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Find Umbrella Insurance Agents Near You in San Rafael, CA

Browse umbrella insurance agents serving San Rafael, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, Brittany Keyes - State Farm Insurance Agent, AAA San Rafael Branch. This directory lists 19 umbrella insurance agents serving San Rafael.

Showing 19 umbrella insurance agents in San Rafael, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trevor Lam - State Farm Insurance Agent851 Irwin St Suite 300(415) 233-4356
2Bal Claire - State Farm Insurance Agent25 Mitchell Blvd #4(415) 479-8086
3Brittany Keyes - State Farm Insurance Agent660 Las Gallinas Ave Suite B(415) 479-5900
4AAA San Rafael Branch99 Smith Ranch Rd(415) 488-2900
5Lisa Elkins-Reuter - State Farm Insurance Agent1852 4th St(415) 482-6686
6Coastal Pacific Insurance Marketing LLC77 Mark Dr #24(415) 472-1800
7Farmers Insurance - Nury Alvarenga1368 Lincoln Ave Ste 102(415) 457-8319
8Simon Insurance Agency165 N Redwood Dr # 120(415) 457-1020
9San Rafael Insurance Services, Inc.842 4th St(213) 770-4070
10United General Insurance Agency35 Mitchell Blvd Suite 3(415) 922-7283
TL
851 Irwin St Suite 300
Trevor Lam - State Farm Insurance Agent
Umbrella Insurance Agent · San Rafael, CA

Trevor Lam - State Farm Insurance Agent serves the San Rafael, California, area as an umbrella insurance agent. This agency offers umbrella policies that provide extra liability coverage beyond standard home and auto insurance limits. For local residents and businesses, such protection can help safeguard assets from large claims or lawsuits. The agency specifically handles personal umbrella insurance and business umbrella insurance for clients in Marin County.

BC
25 Mitchell Blvd #4
Bal Claire - State Farm Insurance Agent
Umbrella Insurance Agent · San Rafael, CA

Bal Claire, a San Rafael umbrella insurance agent, serves homeowners, business owners, and property managers seeking added liability protection beyond their standard policies. The agency helps local clients safeguard assets from major claims and lawsuits, offering policies that extend coverage limits for greater financial security. Operating in Marin County, it regularly works with residents and businesses requiring risk management solutions. Bal Claire also provides services to clients in neighboring communities such as Novato and nearby parts of the North Bay metropolitan area.

BK
660 Las Gallinas Ave Suite B
Brittany Keyes - State Farm Insurance Agent
Umbrella Insurance Agent · San Rafael, CA

Serving San Rafael and the surrounding Marin County communities, Brittany Keyes - State Farm Insurance Agent provides umbrella insurance coverage to help protect clients from large liability claims. This agency handles personal umbrella policies that offer an extra layer of liability protection beyond standard home and auto limits. To handle a typical job, the agent reviews a client’s existing assets, discusses potential exposure levels, and creates a custom policy that matches their risk profile with appropriate coverage limits.

AS
99 Smith Ranch Rd
AAA San Rafael Branch
Umbrella Insurance Agent · San Rafael, CA

AAA San Rafael Branch provides umbrella insurance to protect clients in San Rafael and the surrounding area when existing liability coverage is exhausted. It evaluates potential risks and policyholder needs to increase the overall liability limit available. Service plans include annual policy reviews to ensure adequate coverage levels are maintained as personal circumstances change. The branch works with clients who own single-family homes, apartments, retail spaces, and restaurants.

LE
1852 4th St
Lisa Elkins-Reuter - State Farm Insurance Agent
Umbrella Insurance Agent · San Rafael, CA

For clients such as homeowners or small business operators in San Rafael, CA, umbrella insurance provides an additional layer of liability coverage that begins where a standard policy’s limits end, protecting assets against major claims or lawsuits. This agent offers both one-time consultations for evaluating existing coverage limits and recurring service options for annual policy reviews and adjustments. Service runs on an as-needed basis, typically scheduled whenever a client acquires new property, expands a business, or faces a significant change in personal liability exposure.

CP
77 Mark Dr #24
Coastal Pacific Insurance Marketing LLC
Umbrella Insurance Agent · San Rafael, CA

Coastal Pacific Insurance Marketing LLC specializes in offering umbrella insurance coverage for clients in San Rafael. The agency provides liability protection that extends beyond standard policy limits for residents facing potential lawsuits or property damage claims. It also assists with customizing coverage to address local financial exposure risks common in Marin County. As seasonal storms increase the likelihood of accidents and liability claims, the agency helps homeowners secure additional protection against flood-related incidents on their properties.

