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Find Umbrella Insurance Agents Near You in Champaign, IL

Browse umbrella insurance agents serving Champaign, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 554 reviews. Other highly rated options include Brya Insurance, Tom Cox - State Farm Insurance Agent, Rueck Insurance Agency. This directory lists 20 umbrella insurance agents serving Champaign.

Showing 20 umbrella insurance agents in Champaign, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kurt Lenschow - State Farm Insurance Agent2309 Village Green Pl c(217) 352-1411
2Brya Insurance2002 S Neil St(217) 355-5555
3Tom Cox - State Farm Insurance Agent2108 W Springfield Ave #2(217) 352-7651
4Rueck Insurance Agency510 W Park Ave(217) 355-9075
5AAA Champaign410 W Town Center Blvd(217) 398-3621
6Prairieland Insurance Group, LLC2009 Fox Dr # M(217) 352-9000
7Amigo Insurance911 W Bloomington Rd(217) 607-1244
8Hall Insurance Services711 S Neil St(217) 352-8833
9Illini Insurance Agency, Inc.1316 Bluegrass Ln(217) 351-1518
10Thomas & Ellars Ins Agency401 Devonshire Dr(217) 356-2400
KL
2309 Village Green Pl c
Kurt Lenschow - State Farm Insurance Agent
Umbrella Insurance Agent · Champaign, IL

Kurt Lenschow - State Farm Insurance Agent serves the Champaign, Illinois area as an umbrella insurance agent. The company helps local residents and businesses evaluate their personal liability exposure beyond standard coverage limits. Umbrella insurance policies offered here provide an extra layer of financial protection against major claims or lawsuits. This agent assists clients in selecting appropriate coverage amounts to safeguard assets and future earnings. Specific services include personalized risk assessments for homeowners and liability guidance for auto insurance needs.

BI
2002 S Neil St
Brya Insurance
Umbrella Insurance Agent · Champaign, IL

Brya Insurance provides umbrella insurance agent services for individuals and businesses in Champaign, Illinois. Its service offerings focus on helping clients secure additional liability coverage beyond standard policy limits. Maintenance plans typically involve periodic reviews to adjust coverage as client needs evolve. The company handles policy inquiries and claims support to ensure smooth service throughout the policy term. Brya Insurance services a range of properties including single-family homes, apartments, retail spaces, and restaurants.

TC
2108 W Springfield Ave #2
Tom Cox - State Farm Insurance Agent
Umbrella Insurance Agent · Champaign, IL

Tom Cox as a State Farm Insurance agent works with homeowners, businesses, and property managers in Champaign seeking umbrella insurance. This coverage provides additional liability protection beyond standard policies, helping clients safeguard their assets against major claims or lawsuits. The agency analyzes individual risk profiles to tailor an appropriate level of excess liability coverage. Supporting clients throughout East Central Illinois, Tom Cox also serves residents and business owners in the nearby community of Savoy.

RI
510 W Park Ave
Rueck Insurance Agency
Umbrella Insurance Agent · Champaign, IL

Rueck Insurance Agency in Champaign, Illinois, specializes in providing umbrella insurance, offering additional liability protection beyond standard auto and homeowners policies. It serves clients throughout the area, helping them safeguard assets against major claims or lawsuits. The agency guides individuals and families in securing broader coverage that kicks in when existing policy limits are exhausted. Residents facing increased risks from winter ice accidents or summer pool-related incidents often seek its guidance to ensure adequate financial protection during these particular seasons.

AC
410 W Town Center Blvd
AAA Champaign
Umbrella Insurance Agent · Champaign, IL

Serving Champaign and the surrounding communities of east-central Illinois, this agency handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It works to protect clients from major claims and lawsuits that could otherwise threaten personal assets. Typical jobs involve reviewing existing insurance portfolios to recommend appropriate umbrella policy levels. The agency generally meets with clients to explain coverage details, then coordinates policy issuance with their primary insurers.

PI
2009 Fox Dr # M
Prairieland Insurance Group, LLC
Umbrella Insurance Agent · Champaign, IL

With storm season bringing heavy rains and hail to central Illinois, Champaign homeowners often face unexpected liability from accidents on slippery sidewalks or debris-damaged property. Prairieland Insurance Group, LLC addresses these risks by specializing in umbrella coverage that extends beyond standard policy limits, protecting local assets and future earnings. The agency begins with a review of existing homeowners and auto policies to identify gaps, followed by a property assessment to evaluate specific exposure for tailored protection.

