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Find Umbrella Insurance Agents Near You in Vacaville, CA

Browse umbrella insurance agents serving Vacaville, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Vacaville, California is Barbara Lightfoot-Nielsen - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Victoria Barros-Ortiz - State Farm Insurance Agent, AAA Vacaville Branch, Andy Pignataro - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Vacaville.

Showing 17 umbrella insurance agents in Vacaville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Barbara Lightfoot-Nielsen - State Farm Insurance Agent2581 Nut Tree Rd Ste B(707) 449-4184
2Victoria Barros-Ortiz - State Farm Insurance Agent2050 Peabody Rd #200(707) 447-4697
3AAA Vacaville Branch1633 E Monte Vista Ave Suite 101, Bldg M(707) 451-7150
4Andy Pignataro - State Farm Insurance Agent438 Main St(707) 452-9599
5Eastman Insurance Solutions - California371 Merchant St(707) 402-8882
6i80 Insurance Solutions490 Merchant St(866) 779-8946
7Inszone Insurance Services1990 Alamo Dr Suite 1(707) 446-9864
8Lyerly Insurance agency190 S Orchard Ave Ste B12(707) 561-8096
9Farmers Insurance - Marina Walker555 Mason St #120(530) 200-8063
10Giroux Insurance Services479 Mason St #317a(707) 451-7295
BL
2581 Nut Tree Rd Ste B
Barbara Lightfoot-Nielsen - State Farm Insurance Agent
Umbrella Insurance Agent · Vacaville, CA

As an umbrella insurance agent, Barbara Lightfoot-Nielsen with State Farm in Vacaville, CA offers additional liability coverage that extends beyond the limits of standard home and auto policies. This agency helps clients secure broader protection against major claims and lawsuits, with options for tailored policy limits. Regular policy reviews and annual check-ins are available to ensure coverage matches evolving needs. The company serves a variety of properties including single-family homes, apartments, retail spaces, and local restaurants.

VB
2050 Peabody Rd #200
Victoria Barros-Ortiz - State Farm Insurance Agent
Umbrella Insurance Agent · Vacaville, CA

Victoria Barros-Ortiz - State Farm Insurance Agent in Vacaville, CA, serves homeowners, landlords, and small business owners who need extra liability protection. The agency helps clients secure umbrella policies that provide broader coverage beyond standard home or auto limits, safeguarding assets from major claims or lawsuits. These policies are designed to protect savings and future earnings against unexpected events. The agent also offers guidance on coverage levels tailored to individual risk profiles. Additionally, the agency serves clients throughout the greater Solano County area, including nearby Fairfield.

AV
1633 E Monte Vista Ave Suite 101, Bldg M
AAA Vacaville Branch
Umbrella Insurance Agent · Vacaville, CA

AAA Vacaville Branch serves Solano County and the surrounding region as a dedicated umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard home or auto policies, protecting clients from major financial losses. In this area, the agency helps homeowners, drivers, and business owners assess their liability exposure. It also offers specific expertise in tailoring coverage limits to local liability risks, including those related to rental properties and recreational vehicles.

AP
438 Main St
Andy Pignataro - State Farm Insurance Agent
Umbrella Insurance Agent · Vacaville, CA

Andy Pignataro - State Farm Insurance Agent serves Vacaville, CA, and the surrounding Solano County communities. As an umbrella insurance agent, this office handles personal liability coverage that extends above the limits of a client's standard homeowners or auto policies. The agency works with individuals and families to help protect assets against large claims or lawsuits. To ensure proper coverage, each typical job begins with a careful review of the client’s existing policies and exposure risks before recommending a specific umbrella limit.

EI
371 Merchant St
Eastman Insurance Solutions - California
Umbrella Insurance Agent · Vacaville, CA

Eastman Insurance Solutions - California offers umbrella insurance services on either a one-time or recurring service basis, providing clients with flexible options for securing added liability coverage beyond standard policies. Located in Vacaville, CA, the agency helps residents and businesses protect assets against major claims or lawsuits. Coverage extends over existing homeowners, auto, or watercraft policies, though specific policy terms vary. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s ongoing coverage needs.

II
490 Merchant St
i80 Insurance Solutions
Umbrella Insurance Agent · Vacaville, CA

i80 Insurance Solutions in Vacaville, CA provides specialty umbrella insurance agent services, offering extended liability coverage that goes beyond the limits of a standard auto or homeowners policy. The company works with clients to protect their assets against large claims or lawsuits. This protection becomes especially important for residents during the wildfire season, when property damage risks and liability exposures can increase dramatically.

