Skip to main content

Find Umbrella Insurance Agents Near You in Kailua-Kona, HI

Directory of umbrella insurance agents in Kailua-Kona, Hawaii. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Kailua-Kona, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 11 umbrella insurance agents in Kailua-Kona, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
75-167 Hualalai Rd Ste 101, Kailua-Kona, HI 96740
(808) 326-1125 agents.allstate.com
Matt DeMille - State Farm Insurance Agent
Hale Ku'i Plaza, 73-4976 Kamanu St #201, Kailua-Kona, HI 96740
(808) 331-1113 matthewdemille.com
Aloha Insurance Services Inc
75-5931 Walua Rd #100, Kailua-Kona, HI 96740
(808) 334-0044 alohainsurance.com
Keinnen Kato - State Farm Insurance Agent
75-5722 Kuakini Hwy # 210, Kailua-Kona, HI 96740
(808) 327-5433 agentkato.com
Paradise Insurance LLC
74-5620 Palani Rd #205, Kailua-Kona, HI 96740
(808) 315-7207 paradiseins.com
Liberty Insurance Agency
75-5586 Ololi Rd, Kailua-Kona, HI 96740
(808) 515-6427
Atlas Insurance Agency
75-167E Hualalai Rd, Kailua-Kona, HI 96740
(808) 329-4844 atlasinsurance.com
Hawaiian Hurricane Group LLC
75-5706 Hanama Pl # 203, Kailua-Kona, HI 96740
(808) 498-4270 hawaiianhurricanegroup.com
Safe Secure Insurance Agency HI
75-5591 Palani Rd # 2004, Kailua-Kona, HI 96740
(808) 930-1222 financeinsurance.com
Mutual Underwriters
75 Luhia St, Kailua-Kona, HI 96740
(808) 329-8689
Pyramid Insurance - Kona
75-5591 Palani Rd Suite 2001, Kailua-Kona, HI 96740
(808) 527-7667 pyramidins.com

An umbrella insurance agent in Kailua-Kona can help you add an extra layer of liability protection on top of your home and auto policies. Hawaii law requires minimum liability coverage for drivers, but a serious accident can quickly exceed those limits. An umbrella policy helps cover legal costs and judgments, giving you peace of mind in the Aloha State.

What Does a Umbrella Insurance Agent in Kailua-Kona Cost?

Typical cost for a 1 million dollar umbrella policy in Hawaii ranges from 150 to 300 dollars per year. Premiums depend on your number of homes cars and boats. Costs are lower if you buy the umbrella from the same company as your other policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Kailua-Kona do?
An umbrella insurance agent helps you buy a personal liability policy that kicks in after your other insurance limits are used up. They assess your assets and risks to recommend the right coverage amount. This is important in Hawaii because property values and lawsuit costs can be high.
How much umbrella coverage do I need in Hawaii?
Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and future earnings help determine the right amount. Hawaii has no cap on personal injury damages, so higher limits can protect you better.