The top-rated umbrella insurance agent in Simi Valley, California is Farmers Insurance - Shaun Yates, rated 5.0 stars across 323 reviews. Other highly rated options include Rancho Simi Insurance Agency, AAA Simi Valley Insurance and Member Services, TWFG Insurance Services. This directory lists 19 umbrella insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Shaun Yates | 3355 Cochran St Ste 106 | (818) 900-3239 |
| 2 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 3 | AAA Simi Valley Insurance and Member Services | 2853 Cochran St | (805) 522-7330 |
| 4 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 5 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 6 | Farmers Insurance - Timothy Shannon | 5775 E Los Angeles Ave # 101 | (800) 999-5729 |
| 7 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
| 8 | Simi Valley Insurance Services | 737 E Los Angeles Ave | (805) 527-1414 |
| 9 | Koning Insurance agency | 45 W Easy St Ste 8 | — |
| 10 | The Office Insurance Agency | 1357 E Los Angeles Ave | (818) 823-0215 |
Farmers Insurance - Shaun Yates serves Simi Valley and the surrounding Ventura County area, providing umbrella insurance agent services to local residents and businesses. This type of coverage offers an extra layer of liability protection beyond standard home and auto policies, helping clients safeguard their assets against major claims or lawsuits. The agency assists with policy evaluation to determine appropriate coverage limits. It also handles personal umbrella liability policies for households seeking broad financial security.
Rancho Simi Insurance Agency provides personal umbrella liability coverage that extends beyond standard homeowners and auto policies. The company assists clients in evaluating their existing exposure and securing higher limits for added protection against major claims or lawsuits. Service includes periodic policy reviews and updates to match changing property values and lifestyle factors. The agency also coordinates with underlying insurers to ensure consistent coverage across multi-policy households. It serves single-family homes, apartments, retail storefronts, and local restaurant operations throughout Simi Valley, CA.
AAA Simi Valley Insurance and Member Services helps homeowners and property managers in Simi Valley, CA, secure umbrella insurance policies that extend liability coverage beyond standard limits. Their services are designed to protect personal assets against major claims such as accidents on your property or legal judgments. The agency works with local residents and businesses to review existing coverage and recommend appropriate umbrella protection for added financial security. They also serve clients in the surrounding Ventura County communities, including Thousand Oaks.
Serving businesses and homeowners in Simi Valley and the surrounding Ventura County communities, TWFG Insurance Services handles umbrella insurance to provide an additional layer of liability protection beyond standard policies. A typical job involves assessing a client’s existing auto, home, or commercial liability coverage to identify potential gaps. Then it recommends a suitable policy limit to safeguard assets against major claims or lawsuits. The company approaches this process by thoroughly reviewing each client’s personal risk profile to ensure tailored coverage that matches their specific needs.
Hayes Company Insurance Brokers in Simi Valley, California provides umbrella insurance, which offers additional liability coverage beyond standard homeowners and auto policies. Clients may choose a one-time policy for a single coverage layer or arrange scheduled renewals to maintain ongoing protection over several years. This extra coverage helps guard against large claims that could threaten personal assets. For those needing flexibility, service runs on an as-needed basis, allowing clients to request a new policy quote or adjust existing limits at any time after an initial consultation.
Farmers Insurance - Timothy Shannon in Simi Valley, CA provides specialty umbrella insurance services that extend personal liability coverage beyond standard home and auto policy limits. This agent also assists clients with general insurance needs, helping them assess their overall risk exposure and find appropriate protection for their property and vehicles. For local homeowners and drivers, an umbrella policy can be particularly important during the rainy season in Southern California, when liability risks from weather-related accidents on slippery roads or flooded properties increase.
Located in Simi Valley, Tailored Werks Insurance Agency LLC provides general liability and property coverage to local businesses. The agency specializes in umbrella insurance, offering additional layers of personal or commercial liability protection that extend beyond primary policy limits. This extra coverage is designed to help safeguard assets against large claims or lawsuits. Tailored Werks serves a variety of commercial sectors within the region, including offices, warehouses, and food service establishments that require higher liability limits.
As the rainy season in Simi Valley approaches, homeowners and drivers often seek added liability protection through umbrella insurance. Simi Valley Insurance Services addresses this need by offering coverage that extends beyond standard policy limits. The agency works closely with clients to assess their personal asset levels and potential risk factors, helping them determine appropriate coverage amounts. Proper protection requires careful evaluation of existing home and auto policies. An initial consultation typically includes a review of current insurance documents and a discussion of individual liability exposures.
The Office Insurance Agency in Simi Valley, CA, is known for connecting clients with comprehensive umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. Its services range from evaluating individual risk exposures to offering supplementary protection that helps safeguard assets and future earnings. The agency works to find policies with high liability limits for added financial security. A specialty service it can add on is excess liability coverage for personal watercraft or recreational vehicles.
What Does an a Umbrella Insurance Agent in Simi Valley Cost?
In California umbrella insurance premiums typically range from 150 to 400 dollars annually for one million dollars in coverage. Each additional million may cost 50 to 150 dollars more. Your actual rate depends on factors like your home value number of cars and claims history. This is general information and not insurance advice. Always consult a licensed agent for specific quotes.
About umbrella insurance agents in Simi Valley
An umbrella insurance agent in Simi Valley California helps you secure extra liability coverage that goes beyond your auto home or boat policies. California law requires minimum liability limits but these may not cover major claims or lawsuits. A local agent can explain how umbrella policies protect your savings and future earnings in Ventura County.
Frequently Asked Questions
What does an umbrella insurance agent in Simi Valley do?
An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that provides additional liability coverage. They help you choose coverage limits that match your assets and risk level. In California umbrella policies typically start at one million dollars in coverage.
Do I need umbrella insurance in California?
You may need umbrella insurance if you own a home have significant savings or face higher lawsuit risks. California has a high cost of living and large jury awards are possible. An agent can assess your exposure to claims like dog bites car accidents or pool injuries.
How much does umbrella insurance cost in Simi Valley?
Umbrella insurance in California generally costs between 150 and 400 dollars per year for one million dollars of coverage. Costs increase with higher limits and depend on your driving record property and number of vehicles. An agent can provide a personalized quote based on your situation.
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