AI
911 W Bloomington Rd
Amigo Insurance
Umbrella Insurance Agent · Champaign, IL

Amigo Insurance distinguishes between one-time consultations, designed to evaluate a single liability concern, and recurring policy reviews for those needing ongoing protection. As an umbrella insurance agent in Champaign, Illinois, the company provides liability coverage that extends beyond the limits of standard home and auto policies, safeguarding assets against major claims or lawsuits. Services are available on a scheduled basis, arranged at intervals determined by each client’s specific needs and circumstances.

HI
711 S Neil St
Hall Insurance Services
Umbrella Insurance Agent · Champaign, IL

Hall Insurance Services in Champaign, Illinois provides general liability coverage for businesses and individuals. The company also offers umbrella insurance to extend additional liability limits beyond standard policies. This added layer of protection can help safeguard assets covered by primary commercial or personal insurance. Their umbrella insurance agent work assists clients in managing higher-risk scenarios from various business operations. Commercial sectors the company can serve include offices, warehouses, and food service operations.

II
1316 Bluegrass Ln
Illini Insurance Agency, Inc.
Umbrella Insurance Agent · Champaign, IL

Working with residents throughout the area, Illini Insurance Agency, Inc., in Champaign, IL, helps protect homeowners with umbrella liability policies that extend coverage beyond standard auto and home insurance. For local commercial clients, the agency similarly offers expanded liability solutions to guard against significant claims. Services are provided across Champaign and nearby communities. Many clients later return to adjust their coverage during policy renewals or after life events, ensuring continued protection between their regular primary insurance reviews.

TE
401 Devonshire Dr
Thomas & Ellars Ins Agency
Umbrella Insurance Agent · Champaign, IL
RI
503 S Country Fair Dr #2B
Rector Insurance Agency LLC
Umbrella Insurance Agent · Champaign, IL
(217) 367-3510
rectorinsurance.com
IN
1817 S Neil St Suite 102
InsureChampaign
Umbrella Insurance Agent · Champaign, IL
(217) 356-3111
insurechampaign.net
BS
816 N Country Fair Dr STE 6
Brad Shipp Agency Inc American Family Insurance
Umbrella Insurance Agent · Champaign, IL
(217) 351-8285
amfam.com/agents/illinois/champaign/Bradley-Shipp
GI
1311 S Neil St
GTPS Insurance Agency
Umbrella Insurance Agent · Champaign, IL
(217) 359-9000
gtpsinsurance.com
PI
109 W Hill St
Priority Insurance Illinois
Umbrella Insurance Agent · Champaign, IL
(217) 745-8083
IP
3302 Mission Dr Ste 104
Insurance Providers Group
Umbrella Insurance Agent · Champaign, IL
(217) 352-7080
ipgins.com
IR
2104 Windsor Pl Ste B
Insurance Risk Managers
Umbrella Insurance Agent · Champaign, IL
(217) 239-3755
irmagency.com
PI
477 Devonshire Dr
Private Insurance Service IL
Umbrella Insurance Agent · Champaign, IL
(217) 795-8571
AI
2003 Round Barn Rd ste. c
AAA Insurance - Craig E Detamore Agency
Umbrella Insurance Agent · Champaign, IL
(217) 954-1905
locator.acg.aaa.com/il/champaign/aaa-insurance-craig-e-detamore-agency
UI
310 S 1st St
USI Insurance Services
Umbrella Insurance Agent · Champaign, IL
(217) 398-4400
usi.com

What Does an a Umbrella Insurance Agent in Champaign Cost?

Typical umbrella insurance costs in Illinois range from 150 to 400 dollars per year for 1 million dollars in coverage. Rates vary based on your number of vehicles, driving record, and property value. An agent can provide a quote after reviewing your existing policies. This is general information and not insurance advice.

About umbrella insurance agents in Champaign

An umbrella insurance agent in Champaign Illinois helps you secure extra liability coverage beyond your auto or homeowners policy. Illinois law requires minimum auto liability limits of 25/50/20 but a lawsuit can quickly exceed those amounts. Local agents can explain how an umbrella policy provides a second layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Champaign do?

An agent reviews your current auto and home policies to recommend an umbrella policy that adds higher liability limits. They help you understand coverage gaps and file claims if needed.

How much umbrella coverage do I need in Illinois?

Common umbrella limits start at 1 million dollars. Your agent will consider your assets and income to suggest an appropriate amount. Illinois courts can award large judgments so higher limits may be wise.

Can I get umbrella insurance if I have a rental property in Champaign?

Yes umbrella policies typically cover personal liability from rental properties. Your agent will need details about the property to ensure proper coverage. Landlord liability is separate from standard homeowners insurance.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.