ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsCalifornia › South San Francisco

Find Umbrella Insurance Agents Near You in South San Francisco, CA

Browse umbrella insurance agents serving South San Francisco, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in South San Francisco, California is Acceptance Insurance, rated 4.9 stars across 230 reviews. Other highly rated options include Winky Wong: Allstate Insurance, Incline Insurance Services, Katherine Paras-Swanson: Allstate Insurance. This directory lists 11 umbrella insurance agents serving South San Francisco.

Showing 11 umbrella insurance agents in South San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance553 El Camino Real Ste B(650) 683-7003
2Winky Wong: Allstate Insurance611 Gateway Blvd Ste 120(415) 681-6810
3Incline Insurance Services510 Myrtle Ave # 203(650) 437-5304
4Katherine Paras-Swanson: Allstate Insurance363 El Camino Real #235(650) 615-4900
5Eric Wong: Allstate Insurance3540 Callan Blvd Ste 203(415) 469-7333
6Farmers Insurance - Lien Tu611 Gateway Blvd Ste 120(415) 635-0993
7Dayals Insurance Services Inc.780 El Camino Real(650) 589-3021
8Lauro Gutierrez Jr.: Allstate Insurance446 Grand Ave(650) 583-4545
9Farmers Insurance - Guadalupe Banderas156 S Spruce Ave Ste F144(650) 583-9460
10Jerry Tench - State Farm Insurance Agent1405 Huntington Ave #100(650) 589-0100
AI
553 El Camino Real Ste B
Acceptance Insurance
Umbrella Insurance Agent · South San Francisco, CA

Homeowners, business owners, and property managers in South San Francisco turn to Acceptance Insurance for umbrella liability coverage that extends beyond standard policy limits. This local agency provides protection against major claims and lawsuits, offering an extra layer of security for assets and future earnings. Their services include evaluating personal and commercial risk to determine appropriate excess liability levels. The company also serves clients across the broader San Francisco Bay Area, including nearby San Bruno.

WW
611 Gateway Blvd Ste 120
Winky Wong: Allstate Insurance
Umbrella Insurance Agent · South San Francisco, CA

Winky Wong: Allstate Insurance serves the South San Francisco metro area and San Mateo County, offering umbrella insurance to residents and local businesses. This agency provides personal umbrella policies that add liability coverage above standard homeowners and auto policies. It also assists property owners in managing risks associated with rental units in this region. The firm handles commercial umbrella policies tailored for small businesses operating within the city.

II
510 Myrtle Ave # 203
Incline Insurance Services
Umbrella Insurance Agent · South San Francisco, CA

Incline Insurance Services provides umbrella insurance agent services in South San Francisco, California. This company offers liability coverage that extends beyond the limits of standard homeowners and auto policies. Their service includes reviewing a client's existing insurance portfolio to identify potential vulnerability and then structuring an umbrella policy to address those gaps. Ongoing maintenance involves annual policy reviews to adjust coverage levels based on changes in personal assets or risk exposure. The agency serves a variety of property types, including single-family homes, apartments, retail, and restaurants.

KP
363 El Camino Real #235
Katherine Paras-Swanson: Allstate Insurance
Umbrella Insurance Agent · South San Francisco, CA

Katherine Paras-Swanson: Allstate Insurance serves homeowners, renters, and property managers in South San Francisco who need umbrella insurance for added liability protection. The agency assesses each client’s existing auto and homeowners policies to recommend supplemental coverage that can help safeguard personal assets against major claims or lawsuits. Clients appreciate having a local agent who explains how umbrella policies apply and coordinates with their primary insurers. The agency also extends its services to neighboring communities throughout northern San Mateo County, including the Daly City and Colma area.

EW
3540 Callan Blvd Ste 203
Eric Wong: Allstate Insurance
Umbrella Insurance Agent · South San Francisco, CA

Serving South San Francisco and the surrounding Bay Area communities, Eric Wong: Allstate Insurance helps local residents and businesses protect their assets through comprehensive umbrella insurance coverage. The agency handles policies that provide additional liability protection beyond standard homeowners and auto insurance limits. Its approach to each job begins with a thorough assessment of a client’s existing coverage, followed by a clear explanation of how an umbrella policy addresses specific risk gaps. This process ensures clients understand the added safety net the policy provides for their individual financial situation.

