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Looking for a umbrella insurance agent in Temecula? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Old Harbor Insurance Services
43015 Black Deer Loop #201, Temecula, CA 92590
(951) 297-9740
oldharbor.com
Freeway Insurance
43094 Vía Dos Picos STE B, Temecula, CA 92590
(951) 842-3305
locations.freeway.com
Inszone Insurance Services
27710 Jefferson Ave STE 100, Temecula, CA 92590
(951) 676-6000
inszoneinsurance.com
AAA Temecula Insurance and Member Services
26403 Ynez Rd, Temecula, CA 92591
(951) 694-9403
ace.aaa.com
Julie Ngo - State Farm Insurance Agent
41881 5th St, Temecula, CA 92590
(951) 695-2625
sfjulie.com
Hawkguard Insurance Services
28545 Old Town Front St #201A, Temecula, CA 92590
(951) 494-7272
hawkguardinsurance.com
Rick Douglas - State Farm Insurance Agent
27300 Jefferson Ave Ste B, Temecula, CA 92590
(951) 296-5636
rickdouglas.net
Farmers Insurance - Austin Heiland
27393 Ynez Rd #158, Temecula, CA 92591
(951) 676-6692
heilandinsurance.com
Daniel Brooks - State Farm Insurance Agent
32140 Temecula Pkwy STE 104, Temecula, CA 92592
(951) 699-0940
sfbrooks.com
Carver Insurance Services, Inc - Temecula
33321 Temecula Pkwy Suite 102, Temecula, CA 92592
(951) 676-0540
insuredbycarver.com
Vince Herrera - Herrera Insurance Agency
41593 Winchester Rd Ste 200 Pmb 263, Temecula, CA 92590
(800) 426-0418
summitagents.com
PSA Insurance Services
27292 Vía Industria, Temecula, CA 92590
(800) 772-5531
psainsurance.com
Insurance Allstars Agency
42072 5th St Suite 202D, Temecula, CA 92590
(951) 397-4010
insuranceallstarsagency.com
Goosehead Insurance - Bryan Watson
28693 Old Town Front St Suite 300-B, Temecula, CA 92590
(949) 304-1700
goosehead.com
Zachary Mosby, Orr and Associates
28780 Single Oak Dr STE 255, Temecula, CA 92590
(951) 395-0167
zacharymosby.com
Friant Insurance Agency, Inc.
27570 Commerce Center Dr #219, Temecula, CA 92590
(800) 486-5108
friantinsurance.com
Cornerstone Surety & Insurance Agency, Inc.
27708 Jefferson Ave STE 200, Temecula, CA 92590
(951) 419-5301
Craig Davis Family Insurance Agency
27625 Jefferson Ave #100, Temecula, CA 92590
(951) 699-1776
craigdavisfamilyinsurance.com
USI Insurance Services
41923 2nd St STE 203, Temecula, CA 92590
(951) 694-5200
temeculainsuranceservices.com
Umbrella insurance agents in Temecula help residents secure extra liability coverage beyond standard auto and home policies. California law requires minimum auto liability limits, but an umbrella policy can provide additional protection for assets. Temecula homeowners and drivers often seek this coverage to guard against large claims or lawsuits.
What Does a Umbrella Insurance Agent in Temecula Cost?
In California, the cost of a personal umbrella insurance policy typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage, depending on your risk factors. Higher coverage limits, such as 2 million or 5 million dollars, will cost more. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Temecula do?
An umbrella insurance agent in Temecula helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. The agent reviews your assets and risk profile to recommend an appropriate coverage amount. This service is especially useful for California residents with high net worth or potential liability exposures.
How much umbrella coverage do I need in Temecula California?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage, which is a common starting point in California. Your agent can help you evaluate your personal situation to determine the right limit.
Are there California laws that affect umbrella insurance policies?
Yes, California law requires all drivers to carry minimum liability insurance of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. Umbrella policies typically require you to have higher underlying limits, such as 250,000 dollars per person and 500,000 dollars per accident for auto liability. Your agent can explain these requirements.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.