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Find Umbrella Insurance Agents in Carol Stream, IL
Browse umbrella insurance agents serving Carol Stream, Illinois. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Carol Stream, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 14 umbrella insurance agents in Carol Stream, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Huyen Nguyen - State Farm Insurance Agent
226 W Army Trail Rd, Carol Stream, IL 60188
(630) 517-8112
huyenismyagent.com
Julia Skuibida Agency Inc American Family Insurance
370 S Schmale Rd, Carol Stream, IL 60188
(773) 235-9900
Randy Weissenhofer - State Farm Insurance Agent
796 W Army Trail Rd, Carol Stream, IL 60188
(630) 289-9700
randyweissenhofer.com
Mike Lanham - State Farm Insurance Agent
1N149 Gary Ave, Carol Stream, IL 60188
(630) 260-1900
mikelanham.com
John Bucaro: Allstate Insurance
545 E North Ave., Carol Stream, IL 60188
(630) 690-8800
agents.allstate.com
Ed Hansen - State Farm Insurance Agent
391 S Schmale Rd, Carol Stream, IL 60188
(630) 510-8787
edhansen.net
Frank Di Stefano - COUNTRY Financial Representative
245 S Gary Ave, Carol Stream, IL 60188
(630) 480-3325
advisors.countryfinancial.com
Salemi Insurance Agency
1274 Kuhn Rd, Carol Stream, IL 60188
(630) 668-8000
salemiinsurance.com
Loyal Insurance Illinois
351 S Main Pl, Carol Stream, IL 60188
(312) 801-5948
Farmers Insurance - Ryan Bravi
511 Thornhill Dr Ste A, Carol Stream, IL 60188
(630) 480-7419
agents.farmers.com
Thomas Kobbeman- COUNTRY Financial Agent
245 S Gary Ave, Carol Stream, IL 60188
(331) 903-4006
agents.countryfinancial.com
Salemi Douglas E
1274 Kuhn Rd, Carol Stream, IL 60188
(630) 668-8000
salemiinsurance.com
Thomas Spathis American Natl
135 E St Charles Rd Ste D, Carol Stream, IL 60188
(630) 682-0101
anico.com
Allstate: Bucaro Insurance Agency Inc
381 E St Charles Rd, Carol Stream, IL 60188
(630) 690-8800
agents.allstate.com
Umbrella insurance agents in Carol Stream, Illinois help you secure excess liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Illinois law does not require umbrella insurance, but it can protect your savings and future income from large lawsuits. Local agents understand the specific liability risks in DuPage County and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Carol Stream Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage, with each additional million costing about 50 to 100 dollars more. Factors such as your driving record, number of properties, and personal liability risks affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Carol Stream do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. The agent assesses your assets and risk exposure to recommend an appropriate coverage limit. They also help you understand how the policy interacts with your underlying insurance.
How much umbrella insurance do I need in Illinois?
Most agents recommend at least 1 million dollars in umbrella coverage for Illinois homeowners, but the right amount depends on your assets, income, and potential liability risks. Factors like owning a pool, having a dog, or a teenage driver can increase your need for higher limits. Your agent can run a personal risk analysis to suggest a suitable amount.
Does Illinois have any special rules for umbrella insurance?
Illinois does not have specific statutes for umbrella insurance, but the policy must follow state insurance regulations. Umbrella coverage typically requires you to maintain minimum underlying liability limits on your auto and home policies, such as 250,000 dollars per person and 500,000 dollars per accident for auto insurance in Illinois. Your agent will ensure your underlying policies meet these requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.