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HomeUmbrella Insurance AgentsHawaii › Kailua-Kona

Find Umbrella Insurance Agents Near You in Kailua-Kona, HI

Browse umbrella insurance agents serving Kailua-Kona, Hawaii. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent, Aloha Insurance Services Inc. This directory lists 12 umbrella insurance agents serving Kailua-Kona.

Showing 12 umbrella insurance agents in Kailua-Kona, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance75-167 Hualalai Rd Ste 101(808) 326-1125
2Matt DeMille - State Farm Insurance AgentHale Ku'i Plaza, 73-4976 Kamanu St #201(808) 331-1113
3Lance Matsumura - State Farm Insurance Agent75-240 Nani Kailua Dr APT 12
4Aloha Insurance Services Inc75-5931 Walua Rd #100(808) 334-0044
5Liberty Insurance Agency75-5586 Ololi Rd(808) 515-6427
6Keinnen Kato - State Farm Insurance Agent75-5722 Kuakini Hwy # 210(808) 327-5433
7Hawaiian Hurricane Group LLC75-5706 Hanama Pl # 203(808) 498-4270
8Atlas Insurance Agency75-167E Hualalai Rd(808) 329-4844
9Paradise Insurance LLC74-5620 Palani Rd #205(808) 315-7207
10Safe Secure Insurance Agency HI75-5591 Palani Rd # 2004(808) 930-1222
NK
75-167 Hualalai Rd Ste 101
Nakoa Kai Insurance Professionals: Allstate Insurance
Umbrella Insurance Agent · Kailua-Kona, HI

Nakoa Kai Insurance Professionals: Allstate Insurance serves the Kailua-Kona, HI area as an umbrella insurance agent. This firm offers personal umbrella liability policies that provide additional coverage beyond standard auto and homeowners insurance limits in the community. Umbrella insurance helps protect local residents from major claims and lawsuits. The agency also handles the specific service of assessing existing homeowners and auto policies to recommend appropriate umbrella liability limits for Kona properties and families.

MD
Hale Ku'i Plaza, 73-4976 Kamanu St #201
Matt DeMille - State Farm Insurance Agent
Umbrella Insurance Agent · Kailua-Kona, HI

Matt DeMille - State Farm Insurance Agent serves homeowners, businesses, and property managers in Kailua-Kona, Hawaii, seeking umbrella insurance for extra liability protection beyond standard policies. The agency provides coverage that helps shield assets from major claims or lawsuits, filling gaps in existing home and auto policies. This approach gives clients a broader safety net for unforeseen incidents. The agent serves the greater Kailua-Kona area, extending coverage to clients in nearby Holualoa and the surrounding North Kona district.

LM
75-240 Nani Kailua Dr APT 12
Lance Matsumura - State Farm Insurance Agent
Umbrella Insurance Agent · Kailua-Kona, HI
AI
75-5931 Walua Rd #100
Aloha Insurance Services Inc
Umbrella Insurance Agent · Kailua-Kona, HI

Serving Kailua-Kona and the surrounding communities of the Big Island, Aloha Insurance Services Inc offers umbrella insurance agent services. The agency handles supplemental liability coverage designed to provide protection beyond the limits of auto, homeowners, and other underlying policies. This type of insurance addresses the financial risks associated with major claims or lawsuits. For a typical client, it reviews existing policy limits and personal assets to recommend an appropriate level of extended liability coverage.

LI
75-5586 Ololi Rd
Liberty Insurance Agency
Umbrella Insurance Agent · Kailua-Kona, HI

On the Big Island, where heavy rainfall and lava zone exposures can create unpredictable liability risks for homeowners and businesses, Liberty Insurance Agency serves Kailua-Kona by offering umbrella insurance policies that extend coverage beyond standard limits. These policies help protect assets from major claims, such as those arising from accidents on steep coastal driveways or guest injuries during oceanfront rentals. To start this process, the agency conducts a comprehensive review of an applicant’s current underlying policies and property exposures during an initial assessment.

KK
75-5722 Kuakini Hwy # 210
Keinnen Kato - State Farm Insurance Agent
Umbrella Insurance Agent · Kailua-Kona, HI

For umbrella insurance clients in Kailua-Kona, Keinnen Kato - State Farm Insurance Agent offers a distinction between one-time policy setups and recurring coverage tailored to evolving liability needs. An umbrella insurance policy provides extended liability protection beyond standard home and auto policies, offering additional financial security against major claims. The agent assists clients in evaluating their risk exposure to determine appropriate coverage levels. Service runs on an as-needed basis, with policy reviews and updates available upon request to address changing circumstances or new assets.

