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Find Umbrella Insurance Agents Near You in Santa Ana, CA

Browse umbrella insurance agents serving Santa Ana, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Santa Ana, California is Insurance Navy Brokers, rated 5.0 stars across 618 reviews. Other highly rated options include Freeway Insurance, Zeron Insurance Services, Inc., Neighborhood Insurance Agency. This directory lists 21 umbrella insurance agents serving Santa Ana.

Showing 21 umbrella insurance agents in Santa Ana, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance Navy Brokers1150 S Bristol St Unit A(714) 242-0035
2Freeway Insurance798 S Harbor Blvd(714) 793-8939
3Zeron Insurance Services, Inc.1665 E 4th St UNIT 106(714) 617-4240
4Neighborhood Insurance Agency600 S Grand Ave Suite 101(714) 285-9990
5Zeron Insurance Services #31200 W Warner Ave Ste E(714) 384-7323
6Adriana's Insurance Services1309 E 1st St(714) 699-9222
7Southland Auto Insurance Services638 S Harbor Blvd(714) 775-2300
8Eddie Quillares Jr - State Farm Insurance Agent415 N Broadway(714) 617-7150
9Mary Juarez Insurance Agency & Income Tax Serv1227 W 1st St # C(714) 542-5914
10Veronica's Insurance404 N Grand Ave(714) 559-3506
IN
1150 S Bristol St Unit A
Insurance Navy Brokers
Umbrella Insurance Agent · Santa Ana, CA

Insurance Navy Brokers serves the greater Santa Ana, California area as an umbrella insurance agent. This company helps local clients secure added liability protection that goes beyond the limits of standard auto and homeowners policies. By offering a separate layer of coverage, it assists homeowners and vehicle owners in safeguarding their assets against major claims and lawsuits. The agent typically evaluates individual risk exposure to find appropriate personal liability policies. Insurance Navy Brokers also supports residents with general liability insurance for businesses and renters coverage in Orange County.

FI
798 S Harbor Blvd
Freeway Insurance
Umbrella Insurance Agent · Santa Ana, CA

Freeway Insurance offers both one-time policy reviews and scheduled coverage updates for umbrella insurance in Santa Ana, California. This type of insurance provides extra liability protection beyond standard auto and homeowners policies, helping to safeguard personal assets in the event of a major claim or lawsuit. Coverage can be tailored to match an individual’s specific risk profile and asset level. Service for existing clients runs on an as-needed basis, such as when a new vehicle is purchased or a home policy is renewed.

ZI
1665 E 4th St UNIT 106
Zeron Insurance Services, Inc.
Umbrella Insurance Agent · Santa Ana, CA

Zeron Insurance Services, Inc. provides umbrella coverage for individuals and businesses in the Santa Ana area, helping clients secure additional liability protection above their standard policies. Its service approach includes working with policyholders to assess current coverage limits and identify potential gaps in their existing insurance portfolios. Maintenance plans are handled through annual policy reviews to adjust coverage as circumstances change. The company typically services single-family homes, apartments, retail businesses, and restaurants in the region.

NI
600 S Grand Ave Suite 101
Neighborhood Insurance Agency
Umbrella Insurance Agent · Santa Ana, CA

Neighborhood Insurance Agency in Santa Ana serves homeowners, businesses, and property managers who require additional liability protection beyond standard policy limits. The agency focuses on umbrella insurance, which provides extended coverage for claims involving bodily injury, property damage, or personal liability situations. This extra layer of financial security is essential for clients with significant assets to safeguard in Orange County. The agency also regularly supports customers in neighboring communities such as Tustin, helping them assess their risk exposure and secure appropriate coverage limits.

ZI
1200 W Warner Ave Ste E
Zeron Insurance Services #3
Umbrella Insurance Agent · Santa Ana, CA

Zeron Insurance Services #3 serves the Santa Ana area and surrounding communities as an umbrella insurance agent. It handles excess liability policies that provide additional coverage beyond standard home and auto limits. The agency assists clients in protecting personal assets from large claims or lawsuits. For a typical job, the agent assesses a client’s current coverage to identify gaps in protection before structuring an umbrella policy that extends the underlying limits. It then coordinates with the client’s primary insurers to ensure seamless integration of the new liability layer.

AS
1309 E 1st St
Adriana's Insurance Services
Umbrella Insurance Agent · Santa Ana, CA

Adriana’s Insurance Services in Santa Ana provides tailored umbrella liability policies that extend coverage beyond standard home and auto limits. It generally assists clients with broader financial protection against major claims and lawsuits. The company works with residents to safeguard assets from unforeseen events. During the holiday season, it helps those hosting gatherings or driving in increased traffic secure extra liability coverage for potential accidents or property damage on their premises.

SA
638 S Harbor Blvd
Southland Auto Insurance Services
Umbrella Insurance Agent · Santa Ana, CA

Southland Auto Insurance Services in Santa Ana, CA, distinguishes between one-time policy purchases and recurring coverage for ongoing protection. As an umbrella insurance agent, the company helps clients secure liability coverage that extends beyond standard auto or home policies, offering additional financial safeguards against large claims or lawsuits. Local residents may select either a single policy term or establish a scheduled, recurring plan for continuous peace of mind. Service runs on a one-time, scheduled, or as-needed basis depending on each client's changing needs.

