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Find Umbrella Insurance Agents Near You in San Ramon, CA

Browse umbrella insurance agents serving San Ramon, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Ramon, California is Farmers Insurance - Yogita Dabholkar, rated 5.0 stars across 190 reviews. Other highly rated options include Alex Mutch - State Farm Insurance Agent, Farmers Insurance - Subrata Saha, Farmers Insurance - Gail Mirchandani. This directory lists 19 umbrella insurance agents serving San Ramon.

Showing 19 umbrella insurance agents in San Ramon, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Yogita Dabholkar2010 Crow Canyon Pl #100(925) 895-4798
2Alex Mutch - State Farm Insurance Agent3 Crow Canyon Ct Ste 250(925) 575-9114
3Farmers Insurance - Subrata Saha12903 Alcosta Blvd Ste 2c(925) 973-9031
4Farmers Insurance - Gail Mirchandani3150 Crow Canyon Pl Ste 100(925) 244-1300
5Onstad's Insurance Agency3130 Crow Canyon Pl Suite 425(925) 866-1444
6Farmers Insurance - Barth Howard2500 Old Crow Canyon Rd UNIT 410(925) 699-4200
7Roger Fernando - State Farm Insurance Agent2200 Camino Ramon(925) 244-1700
8A.J. Franco at Comparion Insurance Agency2603 Camino Ramon Ste 210(925) 659-0419
9Farmers Insurance - Tony Guerrero3180 Crow Canyon Pl UNIT 220(925) 242-0684
10Farmers Insurance - Mariam Nassiry2410 San Ramon Valley Blvd Ste 250(925) 785-1072
FI
2010 Crow Canyon Pl #100
Farmers Insurance - Yogita Dabholkar
Umbrella Insurance Agent · San Ramon, CA

Farmers Insurance - Yogita Dabholkar serves the San Ramon, California area as an umbrella insurance agent. The agency provides liability coverage that extends beyond standard home and auto policies, protecting clients from major claims and lawsuits. Umbrella insurance helps safeguard personal assets and future earnings. A comprehensive evaluation determines appropriate coverage limits for each client. The company assists residents with personal and commercial umbrella policies to ensure adequate financial protection.

AM
3 Crow Canyon Ct Ste 250
Alex Mutch - State Farm Insurance Agent
Umbrella Insurance Agent · San Ramon, CA

Alex Mutch - State Farm Insurance Agent provides umbrella insurance coverage in San Ramon, CA. This business offers liability protection that extends beyond the limits of typical homeowners and auto policies. Its service plans help safeguard clients against major claims and lawsuits by providing an extra layer of financial security. The company structures policies that apply to both residential and commercial situations. Its umbrella insurance regularly services single-family homes, apartments, retail establishments, and restaurants in the local California area.

FI
12903 Alcosta Blvd Ste 2c
Farmers Insurance - Subrata Saha
Umbrella Insurance Agent · San Ramon, CA

Homeowners, businesses, and property managers in San Ramon can secure personal umbrella liability coverage with Farmers Insurance agent Subrata Saha. This agency helps clients add extra protection beyond standard auto and home policies against major claims and lawsuits. Serving the local community, it guides customers through available policy options to address their unique risk exposures for greater financial security. The agent also covers families and professionals in neighboring Danville and the surrounding Tri-Valley area.

FI
3150 Crow Canyon Pl Ste 100
Farmers Insurance - Gail Mirchandani
Umbrella Insurance Agent · San Ramon, CA

For one-time events or recurring personal liability needs, Farmers Insurance - Gail Mirchandani in San Ramon, CA offers umbrella insurance policies that provide additional coverage beyond standard home and auto limits. This protects local clients from major claims and lawsuits by extending liability protection. Coverage addresses gaps in an existing policy’s limits, helping safeguard assets. Ongoing protection is available through a scheduled renewal basis, allowing policyholders to maintain consistent coverage year after year as their circumstances evolve.

OS
3130 Crow Canyon Pl Suite 425
Onstad's Insurance Agency
Umbrella Insurance Agent · San Ramon, CA

Onstad's Insurance Agency serves clients in San Ramon, California and the surrounding communities of the East Bay area, handling umbrella insurance policies for individuals and families. Umbrella insurance offers extra liability coverage beyond standard home and auto policies, protecting assets against major claims or lawsuits. The agency works to evaluate each client’s unique risk profile and existing coverage limits. It then carefully recommends an appropriate policy amount to fill coverage gaps and provide comprehensive protection against unforeseen events.

FI
2500 Old Crow Canyon Rd UNIT 410
Farmers Insurance - Barth Howard
Umbrella Insurance Agent · San Ramon, CA

As an umbrella insurance agent, Farmers Insurance - Barth Howard in San Ramon, CA, offers specialty excess liability coverage that extends protection beyond standard home and auto policies. It also provides general insurance services catering to residents and businesses in the local area. This extra layer of coverage is particularly valuable for safeguarding assets during the holiday season, when increased gatherings and travel raise the risk of accidents or property damage claims.