HH
75-5706 Hanama Pl # 203
Hawaiian Hurricane Group LLC
Umbrella Insurance Agent · Kailua-Kona, HI

Hawaiian Hurricane Group LLC serves Kailua-Kona residents by securing personal umbrella policies that extend liability protection beyond homeowners and auto coverage. For commercial clients, the agency also provides excess liability options for businesses operating in Hawaii’s unique island environment. This Kailua-Kona office assists property owners throughout the Big Island. Coverages are reviewed during each policy period, helping insureds maintain appropriate limits as local conditions change. The agency schedules follow-up consultations between regular policy renewals to address any new exposures or coverage adjustments.

AI
75-167E Hualalai Rd
Atlas Insurance Agency
Umbrella Insurance Agent · Kailua-Kona, HI

Atlas Insurance Agency provides personal and commercial insurance solutions to clients in Kailua-Kona, Hawaii. As umbrella insurance agents, they extend liability coverage beyond standard policy limits, offering an extra layer of financial protection for serious claims or lawsuits. This specialty coverage safeguards assets against unforeseen events, bridging gaps that traditional policies leave uncovered. Atlas Insurance Agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

PI
74-5620 Palani Rd #205
Paradise Insurance LLC
Umbrella Insurance Agent · Kailua-Kona, HI

Paradise Insurance LLC offers specialized umbrella insurance policies, providing an additional layer of liability coverage beyond standard home and auto policies. The agency serves clients throughout Kailua-Kona, helping residents protect their assets from major claims and lawsuits. Umbrella insurance from this firm extends coverage limits for accidents, property damage, and personal injury claims that can arise unexpectedly. With Kailua-Kona’s active tourism and outdoor lifestyle, the agency assists homeowners and businesses in preparing for increased liability risks during peak visitor seasons.

SS
75-5591 Palani Rd # 2004
Safe Secure Insurance Agency HI
Umbrella Insurance Agent · Kailua-Kona, HI

Safe Secure Insurance Agency HI, based in Kailua-Kona, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Its service range includes helping homeowners and vehicle owners increase their personal liability limits to safeguard assets from large claims or lawsuits. The agency works with clients to evaluate potential gaps in existing insurance portfolios. As a specialty service, it can add on excess liability coverage tailored for properties near Kailua-Kona’s coastal areas.

MU
75 Luhia St
Mutual Underwriters
Umbrella Insurance Agent · Kailua-Kona, HI
(808) 329-8689
PI
75-5591 Palani Rd Suite 2001
Pyramid Insurance - Kona
Umbrella Insurance Agent · Kailua-Kona, HI
(808) 527-7667
pyramidins.com

What Does an a Umbrella Insurance Agent in Kailua-Kona Cost?

Typical cost for a 1 million dollar umbrella policy in Hawaii ranges from 150 to 300 dollars per year. Premiums depend on your number of homes cars and boats. Costs are lower if you buy the umbrella from the same company as your other policies. This is general information and not insurance advice.

About umbrella insurance agents in Kailua-Kona

An umbrella insurance agent in Kailua-Kona can help you add an extra layer of liability protection on top of your home and auto policies. Hawaii law requires minimum liability coverage for drivers, but a serious accident can quickly exceed those limits. An umbrella policy helps cover legal costs and judgments, giving you peace of mind in the Aloha State.

Frequently Asked Questions

What does an umbrella insurance agent in Kailua-Kona do?

An umbrella insurance agent helps you buy a personal liability policy that kicks in after your other insurance limits are used up. They assess your assets and risks to recommend the right coverage amount. This is important in Hawaii because property values and lawsuit costs can be high.

How much umbrella coverage do I need in Hawaii?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and future earnings help determine the right amount. Hawaii has no cap on personal injury damages, so higher limits can protect you better.

Is umbrella insurance required by law in Hawaii?

No, umbrella insurance is not required by Hawaii law. However, Hawaii does require minimum auto liability insurance of 20 thousand dollars per person and 40 thousand per accident. An umbrella policy provides extra protection beyond these state minimums.

Umbrella Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.