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Compare Umbrella Insurance Agents in Honolulu, HI

Directory of umbrella insurance agents in Honolulu, Hawaii. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Honolulu, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 umbrella insurance agents in Honolulu, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Miyashita - State Farm Insurance Agent
1580 Makaloa St Suite 102, Honolulu, HI 96814
(808) 945-0802 miyashitainsurance.com
AAA Hawaii
1130 N Nimitz Hwy Ste A-170, Honolulu, HI 96817
(808) 593-2221 ace.aaa.com
Erick Ellgren: Allstate Insurance
1188 Bishop St PH 2, Honolulu, HI 96813
(808) 941-2886 agents.allstate.com
First Insurance Company of Hawaii, LTD
1100 Ward Ave, Honolulu, HI 96814
(808) 527-7777 ficoh.com
Kaina Kauahi - State Farm Insurance Agent
1284 Kalani St Ste D-108, Honolulu, HI 96817
(808) 524-9997 sfoahu.com
Shelli Toguchi-Hadley - State Farm Insurance Agent
4510 Salt Lake Blvd d15, Honolulu, HI 96818
(808) 486-1111 shellitoguchi.com
Island Insurance Hawaii
828 Fort Street Mall Suite 200, Honolulu, HI 96813
(808) 564-8200 islandinsurance.com
Farmers Insurance Hawaii
500 Ala Moana Blvd #4-400, Honolulu, HI 96813
(800) 490-9970 farmershawaii.com
Deanne August: Allstate Insurance
6700 Kalanianaʻole Hwy UNIT 203, Honolulu, HI 96825
(808) 395-5810 agents.allstate.com
Proinsurance Hawaii
4348 Waialae Ave #101, Honolulu, HI 96816
(808) 735-0106 proinsurancehawaii.com
Hawaiian Islands Insurance, Inc.
500 Ala Moana Blvd, Honolulu, HI 96813
(808) 212-9202 hawaiian.insure
John H Connors Insurance
500 Ala Moana Blvd # 2-303, Honolulu, HI 96813
(808) 521-3663 connorshawaii.com
U'ilani Aragaki - State Farm Insurance Agent
3049 Ualena St #411, Honolulu, HI 96819
(808) 955-9090 agentuilani.com
Ricky N. Bonilla: Allstate Insurance
2024 N King St Ste 101B, Honolulu, HI 96819
(808) 842-5844 agents.allstate.com
Rayna Toyama - State Farm Insurance Agent
850 W Hind Dr #111, Honolulu, HI 96821
(808) 395-3434 sfagenthawaii.com
Atlas Insurance Agency
201 Merchant St, Honolulu, HI 96813
(808) 533-3222 atlasinsurance.com
Darin Ono - State Farm Insurance Agent
1284 Kalani St d108, Honolulu, HI 96817
(808) 834-2222 onoinsurance.com
ACW Group LLC
1000 Bishop St, Honolulu, HI 96813
(808) 535-5050 acwgroup.com
Pyramid Insurance Centre Ltd
420 Waiakamilo Rd #411, Honolulu, HI 96817
(808) 527-7667 pyramidins.com
Jerry Hay Inc
650 Iwilei Rd, Honolulu, HI 96817
(808) 521-1841 jerryhay.com

An umbrella insurance agent in Honolulu helps you secure extra liability coverage beyond your home and auto policies. Hawaii property values and tourism activity create unique liability exposures. Local agents can tailor a policy to cover risks like oceanfront property claims or rental car incidents common in the islands.

What Does a Umbrella Insurance Agent in Honolulu Cost?

The cost of an umbrella insurance policy in Hawaii typically ranges from $150 to $400 per year for $1 million in coverage. Premiums depend on your risk profile, number of properties, and driving record. Factors like living near the ocean or owning a rental unit can raise the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Honolulu do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. The agent reviews your existing home and auto policies to determine the right amount of extra protection. They also explain how Hawaii law affects coverage for incidents on your property.
Do I need umbrella insurance in Hawaii?
Umbrella insurance is recommended if you own a home, have significant savings, or engage in activities like boating or hosting guests. Hawaii has a high cost of living and frequent natural disasters, which can increase liability risks. A local agent can help you assess your personal exposure.