The top-rated umbrella insurance agent in Santa Monica, California is Ray Reza Mazaheri at Comparion Insurance Agency, rated 5.0 stars across 204 reviews. Other highly rated options include AAA Santa Monica Insurance and Member Services, Argam Grigoryan at Comparion Insurance Agency, Dave Rosenberg - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Santa Monica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ray Reza Mazaheri at Comparion Insurance Agency | 520 Broadway | (818) 577-1181 |
| 2 | AAA Santa Monica Insurance and Member Services | 2730 Santa Monica Blvd | (310) 453-1909 |
| 3 | Argam Grigoryan at Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (916) 945-5987 |
| 4 | Dave Rosenberg - State Farm Insurance Agent | 1205 Wilshire Blvd | (310) 458-3400 |
| 5 | Adam Glazer at Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 683-6852 |
| 6 | Fariba Zand - State Farm Insurance Agent | 2432 Lincoln Blvd Ste D | (310) 314-7601 |
| 7 | Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 341-1200 |
| 8 | Bat Insurance Agency | 1112 Montana Ave Suite 1050 | (415) 903-2020 |
| 9 | Wilkens Insurance Agency, Inc. | 1112 Montana Ave #102 | (310) 393-7373 |
| 10 | Express Financial & Insurance Services Inc. | 3222 Santa Monica Blvd | (310) 453-5736 |
Ray Reza Mazaheri at Comparion Insurance Agency in Santa Monica, CA, provides umbrella liability insurance services that extend coverage beyond standard home and auto policies, offering additional layers of protection against major claims or lawsuits. Ongoing client service includes policy review and account management to ensure coverage limits remain adequate against evolving risks. The agency assists clients with claims and questions through dedicated personal support. It services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
AAA Santa Monica Insurance and Member Services serves clients in the Los Angeles County area, including Santa Monica, providing professional umbrella insurance agent services. This agency helps individuals and families secure liability coverage that extends beyond standard home and auto policies. Umbrella insurance from a local agent protects personal assets and future income against major claims or lawsuits. The company handles policy consultations to assess appropriate coverage limits and assists with umbrella claims management specific to the Santa Monica region.
Homeowners, businesses, and property managers in Santa Monica, CA, looking for extra liability protection beyond standard policies turn to Argam Grigoryan at Comparion Insurance Agency for umbrella insurance solutions. This agent works with clients to secure additional coverage layers that can help safeguard assets against large claims or lawsuits. Serving residents and commercial operators across daily risk-management needs, the agency provides personalized consultations to determine appropriate liability limits. Coverage extends beyond Santa Monica to nearby communities such as Venice and Pacific Palisades.
Dave Rosenberg - State Farm Insurance Agent serves the Santa Monica area and surrounding communities. The agency handles umbrella insurance policies, which provide extra liability coverage beyond standard homeowners and auto policies. Policies protect assets by offering higher limits for claims, often covering legal fees and settlements. A client works with the agent to review current coverage, assess potential risks, and select a policy amount that aligns with their financial situation. The agency takes a straightforward approach by carefully reviewing each customer's existing policies and personal circumstances to recommend suitable additional coverage levels.
Adam Glazer at Comparion Insurance Agency in Santa Monica, CA helps clients distinguish between one-time excess liability policies and recurring coverage that renews annually. Umbrella insurance provides additional liability protection beyond standard auto and homeowners policies, safeguarding assets against major claims or lawsuits. Service in this area typically operates on an annual renewal basis, with policy evaluations available as needed when personal circumstances or property values change.
Fariba Zand, a State Farm Insurance Agent in Santa Monica, CA, specializes in umbrella insurance policies that extend liability protection beyond standard home and auto limits. The agency also provides general personal and business insurance services to local clients. Umbrella coverage is particularly vital during the rainy season in Southern California, when increased hazards from wet roads and flooding raise the risk of costly liability claims for area residents.
As Santa Monica’s seasonal rains begin, residents often notice small leaks or drainage issues that grow into larger liabilities. Comparion Insurance Agency, a local umbrella insurance agent based in Santa Monica, helps homeowners and renters assess their current coverage limits to account for these rising risks. By examining existing homeowner and auto policies, they identify gaps where additional protection may be needed. The process starts with a thorough policy review and inspection of your current liability exposures.
Bat Insurance Agency works in the Santa Monica area as an umbrella insurance agent, helping clients secure additional liability coverage beyond standard policies. This added layer of protection can safeguard personal assets from major claims or lawsuits. The agency’s focus extends to businesses as well, offering policies that cover various commercial operations. Offices, warehouses, and food service establishments may all benefit from discussing their specific liability needs with this firm for enhanced financial security.
Wilkens Insurance Agency, Inc. is an umbrella insurance agent based in Santa Monica, CA, serving clients throughout the local area. The agency helps individuals and businesses secure excess liability coverage that extends beyond standard policy limits, providing crucial financial protection against major claims. Working with this agent involves evaluating personal assets and risk exposure to determine appropriate coverage levels. Common scenarios addressed include auto accidents with severe injuries and property incidents with high damages. For additional comprehensive protection, the agency can assist with adding valuable personal property insurance.
What Does an a Umbrella Insurance Agent in Santa Monica Cost?
In California, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums depend on factors like your driving record, number of properties, and risk exposure. This is general information and not insurance advice.
About umbrella insurance agents in Santa Monica
An umbrella insurance agent in Santa Monica can help you secure additional liability coverage that goes beyond your auto or homeowners policy. In California, where high property values and frequent litigation are common, umbrella insurance provides an extra layer of financial protection. Agents in Santa Monica understand local risks like earthquake exposure and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Santa Monica do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. In California, this can protect assets like your home or savings from large lawsuits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella insurance do I need in Santa Monica?
Most California agents recommend at least 1 million dollars in umbrella coverage, but higher limits may be wise given Santa Monicas high home values. A common rule is to have enough to cover your net worth plus future income. Your agent can help calculate the right amount based on your assets.
Is umbrella insurance required by California law?
No, umbrella insurance is not required by California state law. However, it is strongly advised for homeowners and drivers with significant assets. California courts can award large judgments, and umbrella coverage helps protect against financial loss beyond standard policy limits.
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