ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Honolulu, HI

Browse umbrella insurance agents serving Honolulu, Hawaii. Updated 2026-07-14.

The top-rated umbrella insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, AAA Hawaii, Kaina Kauahi - State Farm Insurance Agent. This directory lists 31 umbrella insurance agents serving Honolulu.

Showing 31 umbrella insurance agents in Honolulu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Miyashita - State Farm Insurance Agent1580 Makaloa St Suite 102(808) 945-0802
2Erick Ellgren: Allstate Insurance1188 Bishop St PH 2(808) 941-2886
3AAA Hawaii1130 N Nimitz Hwy Ste A-170(808) 593-2221
4Kaina Kauahi - State Farm Insurance Agent1284 Kalani St Ste D-108(808) 524-9997
5Shelli Toguchi-Hadley - State Farm Insurance Agent4510 Salt Lake Blvd d15(808) 486-1111
6First Insurance Company of Hawaii, LTD1100 Ward Ave(808) 527-7777
7Deanne August: Allstate Insurance6700 Kalanianaʻole Hwy UNIT 203(808) 395-5810
8Proinsurance Hawaii4348 Waialae Ave #101(808) 735-0106
9U'ilani Aragaki - State Farm Insurance Agent3049 Ualena St #411(808) 955-9090
10John H Connors Insurance500 Ala Moana Blvd # 2-303(808) 521-3663
RM
1580 Makaloa St Suite 102
Ryan Miyashita - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI

Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI, offers umbrella insurance coverage to help protect clients from major liability claims and lawsuits. Their service approach includes a thorough policy review and personalized risk assessment to ensure appropriate coverage levels are maintained. Periodic plan adjustments accommodate changes in client assets and local liability exposure. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

EE
1188 Bishop St PH 2
Erick Ellgren: Allstate Insurance
Umbrella Insurance Agent · Honolulu, HI

Erick Ellgren: Allstate Insurance specializes in umbrella insurance, offering excess liability coverage that extends beyond standard homeowners and auto policies. It serves clients throughout Honolulu, providing general insurance services tailored to individual risk protection needs. The agency assists with selecting appropriate liability limits to safeguard personal assets. As the rainy season approaches in Hawaii, the company helps local residents address elevated risks of water damage claims that could exceed primary policy limits.

AH
1130 N Nimitz Hwy Ste A-170
AAA Hawaii
Umbrella Insurance Agent · Honolulu, HI

AAA Hawaii serves homeowners, businesses, and property managers in Honolulu seeking additional liability protection through umbrella insurance. This coverage extends beyond standard policy limits, offering vital safeguards for assets such as homes, rental properties, and commercial real estate. The agency works closely with clients to assess personal exposure, advising on appropriate coverage levels for general liability and automobile-related claims. AAA Hawaii also provides its services to clients in surrounding Oahu communities, including the neighborhoods of Kaimukī and Mānoa, ensuring comprehensive risk management across the metro area.

KK
1284 Kalani St Ste D-108
Kaina Kauahi - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI

Kaina Kauahi - State Farm Insurance Agent specializes in umbrella insurance policies, providing extended liability coverage beyond standard homeowners and auto limits. The agency additionally offers a full range of general insurance services to Honolulu residents, addressing both personal and personal liability protection needs. For clients facing increased risks from hosting gatherings or owning rental properties, the agent helps ensure adequate coverage during the busy holiday season when guest-related incidents are more common.

ST
4510 Salt Lake Blvd d15
Shelli Toguchi-Hadley - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI

In Honolulu’s busy hurricane season, property owners often need extra security beyond basic policies. Shelli Toguchi-Hadley, a local State Farm agent, provides umbrella insurance that raises liability coverage above standard limits, protecting savings and future income in a storm-prone region. This extra layer is also useful for homeowners hosting short-term rentals or maintaining pools. New clients begin with a complimentary coverage consultation, where the agent reviews existing policies to assess how much additional protection is advisable. Shelli Toguchi-Hadley then schedules an initial assessment of the property’s specific needs.

FI
1100 Ward Ave
First Insurance Company of Hawaii, LTD
Umbrella Insurance Agent · Honolulu, HI

First Insurance Company of Hawaii, LTD in Honolulu handles umbrella insurance, which differs from one-time policy purchases by offering recurring, continuous annual coverage that extends liability limits above standard home or auto policies. This service provides an additional layer of financial protection for residents against major claims beyond their primary insurance. The company offers umbrella policies and related assistance on a scheduled, ongoing renewal basis to ensure consistent protection without requiring one-time purchases.

DA
6700 Kalanianaʻole Hwy UNIT 203
Deanne August: Allstate Insurance
Umbrella Insurance Agent · Honolulu, HI

Deanne August: Allstate Insurance provides umbrella insurance coverage to clients in Honolulu, Hawaii, offering an extra layer of liability protection beyond standard auto and home policies. This coverage helps safeguard assets from major claims and lawsuits. The agency can tailor policies to meet local risk factors such as hurricane exposure and high property values. As a specialty service, it can add on excess liability limits for waterfront properties.

PH
4348 Waialae Ave #101
Proinsurance Hawaii
Umbrella Insurance Agent · Honolulu, HI

Proinsurance Hawaii serves Honolulu, Hawaii, providing umbrella insurance agent services. This company helps residents and businesses secure extra liability coverage beyond standard policies. Such protection safeguards assets against major lawsuits or claims. Clients benefit from tailored risk management guidance for their unique financial situations. Proinsurance Hawaii handles both personal umbrella policies for homeowners and auto owners, as well as commercial umbrella coverage for local enterprises.

