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Find Umbrella Insurance Agents Near You in San Carlos, CA

Browse umbrella insurance agents serving San Carlos, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 11 umbrella insurance agents serving San Carlos.

Showing 11 umbrella insurance agents in San Carlos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Vallee - State Farm Insurance Agent632 El Camino Real(650) 593-8425
2Nadler Insurance, Inc.1560 Laurel St #200(650) 508-8000
3Ray Sullivan: Allstate Insurance742 El Camino Real(650) 593-1221
4ISU Lovering Insurance Services1121 Laurel St(650) 593-7601
5365 Gold Insurance Services104 El Camino Real(650) 777-7680
6Farmers Insurance - Nicky Papadakis1355 Laurel St(650) 593-1666
7Professional Insurance associates1100 Industrial Rd STE 3(650) 592-7333
8Peck & Peck Insurance1724 Laurel St #225(650) 592-5591
9Welcare Financial Group1668 El Camino Real(650) 802-9288
10Insurance Solutions by JCA - JC Adviser867 American St Suite 200
GV
632 El Camino Real
Gina Vallee - State Farm Insurance Agent
Umbrella Insurance Agent · San Carlos, CA

Gina Vallee - State Farm Insurance Agent serves the San Carlos, California, area, providing personal umbrella liability coverage. An umbrella insurance agent helps individuals safeguard their assets by offering an extra layer of liability protection beyond standard policies. The company addresses the risk of costly lawsuits or accident claims that could otherwise threaten a client’s savings or future earnings. Among the specific services it handles in this area are policy reviews to assess potential coverage gaps and counsel on adequate liability limits for homeowners and drivers.

NI
1560 Laurel St #200
Nadler Insurance, Inc.
Umbrella Insurance Agent · San Carlos, CA

Nadler Insurance, Inc. provides umbrella insurance agent services for clients in the San Carlos, California area, focusing on securing supplemental liability coverage that extends beyond standard policy limits. Its service approach includes reviewing existing home and auto policies to identify gaps in protection, followed by recommending appropriate umbrella policies. The firm offers ongoing support through policy adjustments and renewal management. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

RS
742 El Camino Real
Ray Sullivan: Allstate Insurance
Umbrella Insurance Agent · San Carlos, CA

Ray Sullivan: Allstate Insurance serves homeowners, businesses, and property managers in the San Carlos area who require umbrella insurance for extra liability protection beyond standard policies. The agency helps clients assess their risk exposure and select appropriate coverage limits to safeguard assets and future earnings. It provides personalized consultations to explain how umbrella policies integrate with existing auto and homeowners insurance. Its service area also extends into the neighboring community of Redwood City and the broader San Mateo County region.

IL
1121 Laurel St
ISU Lovering Insurance Services
Umbrella Insurance Agent · San Carlos, CA

ISU Lovering Insurance Services serves San Carlos and the surrounding communities of the San Francisco Peninsula, handling personal umbrella liability coverage. This form of insurance provides an additional layer of protection beyond standard auto and homeowners policies. They help clients address potential gaps in existing coverage to guard against major lawsuits or significant claims. To handle a typical job, the agency carefully assesses a client’s existing policies and personal assets, then determines the appropriate limit of umbrella protection based on that individual’s specific risk profile.

3G
104 El Camino Real
365 Gold Insurance Services
Umbrella Insurance Agent · San Carlos, CA

365 Gold Insurance Services in San Carlos, CA offers specialized umbrella insurance coverage that extends liability protection beyond standard policies. The agency also provides general guidance on structuring additional layers of defense against unexpected claims. Its agents work with local homeowners and drivers to address the specific risks that commonly arise from seasonal gatherings, such as holiday parties or summer pool events. This help can prove essential when a single accident threatens personal assets during or after the festivities.

FI
1355 Laurel St
Farmers Insurance - Nicky Papadakis
Umbrella Insurance Agent · San Carlos, CA

For homeowners in San Carlos bracing for seasonal storms or unexpected liability from a guest injury, standard policies often leave gaps. Farmers Insurance - Nicky Papadakis provides umbrella insurance to extend extra coverage limits beyond auto and homeowner plans. This added layer protects assets from major lawsuits or severe accident costs. The process begins with a thorough review of your current coverage to determine the correct additional amount. An initial assessment then identifies personal risk factors to tailor the policy’s protection.

PI
1100 Industrial Rd STE 3
Professional Insurance associates
Umbrella Insurance Agent · San Carlos, CA

Professional Insurance Associates in San Carlos, CA offers umbrella coverage on a one-time policy purchase or recurring annual renewal basis. This type of insurance provides additional liability protection above standard home and auto policy limits, safeguarding personal assets against major claims or lawsuits for San Carlos residents. The agency’s service runs on a scheduled basis, with annual reviews to adjust coverage as policyholder needs change over time.

PP
1724 Laurel St #225
Peck & Peck Insurance
Umbrella Insurance Agent · San Carlos, CA

Peck & Peck Insurance assists clients with liability protection beyond standard policy limits. Based in San Carlos, it focuses specifically on umbrella insurance to provide additional coverage for unforeseen circumstances. The agency advises on policies that extend across auto, homeowners, and other personal lines. It understands the value of safeguarding assets from major claims or lawsuits. This umbrella insurance agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.

WF
1668 El Camino Real
Welcare Financial Group
Umbrella Insurance Agent · San Carlos, CA

Welcare Financial Group serves homeowners in San Carlos with residential umbrella insurance, providing additional liability coverage beyond standard policies. The firm also extends commercial umbrella insurance for local business owners requiring higher policy limits. Clients throughout San Carlos and surrounding areas can access these supplemental protections. The agency focuses on clear consultations about coverage gaps, ensuring policies coordinate properly with underlying home and business plans. Service continues between regular policy reviews, with agents available for policy adjustments when clients add property, vehicles, or face changing liability exposures.

IS
867 American St Suite 200
Insurance Solutions by JCA - JC Adviser
Umbrella Insurance Agent · San Carlos, CA
DI
1567 Edmond Dr
Dooley Insurance Services
Umbrella Insurance Agent · San Carlos, CA
(949) 687-0911
difs2.com

What Does an a Umbrella Insurance Agent in San Carlos Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Factors like your driving record number of properties and prior claims affect the premium. This is general information not insurance advice.

About umbrella insurance agents in San Carlos

An umbrella insurance agent in San Carlos California helps you secure excess liability coverage that goes beyond your auto and homeowners policies. California law requires minimum auto liability limits but a single accident can exceed those amounts. An umbrella policy provides an additional layer of protection for your assets and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in San Carlos do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your underlying insurance limits. In California this can protect you from lawsuits related to car accidents or property damage incidents. The agent assesses your risk profile and recommends appropriate coverage amounts.

How much umbrella coverage should I get in San Carlos?

Common umbrella policy limits in California range from one million to five million dollars. Your agent will consider your net worth income and potential liability risks such as owning a pool or rental property. A general guideline is to have enough coverage to protect your total assets.

Do I need umbrella insurance if I have a homeowners policy in San Carlos?

Yes a standard homeowners policy in California has liability limits that may be insufficient for a serious accident. Umbrella insurance extends your coverage and often covers legal defense costs. It also applies to certain claims that your home or auto policy might exclude.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.