ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsCalifornia › San Gabriel

Find Umbrella Insurance Agents Near You in San Gabriel, CA

Browse umbrella insurance agents serving San Gabriel, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Gabriel, California is KCAL Insurance Agency (San Gabriel) | 華興保險, rated 5.0 stars across 1,110 reviews. Other highly rated options include Tritia To - State Farm Insurance Agent, ModelOne Insurance Services, William Hsu - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving San Gabriel.

Showing 20 umbrella insurance agents in San Gabriel, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1KCAL Insurance Agency (San Gabriel) | 華興保險851 E Valley Blvd #B(626) 573-8008
2Tritia To - State Farm Insurance Agent1446 S San Gabriel Blvd SuiteA(626) 299-4200
3ModelOne Insurance Services6913-B Rosemead Blvd(626) 986-6335
4William Hsu - State Farm Insurance Agent960 E Las Tunas Dr a1(626) 285-8168
5Emily Kwan - State Farm Insurance Agent131 W Las Tunas Dr(626) 281-6473
6Jeannie Sims: Allstate Insurance319 N San Marino Ave(626) 281-6854
7Farmers Insurance - Lawrence Ku301 W Valley Blvd #215(626) 289-7988
8Farmers Insurance - Elaine Zhou702 S Del Mar Ave Ste D(626) 545-2588
9Sureness Insurance301 W Valley Blvd UNIT 204(626) 576-8884
10McHugh Insurance Agency6404 Rosemead Blvd(626) 287-1357
KI
851 E Valley Blvd #B
KCAL Insurance Agency (San Gabriel) | 華興保險
Umbrella Insurance Agent · San Gabriel, CA

KCAL Insurance Agency, also known as 華興保險, serves the San Gabriel Valley in California, specializing in umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. This extra layer of protection is designed to safeguard personal assets against major claims or lawsuits. The agency handles routine policy evaluations to ensure clients maintain adequate coverage limits and assists with umbrella claims that arise from underlying auto or homeowners liability incidents.

TT
1446 S San Gabriel Blvd SuiteA
Tritia To - State Farm Insurance Agent
Umbrella Insurance Agent · San Gabriel, CA

Tritia To, a State Farm Insurance Agent in San Gabriel, California, provides umbrella insurance to protect clients from major claims and lawsuits. Its service plans focus on offering extra liability coverage that extends beyond standard home or auto policy limits. By doing so, the agency helps safeguard personal assets and future earnings. The plans are designed for those who require additional security against unforeseen liability events. This agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants within the San Gabriel area.

MI
6913-B Rosemead Blvd
ModelOne Insurance Services
Umbrella Insurance Agent · San Gabriel, CA

ModelOne Insurance Services provides umbrella liability coverage for homeowners, businesses, and property managers in San Gabriel, California. This type of policy extends additional protection above the limits of standard auto, home, or commercial insurance, helping safeguard personal assets and business holdings against major lawsuits or large claims. The agency assists clients in evaluating their current liability exposures to determine appropriate coverage levels. Their service area also reaches nearby communities such as Alhambra and the broader San Gabriel Valley region.

WH
960 E Las Tunas Dr a1
William Hsu - State Farm Insurance Agent
Umbrella Insurance Agent · San Gabriel, CA

Serving San Gabriel and the surrounding communities, William Hsu - State Farm Insurance Agent handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This protection helps clients manage financial risks from unexpected incidents on their property or vehicles. For a typical job, the agency begins by reviewing the client’s existing coverage to identify potential gaps, then presents options that match their specific liability exposure.

EK
131 W Las Tunas Dr
Emily Kwan - State Farm Insurance Agent
Umbrella Insurance Agent · San Gabriel, CA

Emily Kwan, a State Farm Insurance Agent in San Gabriel, CA, offers umbrella insurance through two distinct service structures: a single-policy purchase for one-time protection, or a recurring policy that renews annually for ongoing coverage. This liability coverage extends beyond the limits of standard homeowners or auto policies, protecting clients against major claims. Service for new policies is provided on a one-time basis at setup, while existing account adjustments and claims assistance are handled on an as-needed schedule.

JS
319 N San Marino Ave
Jeannie Sims: Allstate Insurance
Umbrella Insurance Agent · San Gabriel, CA

Jeannie Sims: Allstate Insurance provides umbrella insurance agent services in San Gabriel, CA, specializing in extending liability coverage beyond standard policy limits. It generally works with clients to evaluate their existing auto and homeowners policies, offering advice on closing potential liability gaps. The agency assists in structuring an extra layer of protection for significant assets. It helps homeowners prepare for risks such as a winter slip-and-fall accident on a residential property.

