality Ln # A4, San Bernardino, CA 92408
(909) 360-7170 locations.acceptance.com
Veronica's Insurance Baseline
295 E Baseline St, San Bernardino, CA 92410
(909) 639-3710 veronicas.com
L H Herrera Insurance & Income Tax
412 W Highland Ave, San Bernardino, CA 92405
(909) 474-9210
Veronica’s Insurance Corporate
290 W Orange Show Rd STE 100, San Bernardino, CA 92408
(909) 328-6151 veronicas.com
City Best Insurance Services Inc
275 E 9th St, San Bernardino, CA 92410
(909) 889-9519 citybestinsurance.com
Mauricio Alvarado: Allstate Insurance
1353 W Mill St #117, San Bernardino, CA 92410
(909) 342-7077 agents.allstate.com
Aims Insurance Services - San Bernardino
Inside Rio Ranch Market, 25745 E Baseline St, San Bernardino, CA 92410
(909) 864-2300 aims4insurance.com
Salazar Insurance & Financial Services, LLC.
1455 W Highland Ave # 105, San Bernardino, CA 92411
(909) 325-3701 salazarsvc.com
NEXT GENERATION INSURANCE SERVICES
1167 N Mt Vernon Ave St. 102, San Bernardino, CA 92411
(909) 868-7258
One Choice Insurance Brokers
2130 N Arrowhead Ave #105A, San Bernardino, CA 92405
(909) 315-6558 onechoiceinsurancebrokers.com
Servicio Latino Insurance
617 W Base Line St, San Bernardino, CA 92410
(909) 885-1111 sbdmv.com
Farmers Insurance - Susan Mesa
1585 S D St Suite 206, San Bernardino, CA 92408
(909) 888-7750 agents.farmers.com
Wonderful Insurance Agency
1254 S Waterman Ave #8, San Bernardino, CA 92408
(909) 763-2317 wonderfulins.com
Gil Lemus Insurance Service
1762 N Waterman Ave STE C, San Bernardino, CA 92404
(909) 882-8700 gillemusinsservices.com
Sublime Insurance Services Inc.
1264 S Waterman Ave #13, San Bernardino, CA 92408
(909) 567-2370 sublimeinsuranceservices.com
Aztlan Insurance
173 E Highland Ave, San Bernardino, CA 92404
(909) 804-4140
Rosa Maria Insurance
1263 W 5th St, San Bernardino, CA 92411
(909) 885-7278
Limitless Support Insurance Services
245 E Redlands Blvd Ste N, San Bernardino, CA 92408
(909) 454-9104 limitlesssupportinsuranceservices.com

What Does a Umbrella Insurance Agent in San Bernardino Cost?

Umbrella insurance costs in California generally range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums depend on your risk profile number of vehicles and property owned. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in San Bernardino?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your base policy limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. In California umbrella policies typically start at 1 million dollars in coverage.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage but higher amounts may be wise for homeowners or those with significant assets. California courts can award large judgments in personal injury cases. Your agent can help calculate a suitable limit based on your net worth and income.
Does umbrella insurance cover legal defense costs in California?
Yes umbrella insurance typically covers legal defense costs for covered claims even if the lawsuit is groundless. In California this can include attorney fees court costs and settlement payments. The policy usually pays for defense in addition to the liability limit.