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Find Umbrella Insurance Agents Near You in San Juan Capistrano, CA

Compare umbrella insurance agents in San Juan Capistrano. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 umbrella insurance agents in San Juan Capistrano, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acrisure Capistrano, CA (Insurance Solutions)
33302 Valle Rd suite 200, San Juan Capistrano, CA 92675
(800) 969-8082 acrisure.com
3G Health Insurance Services
30320 Rancho Viejo Rd Suite 4, San Juan Capistrano, CA 92675
(949) 529-7123 3ginsuranceservices.com
Stephanie Frisch Insurance 101 Services
30320 Rancho Viejo Rd #16, San Juan Capistrano, CA 92675
(949) 292-4958 yourinsuranceeducation.com
McDonough Insurance Services
27136 Paseo Espada #103, San Juan Capistrano, CA 92675
(949) 361-8471 mcdonoughinsuranceservices.com
Taylor Oda - State Farm Insurance Agent
31831 Camino Capistrano Ste 113, San Juan Capistrano, CA 92675
(949) 429-5711 tayloroda.com
Malinalli Taxes & Insurance Services
31952 Del Obispo St #280, San Juan Capistrano, CA 92675
(949) 489-1007 malinalliservices.com
King Insurance Support Systems
31381 Rancho Viejo Rd #101, San Juan Capistrano, CA 92675
(949) 488-2255
Hackett Insurance Services - Farmers Insurance
33161 Camino Capistrano k2, San Juan Capistrano, CA 92675
(949) 943-3610 farmersagent.com
Mares Insurance Services
32122 Camino Capistrano Suite 210, San Juan Capistrano, CA 92675
(949) 525-0570 maresinsurance.com
Farmers Insurance - Robert Heineman
32341 Camino Capistrano Ste I, San Juan Capistrano, CA 92675
(949) 831-3723 agents.farmers.com
Lorinda Sloss - Sloss Insurance Services
31431 Rancho Viejo Rd #102, San Juan Capistrano, CA 92675
(949) 276-4500 lorindasloss.com
Gonzalez Perez Insurance Services Inc.
31401 Camino Capistrano Suite #5, San Juan Capistrano, CA 92675
(949) 761-5050 gpinsco.com
Farmers Insurance - Eric Husli
30320 Rancho Viejo Rd Ste 100, San Juan Capistrano, CA 92675
(714) 368-1970 agents.farmers.com

Umbrella insurance agents in San Juan Capistrano help residents secure additional liability coverage beyond standard auto and homeowners policies. California law requires minimum auto liability limits of 15/30/5, but umbrella policies often start at 1 million dollars in coverage. Agents can explain how umbrella insurance protects against large claims and lawsuits common in coastal communities.

What Does a Umbrella Insurance Agent in San Juan Capistrano Cost?

In California, umbrella insurance typically costs between 150 and 400 dollars annually for 1 million dollars of coverage. For 2 million dollars, the cost may range from 250 to 600 dollars per year. Premiums depend on factors like driving record, number of properties, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in San Juan Capistrano do?
An umbrella insurance agent reviews your existing policies and recommends a personal liability umbrella policy. They help determine the right coverage amount based on your assets and risks. The agent then shops among carriers to find a policy that meets California requirements.
Do I need umbrella insurance if I have a homeowners policy in San Juan Capistrano?
Yes, a standard homeowners policy has liability limits that may not cover a serious accident or lawsuit. Umbrella insurance provides an extra layer of protection, often starting at 1 million dollars. California courts can award large judgments, so additional coverage is wise for homeowners with significant assets.
How much does umbrella insurance cost in California?
Typical umbrella insurance costs in California range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs vary based on your risk profile, number of vehicles, and property value. An agent can give you a personalized quote.