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Browse umbrella insurance agents serving Waipahu, Hawaii. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Waipahu, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 17 umbrella insurance agents in Waipahu, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Larry Welsch - State Farm Insurance Agent
94-429 Ukeʻe St #101, Waipahu, HI 96797
(808) 944-3450
larrywelsch.com
Guy Matsumoto - State Farm Insurance Agent
94-849 Lumiaina St Ste 104, Waipahu, HI 96797
(808) 671-7888
guymatsumoto.com
Valerie Bruner at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6105
comparioninsurance.com
Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 487-0628
comparioninsurance.com
Kendrick Nishiguchi at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6071
comparioninsurance.com
Susan Santos - State Farm Insurance Agent
94-229 Waipahu Depot St #201, Waipahu, HI 96797
(808) 677-0098
agentsusansantos.com
Ricky Bonilla: Allstate Insurance
94-050 Farrington Hwy Ste B1-8, Waipahu, HI 96797
(808) 676-0501
agents.allstate.com
Dawn Mira-Whitson: Allstate Insurance
94-210 Pupukahi St Ste 208, Waipahu, HI 96797
(808) 677-1428
agents.allstate.com
Deborah Sumulong at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6074
comparioninsurance.com
Leilani Yee at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6073
comparioninsurance.com
Roy D Burnett Jr - State Farm Insurance Agent
94-487 Akoki St Ste 103, Waipahu, HI 96797
(808) 688-1551
royburnett.com
Ched Kobayashi at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6162
comparioninsurance.com
Jenny Babcock at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 913-6102
comparioninsurance.com
Kai Chen at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6165
comparioninsurance.com
Nathan Tachino - State Farm Insurance Agent
94-1024 Waipio Uka St #203, Waipahu, HI 96797
(808) 677-5800
bestinsurancehawaii.com
Bankers Life
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(818) 885-3800
branches.bankerslife.com
Plan Benefits Hawaii, LLC
94-487 Akoki St STE 104, Waipahu, HI 96797
(808) 650-5544
An umbrella insurance agent in Waipahu can help you secure extra liability coverage beyond your standard home and auto policies. Hawaii law requires minimum liability limits for vehicles but does not mandate umbrella insurance. Local agents understand the unique risks of island living such as oceanfront property liability and visitor-related incidents.
What Does a Umbrella Insurance Agent in Waipahu Cost?
The cost of an umbrella insurance policy in Hawaii typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Factors that affect price include your driving record number of properties and claims history. Premiums may be slightly higher in Waipahu due to localized risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Waipahu do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing home and auto insurance. This policy can protect your assets in case of a major lawsuit or accident. Agents in Waipahu can explain how this coverage interacts with Hawaii specific laws.
How much umbrella insurance coverage do I need in Hawaii?
Most agents recommend at least 1 million dollars in umbrella coverage due to Hawaii high cost of living and potential for large liability claims. Your specific needs depend on your assets and risk factors such as owning rental property or having a pool. An agent can help you evaluate the right amount for your situation.
Is umbrella insurance required by law in Hawaii?
No umbrella insurance is not required by Hawaii law. However it is strongly recommended for individuals with significant assets or high risk activities. Hawaii does require minimum auto liability insurance of 20 thousand dollars per person and 40 thousand dollars per accident but umbrella policies go beyond these limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.