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Find Umbrella Insurance Agents Near You in Kapolei, HI

Browse umbrella insurance agents serving Kapolei, Hawaii. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance, Mark Middleton - State Farm Insurance Agent. This directory lists 13 umbrella insurance agents serving Kapolei.

Showing 13 umbrella insurance agents in Kapolei, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Tatsuno: Allstate Insurance2176 Lauwiliwili St #1(808) 682-7873
2Rachel Rooney - State Farm Insurance AgentJames Campbell Bldg, 1001 Kamokila Blvd Ste 270(808) 247-0091
3Helen Kado: Allstate Insurance91-1010 Shangrila St #302(808) 845-9026
4Mark Middleton - State Farm Insurance Agent2176 Lauwiliwili St #1(808) 674-1122
5John Huey - State Farm Insurance Agent1001 Kamokila Blvd #118(808) 674-6655
6Kevin Mak - GEICO Insurance Agent563 Farrington Hwy #105(808) 913-6331
7First American Title Company, Inc.338 Kamokila Blvd #208(808) 664-6050
8Jeremy Dunaway - State Farm Insurance Agent1001 Kamokila Blvd Ste 120(808) 622-4444
9Daffodil Insurance Agency909 Haumea St(808) 468-8171
10Kay Pallasigue Kim: Allstate Insurance2110 Lauwiliwili St Ste 101h(808) 626-2788
DT
2176 Lauwiliwili St #1
Darren Tatsuno: Allstate Insurance
Umbrella Insurance Agent · Kapolei, HI

Darren Tatsuno: Allstate Insurance provides umbrella insurance coverage in Kapolei, HI, offering policy options that extend liability protection beyond standard home and auto limits. Service plans include consultation on appropriate coverage amounts to safeguard personal assets and financial security. The agency assists with policy evaluations and claims support for clients seeking additional layers of liability defense. Properties typically served include single-family homes, apartments, retail storefronts, and restaurants in the local area.

RR
James Campbell Bldg, 1001 Kamokila Blvd Ste 270
Rachel Rooney - State Farm Insurance Agent
Umbrella Insurance Agent · Kapolei, HI

Homeowners, businesses, and property managers in Kapolei turn to Rachel Rooney - State Farm Insurance Agent for personal umbrella liability coverage, which extends protection beyond standard home and auto policies. This agency helps clients safeguard their assets against major claims and lawsuits by filling in coverage gaps. Residents concerned with sudden liability from accidents on their property or while driving can also find comprehensive policy reviews here. This office additionally serves the neighboring communities of Ewa Beach and the greater Honolulu metro area.

HK
91-1010 Shangrila St #302
Helen Kado: Allstate Insurance
Umbrella Insurance Agent · Kapolei, HI

Helen Kado: Allstate Insurance in Kapolei, HI provides umbrella insurance agents who guide clients through both one-time coverage assessments for immediate liability protection and recurring policy reviews to adjust limits as assets grow. This agency helps secure additional liability coverage beyond standard home and auto policies, safeguarding personal assets against major claims or lawsuits. Their professional agent service operates on an as-needed basis, with clients scheduling appointments when they require new coverage or have policy questions.

MM
2176 Lauwiliwili St #1
Mark Middleton - State Farm Insurance Agent
Umbrella Insurance Agent · Kapolei, HI

Mark Middleton - State Farm Insurance Agent serves Kapolei, Hawaii and the surrounding communities of Ewa Beach and Makakilo. It handles umbrella insurance policies that extend additional liability coverage beyond standard homeowners and auto policies. Each client's unique risk profile and existing coverage are carefully assessed. The agency explains how an umbrella policy can protect against major claims and lawsuits. It then presents clear options that align with the client's financial situation. A typical job is handled by first reviewing the client's current policies and then recommending a suitable liability limit.

JH
1001 Kamokila Blvd #118
John Huey - State Farm Insurance Agent
Umbrella Insurance Agent · Kapolei, HI

John Huey - State Farm Insurance Agent provides umbrella insurance services in Kapolei, HI, offering specialized coverage that extends beyond standard home and auto policies. The company generally works with clients to assess overall liability needs, coordinating additional protection for unexpected claims. This supplemental coverage is important during the rainy season, when flooded roadways can lead to multi-vehicle accidents and lawsuits that exceed primary insurance limits.