FI
1368 Lincoln Ave Ste 102
Farmers Insurance - Nury Alvarenga
Umbrella Insurance Agent · San Rafael, CA

As winter rains approach in San Rafael, homeowners begin to assess their liability exposure beyond standard policies. Farmers Insurance - Nury Alvarenga serves this community as a local umbrella insurance agent, offering extra coverage layers that protect assets against major claims or lawsuits. The agency guides clients through the process of matching umbrella limits to existing auto and homeowners policies for comprehensive risk management. Every new client starts with a thorough review of their current coverage, followed by a step-by-step inspection of personal liability gaps before any policy is written.

SI
165 N Redwood Dr # 120
Simon Insurance Agency
Umbrella Insurance Agent · San Rafael, CA

Simon Insurance Agency provides general liability risk protection to businesses and individuals throughout San Rafael, CA. The agency specializes in adding umbrella insurance policies that offer extended coverage beyond primary limits. These excess liability policies address serious claims and lawsuits that might exhaust underlying coverage. The company serves a variety of commercial accounts, including professional offices, industrial warehouses, and food service establishments.

SR
842 4th St
San Rafael Insurance Services, Inc.
Umbrella Insurance Agent · San Rafael, CA

As a residential umbrella insurance agent in San Rafael, CA, San Rafael Insurance Services, Inc. offers liability coverage that extends beyond the limits of standard homeowners and auto policies. Commercial umbrella policies are also available for local businesses seeking extra protection. The firm serves clients throughout the San Rafael area, helping them address risks that could exceed primary policy caps. Their work supports clients during regular insurance reviews, allowing for timely adjustments to coverage as personal or business circumstances evolve, with follow-up service consistently provided between these scheduled visits.

UG
35 Mitchell Blvd Suite 3
United General Insurance Agency
Umbrella Insurance Agent · San Rafael, CA

United General Insurance Agency in San Rafael, CA, is known for offering personalized umbrella insurance solutions that extend liability coverage beyond standard policies. It serves local homeowners, auto owners, and small businesses seeking an extra layer of financial protection against major claims or lawsuits. The agency works closely with clients to identify gaps in existing coverage and recommend appropriate policy limits. An added specialty service it provides is coordinating excess liability coverage with existing home and auto policies for seamless protection.

FI
1601 Second St #102
Farmers Insurance - Daniel Martinez
Umbrella Insurance Agent · San Rafael, CA
(650) 644-1080
agents.farmers.com/ca/san-rafael/daniel-martinez
FI
501 B St
Farmers Insurance - Ross Parmenter
Umbrella Insurance Agent · San Rafael, CA
(415) 578-5833
agents.farmers.com/ca/san-rafael/ross-parmenter
GP
4306 Redwood Hwy #100
George Petersen Insurance Agency
Umbrella Insurance Agent · San Rafael, CA
(415) 454-6454
gpins.com
MP
1430 4th St
Marin Pacific Co Inc
Umbrella Insurance Agent · San Rafael, CA
(415) 453-1620
MI
1050 Northgate Dr # 515
McNamara Insurance Services Inc
Umbrella Insurance Agent · San Rafael, CA
(415) 457-7856
4apolicy.com
BH
4340 Redwood Hwy # 144
Bates Huffman Insurance Services
Umbrella Insurance Agent · San Rafael, CA
(415) 492-0598
healthinsur.com
SI
1101 Fifth Ave #375
Spero Insurance Agency
Umbrella Insurance Agent · San Rafael, CA
(877) 450-4880
spero-insurance.com
WI
2 California Ave
Wise Insurance Agency
Umbrella Insurance Agent · San Rafael, CA
(415) 258-4935
wiseinsuranceagency.net
TB
150 Bellam Blvd Ste 230
TWFG Branch Office-Nunes Ins Service
Umbrella Insurance Agent · San Rafael, CA
(415) 459-1877

What Does an a Umbrella Insurance Agent in San Rafael Cost?

Umbrella insurance in California typically costs between 150 and 400 dollars per year for a 1 million dollar policy. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your personal risk profile, number of vehicles, and underlying policy limits. This is general information and not insurance advice.

About umbrella insurance agents in San Rafael

Umbrella insurance agents in San Rafael help residents secure extra liability coverage that kicks in after your home or auto policy limits are exhausted. California law requires insurers to offer umbrella policies with minimum limits of 1 million dollars, though higher limits are available. Marin County homeowners and renters often use umbrella insurance to protect assets like homes and savings from large lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent do in San Rafael?

An umbrella insurance agent in San Rafael helps you assess your personal liability risks and find a policy that provides additional coverage above your existing home and auto insurance. They can explain how California law affects policy terms and help you choose appropriate coverage limits.

Do I need umbrella insurance in California?

You may need umbrella insurance in California if you have significant assets such as a home, savings, or investments that could be targeted in a lawsuit. California has high medical costs and a litigious environment, making extra liability protection valuable for many residents.

How much umbrella coverage should I get in San Rafael?

Most California umbrella policies start at 1 million dollars in coverage. Your agent can help you decide the right amount based on your net worth, income, and risk factors such as owning a pool or having a teenage driver.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.