RF
2200 Camino Ramon
Roger Fernando - State Farm Insurance Agent
Umbrella Insurance Agent · San Ramon, CA

As the rainy season and increased traffic on San Ramon's congested roadways raise the likelihood of costly liability claims, Roger Fernando - State Farm Insurance Agent provides focused umbrella insurance services. This agency helps local property owners and drivers extend their underlying liability coverage beyond standard policy limits, offering added financial protection against major lawsuits or accidents. Each policy is tailored to individual risk profiles, addressing potential gaps in basic home and auto policies. The process begins with a thorough review of current assets and potential exposures during an initial consultation.

JF
2603 Camino Ramon Ste 210
A.J. Franco at Comparion Insurance Agency
Umbrella Insurance Agent · San Ramon, CA

A.J. Franco at Comparion Insurance Agency provides personal liability protection in San Ramon, helping clients safeguard assets beyond standard policy limits. Umbrella coverage is offered as an add-on, extending liability safeguards for higher-value claims or lawsuits. This supplemental protection supports individuals and families with properties, vehicles, or recreational assets. Commercial sectors addressed include offices, warehouses, and food service operations where broader liability coverage is often advisable.

FI
3180 Crow Canyon Pl UNIT 220
Farmers Insurance - Tony Guerrero
Umbrella Insurance Agent · San Ramon, CA

Farmers Insurance - Tony Guerrero serves homeowners in San Ramon, California, with residential umbrella insurance designed to extend liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local business owners seeking additional asset security throughout the area. Coverage is tailored to each client’s needs with personal attention to policy details and local regulations. Tony Guerrero assists customers with policy reviews and adjustments during regular visits, ensuring coverage remains current and comprehensive for ongoing protection between scheduled check-ins.

FI
2410 San Ramon Valley Blvd Ste 250
Farmers Insurance - Mariam Nassiry
Umbrella Insurance Agent · San Ramon, CA
DL
2333 San Ramon Valley Blvd Suite 275
Darrell Lee: Allstate Insurance
Umbrella Insurance Agent · San Ramon, CA
(925) 904-4800
agents.allstate.com/millennium-oak-ins--financial-svcs-inc-san-ramon-ca.html
BA
2819 Crow Canyon Rd #102
Bob Arnold - State Farm Insurance Agent
Umbrella Insurance Agent · San Ramon, CA
(925) 867-1600
bobarnold.org
MS
2010 Crow Canyon Pl #100
Michael Smith Insurance Solutions
Umbrella Insurance Agent · San Ramon, CA
(925) 683-9743
680insurance.com
TI
2415 San Ramon Valley Blvd STE 4-415
Trouette Insurance
Umbrella Insurance Agent · San Ramon, CA
(925) 327-1020
trouette.com
MO
2333 San Ramon Valley Blvd
Millennium Oak San Ramon
Umbrella Insurance Agent · San Ramon, CA
(925) 904-4800
allstate.com/dlee
VI
2010 Crow Canyon Pl #100
Vallone Insurance Agency Inc.
Umbrella Insurance Agent · San Ramon, CA
(925) 980-2496
HI
6101 Bollinger Canyon Rd #150
HUB International
Umbrella Insurance Agent · San Ramon, CA
(925) 866-7050
hubinternational.com/offices/us/california/san-ramon
SI
111 Deerwood Rd STE 200
SAHOTA INSURANCE SERVICES INC
Umbrella Insurance Agent · San Ramon, CA
(925) 553-3330
agentpages.twfg.com/karensahota
BJ
3150 Crow Canyon Pl #140
Berger & Jones Insurance Agency, Inc.
Umbrella Insurance Agent · San Ramon, CA
(925) 277-9090
bergerandjonesinsurance.com

What Does an a Umbrella Insurance Agent in San Ramon Cost?

In California a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your risk profile number of vehicles and underlying policy limits. This is general information and not insurance advice.

About umbrella insurance agents in San Ramon

An umbrella insurance agent in San Ramon can help you secure extra liability protection that goes beyond your auto or homeowners policy limits. California law requires minimum auto liability coverage of 15/30/5 but a single accident can easily exceed those amounts. An umbrella policy provides an additional layer of security for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance policy cover in California?

An umbrella policy covers liability claims that exceed the limits of your underlying auto or home insurance. This includes bodily injury property damage and certain lawsuits. In California it also covers legal defense costs which can be substantial.

How much umbrella coverage do I need in San Ramon?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and potential future earnings help determine the right amount. High risk factors like a swimming pool or teenage driver may require more coverage.

Do I need umbrella insurance if I have low assets in California?

Even with modest assets umbrella insurance can protect your future wages and savings. California allows wage garnishment for certain judgments. A single lawsuit could take a portion of your income for years so coverage is worth considering.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.