The top-rated umbrella insurance agent in Aurora, Illinois is Acceptance Insurance, rated 5.0 stars across 725 reviews. Other highly rated options include Konen Insurance Inc., Farmers Insurance- Jason Banks Agency, Sulma Mejia American Family Insurance. This directory lists 19 umbrella insurance agents serving Aurora.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1230 N Lake St | (630) 425-7091 |
| 2 | Konen Insurance Inc. | 2570 Beverly Dr #100 | (630) 897-4239 |
| 3 | Farmers Insurance- Jason Banks Agency | 3535 E New York St #214 | (630) 486-1982 |
| 4 | Sulma Mejia American Family Insurance | 408 N Lake St | (630) 801-3333 |
| 5 | Tim Fallon at Comparion Insurance Agency | 2000 W Galena Blvd Suite 201A | (331) 702-7472 |
| 6 | Magnum Insurance Agency | 700 E New York St | (630) 851-4255 |
| 7 | STELLA Insurance Agency Corp. | 229 W Galena Blvd | (630) 486-3377 |
| 8 | Empire Group Insurance Agency | 75 Executive Dr Suite 433a | (630) 299-8744 |
| 9 | PR Risk Management Group | 1 E Benton St | (630) 608-4744 |
| 10 | Amigo Insurance | 909 S Union St | (630) 236-6800 |
Acceptance Insurance serves the Aurora, Illinois metro area as an umbrella insurance agent. It provides extra liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. The agency assists local residents in understanding how umbrella policies can cover incidents such as property damage or bodily injury. It handles both personal umbrella quotes and policy reviews for the Aurora community.
Konen Insurance Inc. serves the Aurora, Illinois metro region as an umbrella insurance agent. It specializes in providing additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets and future earnings against major claims or lawsuits. The agency works to help clients close gaps in their existing insurance for enhanced financial security. Konen Insurance Inc. handles personal umbrella policies for homeowners and also for automobile owners seeking expanded liability protection.
Farmers Insurance- Jason Banks Agency in Aurora, IL offers a range of umbrella insurance agent services, providing additional liability coverage that extends beyond the limits of standard home and auto policies. The agency helps clients assess their personal risk exposure and recommends appropriate excess liability plans. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Sulma Mejia American Family Insurance serves homeowners, local businesses, and property managers in the Aurora, IL area who require umbrella insurance to extend their liability coverage beyond standard policy limits. The agency explains how an umbrella policy can offer a crucial buffer against major claims, such as severe property damage or lawsuits arising on an insured premises. Clients receive guidance on identifying their personal liability risks and determining appropriate coverage levels for their assets. This insurance agency also covers nearby Naperville including the Route 34 corridor.
Tim Fallon at Comparion Insurance Agency serves clients in Aurora, Illinois, and the surrounding communities, handling personal umbrella insurance coverage that provides additional liability protection beyond standard policies. This agent assists individuals and families in securing higher liability limits to safeguard assets from major claims or lawsuits. The process typically begins with a careful review of a client’s existing home and auto policies, then recommends a suitable umbrella limit and coordinates seamless integration with those underlying coverages.
Magnum Insurance Agency provides general umbrella liability coverage designed to extend protection beyond standard policy limits for clients in Aurora, Illinois. It offers policies that help shield assets from major claims and lawsuits, with service plans focused on evaluating individual risk exposures and reviewing coverage gaps. The agency also assists clients in adjusting deductibles and increasing liability caps as needed. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
STELLA Insurance Agency Corp. in Aurora, IL explains the distinction between a one-time umbrella policy purchase and a recurring annual renewal, focusing on extending liability coverage beyond standard home and auto limits. Their agents help clients assess risks like rental properties or teen drivers that require higher protection. Service for existing policies typically runs on a scheduled annual review basis to adjust coverage limits as client needs change.
Empire Group Insurance Agency in Aurora, IL specializes in securing umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. It also assists clients by analyzing existing insurance portfolios to identify potential coverage gaps. The agency’s general service work involves helping individuals protect their savings and future earnings from major lawsuits or accident claims. During the holiday season, it helps hosts prepare for guest-related incidents on their property.
Homeowners, businesses, and property managers in Aurora, Illinois turn to Amigo Insurance for umbrella liability coverage that extends above standard policy limits. This local agency helps clients protect significant assets and future earnings from major lawsuits or claims. Additional layers of personal or commercial umbrella insurance provide crucial financial safeguards for those seeking broader protection beyond their auto or homeowners policies. Amigo Insurance also serves the greater Fox Valley area, including neighboring communities such as Naperville.
What Does an a Umbrella Insurance Agent in Aurora Cost?
Typical cost for a one million dollar umbrella policy in Illinois ranges from 150 to 300 dollars per year. A two million dollar policy may cost 200 to 500 dollars annually. Costs vary based on your risk profile number of properties and claims history. This is general information not insurance advice.
About umbrella insurance agents in Aurora
Umbrella insurance agents in Aurora Illinois help you secure extra liability coverage beyond standard auto and home policies. This coverage is important for protecting assets in a litigious environment. Illinois law does not require umbrella insurance but agents can explain how it works with your existing policies.
Frequently Asked Questions
What does an umbrella insurance agent do in Aurora?
An umbrella insurance agent helps you find a policy that provides additional liability coverage above your home and auto limits. The agent assesses your risk and recommends a coverage amount. They also help you understand how the policy interacts with Illinois insurance requirements.
How much umbrella coverage do I need in Illinois?
Common coverage amounts start at one million dollars and go up to five million or more. Your agent will consider your assets and potential liability risks. Illinois courts allow large judgments so higher limits may be prudent for homeowners or business owners.
Can I get umbrella insurance if I have a rental property in Aurora?
Yes, umbrella insurance can cover liability from rental properties you own. Illinois law holds landlords responsible for certain injuries on their property. An agent can help ensure your umbrella policy includes this coverage.
Umbrella Insurance Agents in Other Illinois Cities
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