Skip to main content

Find Umbrella Insurance Agents Near You in San Francisco, CA

Compare umbrella insurance agents in San Francisco. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Traci Hollander - State Farm Insurance Agent
556 Castro St, San Francisco, CA 94114
(415) 575-3775 tracihollander.com
Tiffany Won - State Farm Insurance Agent
1250 Missouri St UNIT 305, San Francisco, CA 94107
(415) 872-5734 tiffanywon.com
Sam & Associates Insurance Agency: Allstate Insurance
2225 Taraval St, San Francisco, CA 94116
(415) 665-0181 agents.allstate.com
AAA San Francisco Richmond District Branch
599 Clement St, San Francisco, CA 94118
(415) 750-7800 mwg.aaa.com
AAA San Francisco Lakeshore Plaza Branch
1585 Sloat Blvd, San Francisco, CA 94132
(415) 682-3400 mwg.aaa.com
Jessica Liu Insurance Services
3428 Balboa St, San Francisco, CA 94121
(415) 386-2283 jlis.com
Victor Bull - State Farm Insurance Agent
3288 Steiner St Ste 200A, San Francisco, CA 94123
(415) 580-7380 victorbullsf.com
David Chacon - State Farm Insurance Agent
3425 25th St, San Francisco, CA 94110
(415) 647-9900 davidchacon.com
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
3366 22nd St, San Francisco, CA 94110
(408) 292-4329 browneinsurance.com
Broad Spectrum Insurance Services
1000 Brannan St #205, San Francisco, CA 94103
(888) 898-6999 broadspectruminsurance.com
Kajal Pashmi - State Farm Insurance Agent
3138 Geary Blvd, San Francisco, CA 94118
(415) 742-4459 kajalpinsurance.com
ESI Insurance Brokers
2085 Van Ness Ave, San Francisco, CA 94109
(415) 440-5136 insurance415.com
Riskguard Insurance Solutions
422 Presidio Ave, San Francisco, CA 94115
(415) 447-4212 riskguardins.com
Inclusive Insurance
180 Montgomery St, San Francisco, CA 94104
(844) 462-5874 inclusiveinsurance.com
April Insurance Agency
204 Valencia St Unit 6, San Francisco, CA 94103
(415) 242-8100 aprilinsurance.com
CAL Insurance & Associates
314 W Portal Ave, San Francisco, CA 94127
(415) 661-6500 mycalteam.com
Biddle-Shaw Insurance Services
301 Junipero Serra Blvd #204, San Francisco, CA 94127
(415) 586-7200 biddleshaw.com
MOC Insurance Services
101 Montgomery St, San Francisco, CA 94104
(415) 957-0600
Farmers Insurance - Tat Wai Tam
555 Montgomery St Ste 650, San Francisco, CA 94111
(415) 341-7720 agents.farmers.com
Jack Lee Fong Insurance Agency, Inc.
577 Columbus Ave, San Francisco, CA 94133
(415) 956-3990 jlfia.com

Umbrella insurance agents in San Francisco help you secure an extra layer of liability coverage that goes beyond your auto, home, or renters policy. In California, where property values and lawsuit awards can be high, an umbrella policy often starts at $1 million in coverage. Agents can tailor a policy to protect your assets against claims like libel, slander, or accidental injuries on your property.

What Does a Umbrella Insurance Agent in San Francisco Cost?

In California, a $1 million umbrella insurance policy typically costs between $150 and $300 per year. A $2 million policy may range from $250 to $500 annually, and $5 million coverage can cost $500 to $1,000 per year. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in San Francisco?
An umbrella insurance agent helps you assess your liability risks and purchase a policy that provides additional coverage above your existing home and auto limits. They can explain how California law affects coverage, such as the state's comparative fault rules in liability claims.
Who needs umbrella insurance in California?
Anyone with significant assets, such as a home, savings, or future income, may benefit from umbrella insurance. In San Francisco, where real estate values are high, even renters with substantial savings or professionals at risk of lawsuits should consider this coverage.
How much umbrella coverage do I need in San Francisco?
Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your total assets and income. California courts can award large judgments, so a higher limit may be wise if you own property or have a high net worth.