The top-rated umbrella insurance agent in Avon, Connecticut is Ron Huston - State Farm Insurance Agent, rated 4.8 stars across 48 reviews. Other highly rated options include King Risk Partners, Bearingstar Insurance, Mazzone Insurance Inc. This directory lists 13 umbrella insurance agents serving Avon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ron Huston - State Farm Insurance Agent | 51 E Main St | (860) 678-1032 |
| 2 | King Risk Partners | 302 W Main St #206 | (860) 676-1957 |
| 3 | Bearingstar Insurance | 55 Nod Rd Suite 5 | (860) 677-1665 |
| 4 | Mazzone Insurance Inc | 195 W Main St | (860) 677-5853 |
| 5 | Goosehead Insurance - Michael Garceau | 20 Tower Ln #500 | (959) 900-8199 |
| 6 | Farmers Insurance - Joseph Beale | 43 W Main St | (860) 217-0080 |
| 7 | Shepherd Insurance Agency LLC | 43 W Main St | (860) 321-7263 |
| 8 | Robert Hensley & Associates, LLC | 10 Avon Meadow Ln STE 1 | (860) 678-1090 |
| 9 | US Benefits Analysts | 40 Tower Ln #42 | (860) 674-0058 |
| 10 | Hudson Insurance Group | 8C Canal Ct | (203) 977-6400 |
Ron Huston - State Farm Insurance Agent serves clients throughout Avon, Connecticut, among other locations in Hartford County. As an umbrella insurance agent, this office provides personal liability coverage that extends beyond the limits of standard homeowners and auto policies. This service helps protect assets from major claims or lawsuits. Additionally, it offers consultation to evaluate individual coverage needs. The agency assists with comprehensive liability protection and excess insurance solutions for local residents and families.
As an umbrella insurance agent, King Risk Partners provides supplemental liability coverage that extends beyond the limits of standard homeowners or auto policies. The company works with clients to tailor policies that offer broader protection against major claims and lawsuits. It assists in assessing personal and commercial risk to ensure adequate coverage gaps are filled. King Risk Partners serves properties including single-family homes, apartments, retail spaces, and restaurants throughout Avon, CT.
Bearingstar Insurance serves Avon, Connecticut, and the surrounding greater Hartford area. As an umbrella insurance agent, it handles the additional liability coverage that goes beyond the limits of standard home and auto policies. This extra protection helps safeguard clients from major claims and lawsuits that could otherwise threaten personal assets. To manage a typical job, it begins by reviewing an individual's current underlying policies to assess potential gaps. Then it tailors the umbrella policy to provide the most suitable level of added security for that customer's specific situation.
Mazzone Insurance Inc in Avon, CT, serves homeowners, businesses, and property managers seeking umbrella insurance agent services. These policies provide additional liability coverage beyond standard home or auto policies, offering crucial financial protection against unforeseen claims or lawsuits. The agency works with clients to assess their personal liability exposure and secure appropriate extra coverage limits. Prices and coverage options vary based on individual risk profiles and asset values. Mazzone Insurance Inc also serves clients throughout Hartford County, including the neighboring community of Farmington.
Serving Avon, Connecticut, and the surrounding communities, Goosehead Insurance - Michael Garceau offers umbrella insurance agency services. It handles excess liability coverage that extends beyond standard policy limits, protecting clients from major claims and lawsuits. To manage a typical job, the agent generally assesses a property owner's existing policies, identifies gaps in liability protection, and then recommends an appropriate level of additional coverage to address specific risk exposures.
Farmers Insurance - Joseph Beale in Avon, CT offers umbrella insurance policies that provide extra liability coverage beyond a standard home or auto policy. Clients can choose between a one-time policy purchase to address a specific exposure or a scheduled annual renewal for ongoing protection. This coverage helps safeguard personal assets against major claims or lawsuits. The service operates on a scheduled basis, with annual policy reviews and renewals recommended to ensure adequate limits and to adjust coverage as client circumstances evolve.
Shepherd Insurance Agency LLC in Avon, CT, provides personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. As a local umbrella insurance agent, it helps clients protect assets by addressing gaps in existing policies and offering broader liability protection for unforeseen incidents. This service is particularly valuable during the busy holiday season, when increased home gatherings and travel can raise the risk of accidents or property damage claims.
Robert Hensley & Associates, LLC assists clients in Avon, Connecticut, with their general liability insurance needs, providing specialized umbrella policies that extend coverage beyond standard limits. This extra layer of protection helps individuals and businesses guard against major financial losses resulting from serious accidents or lawsuits. Serving a variety of commercial sectors, the agency works with local offices, warehouses, and food service establishments to secure appropriate umbrella coverage for their specific risks.
US Benefits Analysts in Avon, CT provides residential umbrella insurance coverage, offering a key layer of protection beyond standard home policies. Commercial liability support is also available for local businesses in the region. Agents work to arrange high-limit policies that address potential gaps in underlying coverage. Clients can rely on clear guidance when evaluating risks and often arrange follow-up adjustments between regular policy review visits to keep protection aligned with changing assets.
As spring storms bring heavy rains to the Farmington Valley, Hudson Insurance Group helps property owners along the Avon mountain ridge prepare for rising water hazards. This umbrella insurance agency focuses on closing gaps in standard liability policies to protect homeowners and small businesses from major claims. Their team reviews current coverage limits during a free initial inspection, pointing out exposures that are easily overlooked until a serious incident occurs. An on-site assessment of local flood zones and tree conditions typically follows to determine appropriate layers of protection.
What Does an a Umbrella Insurance Agent in Avon Cost?
Umbrella insurance in Connecticut typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Premiums for 2 million dollars of coverage often range from 250 to 600 dollars annually. Costs vary based on your risk factors such as number of vehicles drivers and property value. This is general information not insurance advice.
About umbrella insurance agents in Avon
An umbrella insurance agent in Avon Connecticut helps you secure additional liability coverage that goes beyond your home and auto policies. Connecticut law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks specific to Hartford County and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Avon do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk level to recommend an appropriate coverage amount. This policy can cover legal defense costs and judgments in Connecticut courts.
How much umbrella insurance do I need in Connecticut?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Higher limits like 2 to 5 million dollars may be needed if you own rental properties or have a high net worth. Your agent will review your specific situation to suggest the right limit.
Can I get umbrella insurance if I have a teenage driver in Avon?
Yes you can still get umbrella insurance with a teenage driver but the premium may be higher. Connecticut requires all drivers to carry liability insurance and a teenage driver on your policy increases your risk. An umbrella policy can provide extra protection if your teen causes a serious accident.
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