Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 umbrella insurance agents in Bloomington, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abby Spachman - State Farm Insurance Agent
405 N Hershey Rd STE 5, Bloomington, IL 61704
(309) 662-1822
abbyismyagent.com
Jim Spachman - State Farm Insurance Agent
2501 E College Ave a, Bloomington, IL 61704
(309) 661-1700
jimspachman.com
Mandy Reed - State Farm Insurance Agent
3703 Ireland Grove Rd Suite 3, Bloomington, IL 61704
(309) 663-4344
mandyreedinsurance.com
Freeway Insurance
2109 N Veterans Pkwy #12, Bloomington, IL 61704
(309) 832-7009
locations.freeway.com
Inspire Benefits
1702 Eastland Dr UNIT 203, Bloomington, IL 61704
(309) 663-0633
inspire-benefits.com
Shelter Insurance - Brian Thoennes
410 N Clinton St, Bloomington, IL 61701
(309) 829-8451
shelterinsurance.com
New Day Insurance Agency LLC
1014 Ekstam Dr Suite 101, Bloomington, IL 61704
(309) 225-3520
newdayinsuranceagency.com
Andrew Herman, CFP® - COUNTRY Financial, Financial Advisor
2415 E Washington St, Bloomington, IL 61704
(309) 663-8041
advisors.countryfinancial.com
Miller Insurance Agency
3807 General Electric Rd # 1, Bloomington, IL 61704
(309) 663-0104
millerinsagy.com
AAA Bloomington
2103 N Veterans Pkwy Ste 116, Bloomington, IL 61704
(309) 663-6512
locator.acg.aaa.com
Compass Insurance
1410 Woodbine Rd, Bloomington, IL 61704
(309) 662-6800
compasscoverage.com
John Blumenshine American Family Insurance
211 S Prospect Rd Suite 2, Bloomington, IL 61704
(309) 664-0200
amfam.com
AAA Insurance - Lauritzen Insurance Agency
3907 General Electric Rd Ste 8, Bloomington, IL 61704
(309) 684-9002
locator.acg.aaa.com
Trusted Insurance Agency IL
109 E Market St, Bloomington, IL 61701
(309) 270-2841
Functional Insurance Agency
104 W Monroe St, Bloomington, IL 61701
(309) 300-2357
Mutual Smart Insurance IL
325 U.S. Route 66, Bloomington, IL 61701
(309) 270-8680
Smart Insurance Agency Service
503 N East St, Bloomington, IL 61701
(309) 270-6980
TROXELL
712 IAA Dr, Bloomington, IL 61701
(800) 633-1355
troxellins.com
Capen Frank Proctor & Bowles
211 W Jefferson St First Floor, Bloomington, IL 61701
(309) 862-1400
cfpbinsurance.com
Clemens & Associates: Wegner Matthew
2806 E Empire St, Bloomington, IL 61704
(309) 662-2100
clemensinsurance.com
Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. In Bloomington, Illinois, agents can help you secure coverage that starts at $1 million and goes higher. Illinois law does not require umbrella insurance, but it can protect your assets from large lawsuits or claims.
What Does a Umbrella Insurance Agent in Bloomington Cost?
In Illinois, a $1 million umbrella policy typically costs between $150 and $350 per year. A $2 million policy may range from $250 to $500 annually. Costs vary based on your driving record, property value, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bloomington do?
An agent helps you evaluate your current liability risks and find an umbrella policy that fits your needs. They compare options from multiple carriers licensed in Illinois. They also explain how the policy interacts with your existing home and auto coverage.
How much umbrella insurance do I need in Illinois?
Most agents recommend at least $1 million in umbrella coverage. Higher limits of $2 million to $5 million are common for homeowners with significant assets or high-risk activities. Your agent can help you decide based on your net worth and exposure.
Does Illinois law affect umbrella insurance requirements?
Illinois does not mandate umbrella insurance, but it does require minimum auto liability limits of $25,000 per person and $50,000 per accident. An umbrella policy typically requires you to carry higher underlying limits, such as $300,000 on your auto policy.