FI
301 W Valley Blvd #215
Farmers Insurance - Lawrence Ku
Umbrella Insurance Agent · San Gabriel, CA

As neighborhoods in Southern California brace for the start of wildfire season, ensuring that personal liability coverage extends beyond standard policies becomes a priority. Residents in San Gabriel, CA, turn to Farmers Insurance - Lawrence Ku for umbrella insurance agent expertise. This agency helps property owners protect their assets by adding an extra layer of coverage over auto and homeowners policies. Clients receive a personalized review of their existing limits before a thorough inspection of their property is arranged to identify any exposure risks.

FI
702 S Del Mar Ave Ste D
Farmers Insurance - Elaine Zhou
Umbrella Insurance Agent · San Gabriel, CA

Farmers Insurance - Elaine Zhou provides comprehensive coverage solutions for individuals and businesses in San Gabriel, California. As an umbrella insurance agent, the company specializes in offering additional liability protection beyond standard policies, helping clients secure extra financial safeguards against major claims or lawsuits. This add-on coverage is designed to work alongside auto, home, or commercial policies. The agency can serve various commercial sectors, including offices, warehouses, and food service establishments, offering tailored risk management strategies to meet unique operational needs within the local community.

SI
301 W Valley Blvd UNIT 204
Sureness Insurance
Umbrella Insurance Agent · San Gabriel, CA

Sureness Insurance in San Gabriel, CA, provides residential umbrella insurance to help protect homeowners from major liability claims that exceed standard policy limits. Commercial umbrella coverage is also available for local businesses needing extended protection. The agency serves clients throughout the San Gabriel Valley and the greater Los Angeles area. After an initial policy is in place, the team follows up with clients at renewal to review coverage needs. Periodic check-ins are conducted between regular annual visits to ensure the policy remains aligned with current assets and risks.

MI
6404 Rosemead Blvd
McHugh Insurance Agency
Umbrella Insurance Agent · San Gabriel, CA
JI
1381 E Las Tunas Dr # 7
A & J Insurance
Umbrella Insurance Agent · San Gabriel, CA
(626) 444-7777
ajins.com/index.html
PC
113 W Las Tunas Dr # 102
Premier Choice Insurance Services
Umbrella Insurance Agent · San Gabriel, CA
(626) 285-8969
HI
8812 E Las Tunas Dr
Hoya Insurance Agency Inc
Umbrella Insurance Agent · San Gabriel, CA
(626) 793-3800
SR
1045 E Valley Blvd
Smart Rate Insurance Services
Umbrella Insurance Agent · San Gabriel, CA
(626) 571-2881
smartrate.tripod.com
NA
423 McGroarty St
Narver
Umbrella Insurance Agent · San Gabriel, CA
(626) 943-2200
narver.com
JL
401 S Mission Dr
John L Raya Insurance
Umbrella Insurance Agent · San Gabriel, CA
(626) 570-8611
rayainsurance.com
JI
1811 S Del Mar Ave UNIT 201
Jennifer Insurance Services
Umbrella Insurance Agent · San Gabriel, CA
(626) 872-0460
SI
1605 S Charlotte Ave
Scl Insurance Services
Umbrella Insurance Agent · San Gabriel, CA
(626) 307-3266
FI
8812 E Las Tunas Dr Ste 101
Farmers Insurance - Samantha Yu
Umbrella Insurance Agent · San Gabriel, CA
(626) 376-8522
agents.farmers.com/ca/san-gabriel/samantha-yu
AH
1266 E Las Tunas Dr
Albert Hsu Insurance Services
Umbrella Insurance Agent · San Gabriel, CA
(626) 287-9986

What Does an a Umbrella Insurance Agent in San Gabriel Cost?

The cost of umbrella insurance in California typically ranges from 150 to 500 dollars per year for one million dollars of coverage. Higher coverage amounts like two million dollars may cost 250 to 700 dollars annually. Premiums depend on your risk factors including number of cars and properties owned. This is general information and not insurance advice.

About umbrella insurance agents in San Gabriel

An umbrella insurance agent in San Gabriel California helps you secure a personal liability policy that extends beyond your standard home and auto coverage. California law requires minimum liability limits on auto insurance but an umbrella policy provides an extra layer of protection for major claims. Many San Gabriel residents choose umbrella insurance to safeguard their savings and future earnings from lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in San Gabriel do?

An umbrella insurance agent in San Gabriel helps you find a personal umbrella policy that covers liability claims above your existing homeowners and auto insurance limits. The agent evaluates your assets and risk profile to recommend an appropriate coverage amount. They also explain how the policy interacts with your primary insurance.

How much umbrella coverage do I need in California?

The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many California agents suggest at least one million dollars in coverage to protect a typical home and car owner. High net worth individuals or those with rental properties may need two to five million dollars or more.

Is umbrella insurance required by California law?

No California law does not require umbrella insurance. However California law mandates minimum auto liability limits of 15 thousand dollars per person and 30 thousand dollars per accident. Umbrella insurance is optional but it provides critical extra protection if you face a large lawsuit that exceeds your primary policy limits.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.