The top-rated umbrella insurance agent in Ventura, California is Irene V Henry - State Farm Insurance Agent, rated 5.0 stars across 195 reviews. Other highly rated options include Dena Rogers - State Farm Insurance Agent, John E. Peakes Insurance Agency, Inc., Forward Insurance Agency. This directory lists 18 umbrella insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 2 | Dena Rogers - State Farm Insurance Agent | 970 S Petit Ave UNIT 14 | (805) 642-9715 |
| 3 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 4 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 5 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 6 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 7 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
| 8 | Sather's Insurance Service | 5725 Ralston St Ste 214 | (805) 644-8600 |
| 9 | Paladin Professional Insurance Solutions | 3787 Transport St | (805) 692-6900 |
| 10 | LATINOS INSURANCE AGENCY | 500 N Ventura Ave suite A | (805) 667-8620 |
Irene V Henry - State Farm Insurance Agent serves the Ventura, California area, providing local umbrella insurance coverage that extends liability protection beyond standard policies. Property owners often seek this service to safeguard assets from major claims or lawsuits. The agency works with clients to assess their personal risk exposure and secure appropriate additional coverage layers. Common services managed here include personal umbrella policies that coordinate with existing homeowners and auto insurance. Business owners also receive commercial umbrella liability policies tailored to their operational needs.
Dena Rogers - State Farm Insurance Agent in Ventura, California, offers umbrella insurance policies that provide extra liability coverage beyond the limits of standard auto or homeowners plans. Service plans include policy reviews to help ensure adequate protection against major claims or lawsuits, with options to adjust coverage as needs change. Maintenance plans focus on annual reassessments of personal liability risks. This agency services properties such as single-family homes, apartments, retail spaces, and restaurants throughout the Ventura area.
John E. Peakes Insurance Agency, Inc. in Ventura, California, is known for helping clients secure extra liability coverage beyond standard policies. The agency offers umbrella insurance that provides expanded protection for individuals and families, safeguarding assets against major claims and lawsuits. This coverage applies over home and auto policies, offering broader limits for unexpected events. The agency can also add on excess liability protection for rental properties, ensuring landlords face fewer financial risks from tenant incidents.
Forward Insurance Agency serves homeowners, businesses, and property managers in Ventura, California, seeking additional liability protection beyond their standard policies. Umbrella insurance agents in this area help clients secure extra coverage that can help safeguard assets against major claims or lawsuits. This agency assists with policies designed to fill gaps left by home, auto, or commercial coverage. Policyholders often find this layer of protection valuable when facing unforeseen events. The agency extends its services to clients in nearby Oxnard as well.
Serving Ventura and the surrounding communities of Southern California’s coastal region, Best Access Insurance operates as an umbrella insurance agent. This agency handles personal liability policies that provide extra coverage beyond standard homeowners and auto limits, protecting clients from significant lawsuits and liability claims. When addressing a typical client situation, it evaluates the individual’s existing liability exposure and recommends a policy layer that closes coverage gaps without overlapping existing protection.
Venture Casualty Insurance Services in Ventura, CA distinguishes between one-time policy purchases and recurring coverage options for personal umbrella protection. This type of insurance extends liability limits beyond standard homeowners and auto policies, safeguarding future income and assets against major claims. Coverage typically includes legal defense costs, which can accumulate rapidly after a serious accident. Services are available on an as-needed basis, allowing clients to request a policy review or initiate new coverage whenever their financial circumstances change or current policies approach their expiration date.
Direct Service Insurance offers specialized umbrella insurance to provide additional liability coverage beyond standard policies, serving clients in Ventura, California. It expertly handles claims that exceed primary policy limits, offering broader protection against unforeseen lawsuits. The company works with homeowners, drivers, and property owners seeking increased financial security. During the winter storm season, it helps address liability risks from rain-related property damage or visitor injuries on residential or commercial premises.
As the rainy season brings increased risk of water damage and liability claims to Ventura properties, Sather's Insurance Service helps homeowners and small businesses secure umbrella insurance to extend their existing policy limits. This coverage protects against lawsuits and large settlements that exceed standard home or auto insurance. Clients receive thoughtful guidance on selecting appropriate liability limits for their specific assets and exposure. The process begins with a comprehensive review of current policies and an assessment of potential financial risks during an initial consultation.
Paladin Professional Insurance Solutions, located in Ventura, CA, provides comprehensive risk management services, including tailored umbrella insurance policies that offer extended liability coverage beyond standard limits. These supplementary policies protect clients against large claims and lawsuits, ensuring broader financial security. The firm serves a diverse range of commercial sectors such as offices requiring liability for professional interactions, warehouses needing coverage for inventory and operational risks, and food service operations managing customer and supplier liability exposures.
What Does an a Umbrella Insurance Agent in Ventura Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Costs vary based on your personal risk factors and insurance company. This is general information, not insurance advice.
About umbrella insurance agents in Ventura
An umbrella insurance agent in Ventura California helps you secure extra liability coverage beyond your standard auto or homeowners policy. California law requires minimum liability limits for drivers but does not cap umbrella policy amounts. Local agents understand Ventura County risks such as coastal property liability and earthquake-related claims.
Frequently Asked Questions
What does an umbrella insurance agent in Ventura do?
An umbrella insurance agent in Ventura helps you assess your personal liability exposure and purchase a policy that provides additional coverage above your primary insurance. They review your assets and risks to recommend an appropriate coverage limit.
How much umbrella coverage do I need in California?
Most California agents recommend at least 1 million dollars in umbrella coverage to protect against lawsuits. The amount you need depends on your net worth, income, and potential liability risks such as rental properties or high-risk activities.
Can I get umbrella insurance if I have a low-risk profile in Ventura?
Yes, umbrella insurance is available for many Ventura residents with standard auto and homeowners policies. Even with low risk, an umbrella policy can protect against unexpected lawsuits from accidents on your property or auto incidents.
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