The top-rated umbrella insurance agent in Enfield, Connecticut is Chris Wilder - State Farm Insurance Agent, rated 5.0 stars across 571 reviews. Other highly rated options include Jo Ann Walk - State Farm Insurance Agent, Brooks, Todd & McNeil Insurance - Enfield, Innosure Insurance. This directory lists 15 umbrella insurance agents serving Enfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Wilder - State Farm Insurance Agent | 111 Hazard Ave Ste B | (860) 265-4246 |
| 2 | Jo Ann Walk - State Farm Insurance Agent | 131 Elm St | (860) 745-6500 |
| 3 | Brooks, Todd & McNeil Insurance - Enfield | 155 Hazard Ave | (860) 741-3886 |
| 4 | Innosure Insurance | 264 Hazard Ave | (860) 265-3905 |
| 5 | Bearingstar Insurance | 155 Hazard Ave #17 | (860) 741-4220 |
| 6 | AFS&V Insurance | 1699 King St #209 | (860) 668-3960 |
| 7 | A&G Insurance LLC | 25 Palomba Dr | (860) 253-3278 |
| 8 | George Lundberg Insurance Agency LLC | 101 Enfield St | (860) 253-9253 |
| 9 | Nationwide Insurance: Cec Insurance Group, Inc. | 47 Palomba Dr Suite 103 | (860) 265-2524 |
| 10 | The Jarrett Agency Inc | 657 Enfield St | (860) 745-4222 |
Chris Wilder - State Farm Insurance Agent serves the Enfield, CT, area and offers umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. This type of coverage can provide additional financial protection against major claims or lawsuits. Umbrella insurance agents in this region help clients assess potential personal risks and select appropriate coverage amounts. The agency also handles related personal liability protection and coordinates with existing State Farm policies to ensure comprehensive risk management for local residents.
Jo Ann Walk - State Farm Insurance Agent in Enfield, CT, provides umbrella insurance coverage. These policies help safeguard personal assets by extending liability protection beyond standard home and auto policies. The agent works with clients to review existing limits and suggest appropriate umbrella coverage tailored to their needs. Service includes annual policy reviews to ensure limits remain adequate as circumstances change. Common properties served by this insurance include single-family homes, apartments, retail spaces, and restaurants.
Brooks, Todd & McNeil Insurance - Enfield serves homeowners, businesses, and property managers in need of umbrella liability coverage. As an umbrella insurance agent, the company provides policies that extend liability limits beyond standard home or auto insurance, offering broader financial protection against major claims and lawsuits. This service helps policyholders in Enfield secure an essential extra layer of security for their assets. The agency also covers clients throughout the greater Hartford metro area, including the neighboring community of Windsor Locks.
Serving Enfield, Connecticut, and the surrounding communities, Innosure Insurance operates as a local umbrella insurance agent. The agency handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of policy provides an extra layer of financial protection against major claims or lawsuits. To manage each client’s risk profile and coverage needs, it conducts a thorough policy review and assesses personal assets before recommending appropriate coverage limits.
Bearingstar Insurance in Enfield, Connecticut is known for offering personalized advice on umbrella liability coverage. Its service range includes evaluating clients’ existing auto and homeowners policies to recommend appropriate excess liability limits. Umbrella insurance agents typically assist individuals in protecting assets against costly lawsuits and major claims. Bearingstar helps clients understand how additional coverage layers can fill gaps left by standard policies. This agent specializes in seamless integration of umbrella policies with existing personal insurance portfolios.
AFS&V Insurance in Enfield, CT, assists clients in distinguishing between one-time coverage needs, such as a single large event, and recurring umbrella protection that extends over multiple policy periods for ongoing liability risk. They provide coverage that adds an extra layer of liability insurance above existing homeowners and auto policies. This local agent works with area residents to evaluate their personal asset exposure and recommend suitable policy limits. Service runs strictly on an as-needed basis, with clients contacting the agency when their coverage requires review or adjustment.
A&G Insurance LLC works with individuals and businesses in Enfield, CT to arrange general liability coverage. It adds layers of personal umbrella insurance for extra protection beyond standard homeowner and auto policies. The agency also assists larger commercial operations by offering excess liability policies that provide crucial added defense against high-stakes lawsuits. These services help secure various commercial sectors including offices, warehouses, and food service establishments.
George Lundberg Insurance Agency LLC provides umbrella insurance agent services in Enfield, CT, specializing in liability policies that extend coverage beyond standard home and auto limits. The agency also assists clients with evaluating personal risk exposure to ensure adequate financial protection. Its work involves reviewing existing insurance portfolios and recommending appropriate umbrella policy amounts to safeguard assets. Many residents in the area seek these services when preparing for seasonal hazards, such as increased liability risks from hosting holiday gatherings on their property.
With New England winters bringing heavy snow and ice, property owners in Enfield often face unexpected liability exposures from slip-and-fall incidents. Nationwide Insurance: Cec Insurance Group, Inc. serves as a local umbrella insurance agent, addressing these risks by offering additional coverage that extends beyond standard homeowners or auto policy limits. This extra layer of financial protection helps clients manage claims that could otherwise threaten personal assets. An initial consultation typically includes a review of existing liability limits to assess whether umbrella coverage is appropriate for each client’s specific needs.
What Does an a Umbrella Insurance Agent in Enfield Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from $150 to $500 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,000 annually. Factors such as your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Enfield
An umbrella insurance agent in Enfield Connecticut can help you secure additional liability coverage beyond your standard auto or homeowners policy. This extra layer of protection is especially valuable given Connecticut's higher cost of living and litigation environment. Local agents understand the specific risks faced by Enfield residents and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Enfield do?
An umbrella insurance agent in Enfield helps you purchase a personal liability umbrella policy. This policy provides extra coverage limits once your underlying auto or home insurance is exhausted. The agent evaluates your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Connecticut?
The amount of umbrella insurance you need depends on your net worth and potential liability exposure. Many Connecticut residents choose $1 million to $5 million in coverage. A local agent can help you assess risks such as owning a pool, rental property, or having teenage drivers.
Are there Connecticut laws that affect umbrella insurance?
Connecticut does not require umbrella insurance by statute. However, Connecticut law allows for high jury awards in personal injury cases. Umbrella insurance can protect your assets if you are sued for an amount exceeding your primary policy limits.
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