UI
3049 Ualena St #411
U'ilani Aragaki - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI
JH
500 Ala Moana Blvd # 2-303
John H Connors Insurance
Umbrella Insurance Agent · Honolulu, HI
HI
500 Ala Moana Blvd
Hawaiian Islands Insurance, Inc.
Umbrella Insurance Agent · Honolulu, HI
(808) 212-9202
hawaiian.insure
II
828 Fort Street Mall Suite 200
Island Insurance Hawaii
Umbrella Insurance Agent · Honolulu, HI
(808) 564-8200
islandinsurance.com
RT
850 W Hind Dr #111
Rayna Toyama - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI
(808) 395-3434
sfagenthawaii.com
RN
2024 N King St Ste 101B
Ricky N. Bonilla: Allstate Insurance
Umbrella Insurance Agent · Honolulu, HI
(808) 842-5844
agents.allstate.com/ricky-n-bonilla-honolulu-hi1.html
DO
1284 Kalani St d108
Darin Ono - State Farm Insurance Agent
Umbrella Insurance Agent · Honolulu, HI
(808) 834-2222
onoinsurance.com
FI
500 Ala Moana Blvd #4-400
Farmers Insurance Hawaii
Umbrella Insurance Agent · Honolulu, HI
(800) 490-9970
farmershawaii.com
AG
1000 Bishop St
ACW Group LLC
Umbrella Insurance Agent · Honolulu, HI
(808) 535-5050
acwgroup.com
BI
930 Ward Ave
Bright Insurance HI
Umbrella Insurance Agent · Honolulu, HI
(808) 774-3411
AI
201 Merchant St
Atlas Insurance Agency
Umbrella Insurance Agent · Honolulu, HI
(808) 533-3222
atlasinsurance.com
JH
650 Iwilei Rd
Jerry Hay Inc
Umbrella Insurance Agent · Honolulu, HI
(808) 521-1841
jerryhay.com
MU
680 Iwilei Rd # 760
Mutual Underwriters - Honolulu
Umbrella Insurance Agent · Honolulu, HI
(808) 532-2888
PI
420 Waiakamilo Rd #411
Pyramid Insurance Centre Ltd
Umbrella Insurance Agent · Honolulu, HI
(808) 527-7667
pyramidins.com
CA
1100 Alakea St STE 2600
Cavanah Associates, Inc.
Umbrella Insurance Agent · Honolulu, HI
(808) 537-1970
cavanah.com
AH
900 Fort Street Mall Suite 1888
Acrisure Honolulu, HI (Monarch Insurance Services)
Umbrella Insurance Agent · Honolulu, HI
(808) 537-2564
monarch-hi.com
NA
1314 S King St STE 560
Noguchi & Associates Inc
Umbrella Insurance Agent · Honolulu, HI
(808) 596-2700
nogins.com
IA
1314 S King St STE 962
Insurance Agency Hawaii LLC
Umbrella Insurance Agent · Honolulu, HI
(808) 524-6626
insuranceagencyhawaii.com
IA
800 Bethel St STE 200
Insurance Associates, Inc.
Umbrella Insurance Agent · Honolulu, HI
(808) 538-6938
insuringhawaii.com
IS
615 Piikoi St # 611
Insurance Solutions LLC
Umbrella Insurance Agent · Honolulu, HI
(808) 853-3400
KO
711 Kapiolani Blvd Ste 425
Kip Okinaka at Comparion Insurance Agency
Umbrella Insurance Agent · Honolulu, HI
(808) 650-6070
comparioninsurance.com/insurance-agent/hawaii/honolulu-0653/kipokinaka
DM
1177 Queen St APT 3204
David McCurdy Insurance Agency
Umbrella Insurance Agent · Honolulu, HI
(808) 927-6316
dmccurdyinsurance.com
HB
1888 Kalākaua Ave Suite C-312
Hawaii Bonds & Insurance
Umbrella Insurance Agent · Honolulu, HI
(808) 797-2105
hawaiibondsandinsurance.com

What Does an a Umbrella Insurance Agent in Honolulu Cost?

The cost of an umbrella insurance policy in Hawaii typically ranges from $150 to $400 per year for $1 million in coverage. Premiums depend on your risk profile, number of properties, and driving record. Factors like living near the ocean or owning a rental unit can raise the price. This is general information and not insurance advice.

About umbrella insurance agents in Honolulu

An umbrella insurance agent in Honolulu helps you secure extra liability coverage beyond your home and auto policies. Hawaii property values and tourism activity create unique liability exposures. Local agents can tailor a policy to cover risks like oceanfront property claims or rental car incidents common in the islands.

Frequently Asked Questions

What does an umbrella insurance agent in Honolulu do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. The agent reviews your existing home and auto policies to determine the right amount of extra protection. They also explain how Hawaii law affects coverage for incidents on your property.

Do I need umbrella insurance in Hawaii?

Umbrella insurance is recommended if you own a home, have significant savings, or engage in activities like boating or hosting guests. Hawaii has a high cost of living and frequent natural disasters, which can increase liability risks. A local agent can help you assess your personal exposure.

How does Hawaii law affect umbrella insurance coverage?

Hawaii Revised Statutes Chapter 431 governs insurance policies in the state. Umbrella policies typically cover legal defense costs and judgments above your underlying policy limits. Hawaii has no cap on personal injury damages, so extra coverage is important for serious accidents.

Umbrella Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.