The top-rated umbrella insurance agent in Bristol, Connecticut is C.V. Mason Insurance Agency, rated 4.9 stars across 323 reviews. Other highly rated options include Matthew J. Bub - State Farm Insurance Agent, Zach Ibanez - State Farm Insurance Agent, Dave Andes: Allstate Insurance. This directory lists 14 umbrella insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | C.V. Mason Insurance Agency | 254 Main St | (860) 583-4127 |
| 2 | Matthew J. Bub - State Farm Insurance Agent | 674 Farmington Ave | (860) 589-0660 |
| 3 | Zach Ibanez - State Farm Insurance Agent | 258 Middle St | (860) 973-3116 |
| 4 | Dave Andes: Allstate Insurance | 683 Broad St | (860) 585-8050 |
| 5 | Dom Socci: Allstate Insurance | 918 Farmington Ave | (860) 582-6029 |
| 6 | Roland Dumont Agency | 985 Farmington Ave | (860) 582-8161 |
| 7 | Empire Insurance Network | 140 Pine St | (860) 582-4264 |
| 8 | Nye Insurance | 273 Central St | (860) 589-3300 |
| 9 | Nationwide Insurance: Michael Mazone Insurance Agency Inc. | 181 Park St | (860) 589-2277 |
| 10 | Allied Insurance Center, Inc | 242 Center St | (860) 583-1886 |
C.V. Mason Insurance Agency serves the Bristol, Connecticut area as an umbrella insurance agent. It provides supplemental liability coverage that extends beyond the limits of standard home and auto policies, offering protection for policyholders in the event of costly lawsuits or significant claims. This company assists clients in assessing their personal risk exposure and securing appropriate additional coverage. It handles specific services such as personal umbrella policies and excess liability insurance for local residents.
Matthew J. Bub - State Farm Insurance Agent in Bristol, CT, provides umbrella liability coverage that extends beyond standard policy limits. This agent offers service plans to review current coverage, helping ensure adequate protection against major claims and lawsuits. Maintenance options typically include policy updates as personal assets or risk profiles change. Umbrella insurance from this agency serves single-family houses, apartment buildings, retail locations, restaurants, and various commercial properties seeking additional liability layers to safeguard financial assets.
Homeowners, businesses, and property managers in Bristol, CT, can work with Zach Ibanez - State Farm Insurance Agent to secure umbrella liability policies. These policies extend coverage beyond standard home or auto limits, helping protect personal and commercial assets from major claims or lawsuits. The agency serves local clients seeking an added layer of financial safety for their properties and operations. Its services also reach families and landlords in the neighboring community of Plainville and throughout the greater Hartford metro area.
Dave Andes: Allstate Insurance serves Bristol, CT and the surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This agency works with residents seeking added financial protection for major claims or lawsuits. In a typical job, it first assesses the customer's current policies to determine appropriate coverage levels, then presents clear options tailored to individual needs. To handle a typical job, it takes a straightforward, consultative approach that emphasizes explaining coverage gaps and policy details before finalizing any new umbrella plan.
Dom Socci: Allstate Insurance in Bristol, CT, offers umbrella insurance agents who provide both one-time policy reviews and ongoing coverage management. For a single consultation, they can assess existing liability limits and recommend additional protection, while scheduled annual reviews ensure policy adjustments align with changing assets or risk exposure. Coverage typically extends beyond standard home and auto policies, addressing larger claims that exceed base limits. Their service operates on a scheduled basis, meaning clients can arrange recurring appointments to maintain adequate safeguard levels over time.
Roland Dumont Agency specializes in offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits for Bristol residents. The agency regularly assists clients in assessing their existing coverage to identify potential exposures that could threaten personal assets. Umbrella insurance serves as a crucial financial safeguard for situations involving major accidents or property damage claims. As the region experiences more severe thunderstorms and associated flooding risks each spring, this agency helps homeowners and drivers consider enhanced protection against unexpected liabilities.
As the fall months bring unpredictable storms to the Bristol area, Empire Insurance Network helps property owners secure additional liability coverage through umbrella insurance. This local agency specializes in policies that extend beyond standard home and auto limits, providing protection against costly lawsuits. Clients often find this coverage essential for accidents occurring on their premises or while driving. The process begins with a general review of existing policies during an initial consultation, followed by an assessment of personal assets to determine appropriate coverage limits.
Nye Insurance in Bristol, CT, provides general liability and property coverage for local businesses and individuals. The agency also offers umbrella insurance policies that extend liability protection beyond standard policy limits for added security against major claims. These comprehensive plans help safeguard personal and commercial assets from legal and financial exposure. The company serves various commercial sectors, including offices, warehouses, and food service establishments.
Serving clients in their residential properties, Nationwide Insurance: Michael Mazone Insurance Agency Inc. provides umbrella insurance for added personal liability protection. The agency also extends commercial coverage for local businesses facing similar risks, assisting clients throughout the Bristol, CT area. Policies function as an extra layer above standard home or auto insurance limits. Clients often return for updates or policy adjustments between regular visits, ensuring continued coverage as personal circumstances change.
Allied Insurance Center, Inc in Bristol, CT is known for providing umbrella insurance agent services designed to protect local homeowners and drivers against major liability claims. The agency helps clients increase their personal liability coverage beyond what is carried on standard auto or homeowners policies. An umbrella policy can safeguard assets and future earnings from a costly lawsuit. For added financial protection, the firm can also arrange excess liability coverage for high-value property owners.
What Does an a Umbrella Insurance Agent in Bristol Cost?
Umbrella insurance costs in Connecticut typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, home value, and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in Bristol
Umbrella insurance agents in Bristol Connecticut help residents and businesses obtain extra liability protection beyond standard auto and home policies. Connecticut law requires minimum liability limits on auto insurance but umbrella policies can provide an additional layer of security. Local agents understand the specific risks for Bristol property owners and drivers in Hartford County.
Frequently Asked Questions
What does an umbrella insurance agent in Bristol do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that extends your liability coverage. The agent reviews your existing home and auto policies to determine the right amount of extra protection. They also explain how the policy works with Connecticut insurance requirements.
Do I need umbrella insurance in Connecticut?
Connecticut does not require umbrella insurance by law but it is recommended if you have significant assets or face higher liability risks. The state minimum auto liability limits are 25000 per person and 50000 per accident for bodily injury. An umbrella policy can cover claims that exceed these limits.
How much umbrella coverage should I get in Bristol?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners and drivers in Connecticut. The amount you need depends on your net worth, property value, and personal risk factors. An agent can help you calculate the right limit for your situation.
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