Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 umbrella insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311
obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700
skipleonard.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Erin Irvine Independent Insurance Producer
406 Mission St # F, Santa Cruz, CA 95060
(408) 316-5362
erinirvine.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900
agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
Farmers Insurance - Doug Banks
303 Potrero St Blg 45 Ste 108, Santa Cruz, CA 95060
(831) 460-0700
agents.farmers.com
SteelBridge Insurance Services
133 Mission St, Santa Cruz, CA 95060
(831) 226-8500
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163
agents.farmers.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730
cecyinsurance.com
Prinz Insurance Services
9035 Soquel Ave STE 105, Santa Cruz, CA 95062
(831) 475-4091
ca-ins.com
What Does a Umbrella Insurance Agent in Santa Cruz Cost?
In California, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Costs increase with higher coverage limits and additional risk factors like multiple properties or young drivers. Premiums vary by insurer and your personal risk profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Santa Cruz?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage limits above your existing homeowners and auto insurance. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella insurance do I need in California?
Most agents recommend at least one million dollars in coverage, but the right amount depends on your net worth and potential liability exposure. California law does not set a minimum, but higher limits are common for homeowners near the coast.