II
1990 Alamo Dr Suite 1
Inszone Insurance Services
Umbrella Insurance Agent · Vacaville, CA

Homeowners, businesses, and property managers in Vacaville seek protection against large liability claims that could threaten their assets. Inszone Insurance Services works as a local umbrella insurance agent, helping clients secure extra liability coverage that goes beyond the limits of standard homeowners or auto policies. This additional layer of financial safety is essential for those with significant property or higher risk exposure in the region. The agency also serves clients throughout nearby Fairfield and the broader Solano County area.

LI
190 S Orchard Ave Ste B12
Lyerly Insurance agency
Umbrella Insurance Agent · Vacaville, CA

With storm season approaching in Vacaville, homeowners often worry about gaps in their standard liability coverage. Lyerly Insurance Agency serves the area as a local umbrella insurance agent, offering policies that provide extra liability protection above auto and homeowner limits. These policies can cover legal costs and major claims, helping safeguard personal assets like a home or savings. The agency begins service by scheduling a thorough review of each client’s existing policies to identify coverage amounts and potential exposures for tailored recommendations.

FI
555 Mason St #120
Farmers Insurance - Marina Walker
Umbrella Insurance Agent · Vacaville, CA

Farmers Insurance - Marina Walker in Vacaville, California offers general liability coverage to protect local clients from common property and personal injury risks. As an umbrella insurance agent, the company specializes in adding an extra layer of liability protection beyond standard policy limits. This added coverage helps safeguard personal assets and future earnings when a large claim exceeds the underlying insurance. The firm is prepared to assist commercial sectors including professional offices, warehouses with goods storage, and food service operations needing robust liability management through carefully tailored umbrella policies.

GI
479 Mason St #317a
Giroux Insurance Services
Umbrella Insurance Agent · Vacaville, CA

Giroux Insurance Services provides umbrella insurance coverage to residents and businesses in and around Vacaville, California. Their focus on residential protection helps individual policyholders secure supplemental liability coverage beyond standard home and auto limits. For commercial clients, the agency offers similar excess liability solutions tailored to business operations and property exposures. Serving the local region, the team conducts assessments during initial consultations. They ensure that renewals and follow-up service between regular visits address any changes in a client’s assets or risk profile.

FI
543 Merchant St
Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.
Umbrella Insurance Agent · Vacaville, CA
(707) 449-9850
agents.farmers.com/ca/vacaville/carmen-rodriguez
SA
333 Merchant St
Sharp Agency
Umbrella Insurance Agent · Vacaville, CA
(877) 480-9500
FI
425 William St
Farmers Insurance - Derek Yoder
Umbrella Insurance Agent · Vacaville, CA
(707) 448-4242
agents.farmers.com/ca/vacaville/derek-yoder
FI
423 William St
Farmers Insurance - Justin Yoder
Umbrella Insurance Agent · Vacaville, CA
(707) 448-4242
agents.farmers.com/ca/vacaville/justin-yoder
FG
411 Davis St #107
Flash Gordon Agency
Umbrella Insurance Agent · Vacaville, CA
(707) 580-6363
flashgordonagency.com
CC
411 Davis St Suite 109
Church & Casualty Insurance
Umbrella Insurance Agent · Vacaville, CA
(707) 207-4881
ccia.com
TI
371 Merchant St
TruSummit Insurance Solutions, LLC
Umbrella Insurance Agent · Vacaville, CA
(707) 402-8887
trusummitins.com

What Does an a Umbrella Insurance Agent in Vacaville Cost?

Umbrella insurance costs in California typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Additional millions may cost 50 to 100 dollars each per year. Factors like your driving record, number of properties, and existing insurance policies affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Vacaville

Umbrella insurance agents in Vacaville help residents secure additional liability coverage that goes beyond standard home and auto policies. In California, where high property values and frequent lawsuits make extra protection important, an umbrella policy can cover legal costs and settlements. Local agents can explain how this coverage works with your existing insurance and California specific liability risks.

Frequently Asked Questions

What does an umbrella insurance agent in Vacaville do?

An umbrella insurance agent helps you buy a personal liability umbrella policy that provides extra coverage above your home and auto insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, agents must be licensed by the California Department of Insurance.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage for California homeowners. The amount depends on your total assets, income, and potential lawsuit exposure. A Vacaville agent can calculate the right limit based on your personal situation.

Is umbrella insurance required by California law?

No, California law does not require umbrella insurance. However, it is strongly recommended for anyone with significant assets or high risk of liability. Many landlords and homeowners in Vacaville choose umbrella policies to protect against lawsuits related to accidents on their property.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.