EQ
415 N Broadway
Eddie Quillares Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Santa Ana, CA

Eddie Quillares Jr - State Farm Insurance Agent in Santa Ana, CA, specializes in umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. The agency also offers general insurance services, including auto, home, and life policies, to help protect local residents and families from financial loss. This umbrella coverage can be particularly valuable during the rainy season in Southern California, when the increased risk of accidents or property damage on slick roads makes higher liability limits a practical safeguard.

MJ
1227 W 1st St # C
Mary Juarez Insurance Agency & Income Tax Serv
Umbrella Insurance Agent · Santa Ana, CA

In the shifting seasons of Southern California, when unexpected storms or liability concerns arise, residents in Santa Ana often seek umbrella insurance to extend their coverage. Mary Juarez Insurance Agency & Income Tax Serv helps clients evaluate their existing policies to identify gaps in personal liability protection. The agency reviews individual assets and potential risks, offering guidance on how umbrella policies can provide an additional layer of security. The process typically begins with a complimentary consultation to assess each client’s current coverage.

VS
404 N Grand Ave
Veronica's Insurance
Umbrella Insurance Agent · Santa Ana, CA

During the rainy season in Santa Ana, drivers often worry about accident liability that exceeds their standard limits. Veronica's Insurance addresses this concern by offering umbrella coverage that extends protection beyond typical auto and homeowner policies. This local agency helps residents safeguard their assets from major claims or lawsuits common in Southern California's dense traffic. The company focuses on tailoring policies to individual risk levels and budgets. Their process begins with a personalized consultation to assess current coverage gaps.

IS
1471 S Main St
Insurance Services VIA
Umbrella Insurance Agent · Santa Ana, CA
(714) 242-8008
insurancevia.com
RS
601 N Parkcenter Dr Suite 104
Roberti's Insurance Agency, Inc.
Umbrella Insurance Agent · Santa Ana, CA
(714) 543-2788
robertiagency.com
EI
912 N Harbor Blvd Ste. B Ste. B
Ebuy Insurance Services
Umbrella Insurance Agent · Santa Ana, CA
(714) 956-3100
e-buyinsurance.com
NI
410 N Bristol St Suite H
Nuway Insurance Agency Inc.
Umbrella Insurance Agent · Santa Ana, CA
(714) 953-2117
dmv.ca.gov/portal/business-partner/nuway-insurance-agency-inc
AI
12510 Westminster Ave
Aguilar Insurance Services Corp.
Umbrella Insurance Agent · Santa Ana, CA
(714) 554-5716
aguilarinsurance.com
RC
540 N Golden Cir Dr # 315
Ray Cheng Insurance Agency, Inc.
Umbrella Insurance Agent · Santa Ana, CA
(888) 395-4847
agents.farmers.com/ca/santa-ana/ray-cheng
II
1701 N Broadway suite b
Intercoast Insurance
Umbrella Insurance Agent · Santa Ana, CA
(657) 900-2121
GI
1011 S Bristol St
Gamez Insurance
Umbrella Insurance Agent · Santa Ana, CA
(714) 547-2431
gamezinsurance.com
PL
217 N Main St Suite 101
Pacific Lighthouse Insurance Agency, Inc.
Umbrella Insurance Agent · Santa Ana, CA
(657) 667-0225
pacificlighthouseins.com
MS
1210 E McFadden Ave
Mario's Insurance
Umbrella Insurance Agent · Santa Ana, CA
(714) 836-4753
MS
1326 N Grand Ave
MAYRA'S INSURANCE
Umbrella Insurance Agent · Santa Ana, CA
(714) 583-7070
dmv.ca.gov/portal/business-partner/mayras-insurance-services-inc

What Does an a Umbrella Insurance Agent in Santa Ana Cost?

The cost of an umbrella insurance policy in California typically ranges from $150 to $500 per year for $1 million in coverage. Factors that affect the premium include your driving record, number of properties, and the amount of underlying coverage you carry. Higher limits, such as $2 million or $5 million, will cost more but still offer significant value for the protection provided. This is general information and not insurance advice.

About umbrella insurance agents in Santa Ana

An umbrella insurance agent in Santa Ana can help you secure extra liability coverage that goes beyond your auto or homeowners policy. California law requires minimum liability limits for drivers, but a personal umbrella policy provides an additional layer of protection. This coverage is especially valuable in a litigious environment where lawsuits can exceed standard policy limits.

Frequently Asked Questions

What does an umbrella insurance agent in Santa Ana do?

An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides coverage above the limits of your underlying home and auto policies. They assess your risk profile and recommend appropriate coverage amounts. In California, umbrella policies typically require underlying limits of at least $250,000 for auto and $300,000 for home.

How much umbrella insurance do I need in Santa Ana?

The amount of umbrella insurance you need depends on your assets and potential liability risks. Many agents recommend at least $1 million in coverage for homeowners with significant equity or high net worth. California courts often award large judgments, so higher limits may be wise for those with substantial assets.

Is umbrella insurance required by law in California?

No, umbrella insurance is not required by California law. However, it is strongly recommended for anyone with assets to protect. California has a minimum auto liability requirement of $15,000 per person and $30,000 per accident, but these limits are often insufficient in serious accidents. An umbrella policy can protect your savings and future earnings.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.