KM
563 Farrington Hwy #105
Kevin Mak - GEICO Insurance Agent
Umbrella Insurance Agent · Kapolei, HI

Kevin Mak - GEICO Insurance Agent serves the Kapolei, Hawaii area as a provider of umbrella insurance coverage. This agency assists clients in securing personal liability protection that extends beyond standard homeowners or auto policy limits. Their team guides policyholders through the process of layering additional coverage for greater financial security. Specific services they handle in this region include screening and enrolling individuals in umbrella policies tailored to local risk factors and offering consolidated policy management for Kapolei residents.

FA
338 Kamokila Blvd #208
First American Title Company, Inc.
Umbrella Insurance Agent · Kapolei, HI

During Hawaii’s heavy rainy season, homeowners on the Kapolei coast often face increased liability from property damage and visitor-related accidents. First American Title Company, Inc. addresses these exposures as a local umbrella insurance agency. Their agents assess the unique risk associated with sloped lots and high humidity, structuring broader liability coverage that sits above existing policies. They evaluate current assets and policy limits to determine appropriate additional protection for property owners. A complete review begins with a personal inspection of the residence and its surrounding grounds.

JD
1001 Kamokila Blvd Ste 120
Jeremy Dunaway - State Farm Insurance Agent
Umbrella Insurance Agent · Kapolei, HI

Jeremy Dunaway’s agency provides umbrella insurance to residential clients in Kapolei, seeking to extend liability protection beyond standard home and auto policies. Commercial coverage is also available, serving area businesses that require higher policy limits. Service throughout Kapolei and surrounding communities is offered to address diverse client needs. The agency works with policyholders to structure coverage appropriately and then remains available for follow-up questions or adjustments between regular visits.

DI
909 Haumea St
Daffodil Insurance Agency
Umbrella Insurance Agent · Kapolei, HI

Daffodil Insurance Agency provides general liability and property coverage for businesses and individuals in Kapolei, Hawaii. Its specialty is umbrella insurance, offering extra liability protection beyond standard policy limits to safeguard significant assets. This additional layer of coverage helps clients manage risks from lawsuits or large claims that could otherwise exhaust primary insurance. The agency serves a variety of commercial sectors, including professional offices, retail stores, warehouses, and food service establishments.

KP
2110 Lauwiliwili St Ste 101h
Kay Pallasigue Kim: Allstate Insurance
Umbrella Insurance Agent · Kapolei, HI

Kay Pallasigue Kim: Allstate Insurance in Kapolei, HI provides umbrella insurance agent services designed to extend personal liability coverage beyond standard policy limits. Clients in the region can access additional protection that helps safeguard assets against unexpected major claims. The agency serves families and individuals seeking broader financial security. Policies typically cover incidents such as accidents on the property or unforeseen lawsuits. An add-on specialty service available is personal liability coverage for watercraft exposures in the local area.

NI
1001 Kamokila Blvd #201
National Interstate Insurance Company
Umbrella Insurance Agent · Kapolei, HI
(800) 929-1500
nationalinterstate.com
PI
949 Kamokila Blvd Suite 375
Pyramid Insurance - Kapolei
Umbrella Insurance Agent · Kapolei, HI
(808) 527-7667
pyramidins.com
AH
91-1010 Shangrila St #302
Allstate: Honolulu Insurance Specialists
Umbrella Insurance Agent · Kapolei, HI
(808) 845-9026
allstate.com

What Does an a Umbrella Insurance Agent in Kapolei Cost?

Typical costs for umbrella insurance in Hawaii range from 150 to 400 per year for 1 million in coverage. Higher coverage limits, such as 2 million or 5 million, cost more. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Kapolei

Umbrella insurance agents in Kapolei help residents secure extra liability coverage beyond standard home and auto policies. Hawaii law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional protection for assets. Agents in Kapolei understand local risks such as oceanfront property liability and visitor-related incidents.

Frequently Asked Questions

What does an umbrella insurance agent in Kapolei do?

An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance limits. They assess your personal risk and recommend a coverage amount that fits your needs.

Is umbrella insurance required by Hawaii law?

No, umbrella insurance is not required by Hawaii law. However, Hawaii requires minimum auto liability coverage of 20,000 per person and 40,000 per accident. An umbrella policy adds an extra layer of protection beyond these minimums.

How much umbrella coverage do I need in Kapolei?

The amount of umbrella coverage you need depends on your assets and risk factors. Many agents recommend at least 1 million in coverage. Factors like property value, income, and lifestyle activities affect the recommended amount.

Umbrella Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.