FI
611 Gateway Blvd Ste 120
Farmers Insurance - Lien Tu
Umbrella Insurance Agent · South San Francisco, CA

As the rainy season often causes unexpected water damage in South San Francisco properties, homeowners and businesses seek reliable protection beyond standard policies. Farmers Insurance - Lien Tu provides umbrella insurance to cover liability gaps that other plans leave exposed. Their local agent helps clients understand how broader coverage can protect assets from major claims or lawsuits arising from accidents. Before any initial policy discussion, an inspection of the property is scheduled to assess specific risk factors in the area.

DI
780 El Camino Real
Dayals Insurance Services Inc.
Umbrella Insurance Agent · South San Francisco, CA

Serving as an umbrella insurance agent, Dayals Insurance Services Inc. helps clients obtain extra liability protection beyond standard policy limits. Based in South San Francisco, the company supports residents and businesses in managing financial risk from major claims or lawsuits. It assists with coverage that can shield assets when underlying policies are exhausted. This added layer of security is particularly valuable during the winter holiday season, when increased home hosting and travel can elevate the chance of an unforeseen liability incident.

LG
446 Grand Ave
Lauro Gutierrez Jr.: Allstate Insurance
Umbrella Insurance Agent · South San Francisco, CA

Lauro Gutierrez Jr.: Allstate Insurance offers both one-time consultations for immediate coverage needs and scheduled policy reviews to adjust umbrella protection over time. Umbrella liability coverage extends beyond standard home and auto limits, providing extra financial security against major claims or lawsuits in South San Francisco. These supplementary policies help safeguard personal assets when underlying insurance has been exhausted. Service runs on an as-needed basis for policy adjustments or new enrollments, complemented by scheduled annual reviews to ensure adequate limits.

FI
156 S Spruce Ave Ste F144
Farmers Insurance - Guadalupe Banderas
Umbrella Insurance Agent · South San Francisco, CA

Farmers Insurance - Guadalupe Banderas provides personal liability protection and property coverage to clients in South San Francisco, California. Its umbrella insurance policies offer extended liability limits that go beyond standard homeowner and auto policies, helping to safeguard personal assets from major claims or lawsuits. This agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses, where additional liability protection is often essential for operational stability.

JT
1405 Huntington Ave #100
Jerry Tench - State Farm Insurance Agent
Umbrella Insurance Agent · South San Francisco, CA

Jerry Tench’s agency in South San Francisco provides residential umbrella insurance coverage, helping protect homeowners from major liability claims. Commercial umbrella policies are also available for local business owners seeking extra liability layers beyond their standard policies. The office serves clients throughout the surrounding area. Service continues with follow-up between regular visits to review coverage needs and make adjustments as circumstances change.

FI
325 Corey Way Ste 101
Farmers Insurance - Salvador Castillo
Umbrella Insurance Agent · South San Francisco, CA
(650) 389-7154
agents.farmers.com/ca/south-san-francisco/salvador-castillo

What Does an a Umbrella Insurance Agent in South San Francisco Cost?

In California, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, home location, and number of vehicles. This is general information and not insurance advice.

About umbrella insurance agents in South San Francisco

An umbrella insurance agent in South San Francisco helps you secure additional liability coverage beyond your auto or homeowners policy. California law requires minimum liability limits for drivers but does not cap umbrella policy amounts. This extra layer can protect your savings and future income from large lawsuits common in the Bay Area.

Frequently Asked Questions

What does an umbrella insurance agent in South San Francisco do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above your existing auto or home insurance limits. It protects you from claims such as bodily injury or property damage that exceed your primary policy limits.

Do I need umbrella insurance in California?

Umbrella insurance is not required by California law but is recommended if you have significant assets or future income to protect. California courts can award large judgments in personal injury cases. An umbrella policy can cover legal fees and settlements beyond your standard policy limits.

How much umbrella coverage should I get in South San Francisco?

Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your net worth, income, and risk factors such as owning a pool or rental property. Your agent can help you calculate an appropriate limit based on your personal situation.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.