The top-rated umbrella insurance agent in Alexandria, Louisiana is Brian Thomson - State Farm Insurance Agent, rated 5.0 stars across 813 reviews. Other highly rated options include InSight Insurance, Gelpi & Horn Insurance-Alexandria, Adam Bryant - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Alexandria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Thomson - State Farm Insurance Agent | 1512 Texas Ave | (318) 445-0239 |
| 2 | InSight Insurance | 5215 B, Jackson St | (318) 561-8000 |
| 3 | Gelpi & Horn Insurance-Alexandria | 5615 Jackson St Ext Building F, Ste A | (318) 704-6677 |
| 4 | Adam Bryant - State Farm Insurance Agent | 1429 Peterman Dr | (318) 441-5819 |
| 5 | Harlan Insurance | 5205 Jackson St | (318) 445-1891 |
| 6 | Shelter Insurance - Dustin Goynes | 4129 Parliament Dr | (318) 487-8079 |
| 7 | Turrentine Insurance Agency, Inc. | 955 MacArthur Dr | (318) 445-3515 |
| 8 | World Insurance Associates LLC | 78 Versailles Blvd Suite B | (318) 445-5080 |
| 9 | Shelter Insurance - Jason Antee | 3620 Bayou Rapides Rd | (318) 442-8989 |
| 10 | Brigitte Kelso Insurance, LLC | 2918 S MacArthur Dr | (318) 448-2226 |
Brian Thomson - State Farm Insurance Agent serves the Alexandria, Louisiana, metro area and surrounding communities, offering assistance with umbrella insurance policies. These policies can provide an additional layer of liability coverage beyond standard homeowners or auto insurance. The agent helps clients evaluate their personal risk exposure and select liability limits appropriate for their assets. A typical consultation reviews existing coverage gaps to determine suitable protection. The office handles new umbrella policy applications and coordination with existing home and auto plans.
InSight Insurance provides professional guidance for securing umbrella liability coverage, offering clients a comprehensive layer of protection beyond standard home and auto policies. Its service approach includes policy review and risk assessment to help residents adjust coverage limits as needs change. For property owners, this extra liability coverage serves as a safeguard against unforeseen claims and lawsuits. InSight Insurance in Alexandria, LA, works with owners of single-family homes, apartments, retail spaces, and restaurants.
Adam Bryant - State Farm Insurance Agent serves Alexandria, Louisiana, and the surrounding communities of Pineville, Tioga, and Colfax. It handles umbrella insurance policies, which provide extended liability coverage beyond standard homeowners and auto policies for clients seeking additional financial protection. These policies address claims that could exceed primary limits, such as serious accidents or covered incidents on the policyholder's property. Mr. Bryant generally approaches each client by assessing their existing coverage exposures and suggesting a policy that closes gaps in their personal liability umbrella without over-insuring.
For homeowners and vehicle owners, umbrella insurance offers crucial added liability protection beyond standard policy limits, providing broader coverage against major claims or lawsuits. At Harlan Insurance in Alexandria, Louisiana, this service is available for individuals or families seeking extra security. The firm structures its engagement to accommodate clients through either a one-time policy setup or scheduled annual reviews and adjustments. All service runs on an as-needed basis, allowing clients to request policy discussions or updates whenever their personal circumstances require it.
Shelter Insurance - Dustin Goynes in Alexandria, LA provides coverage as an umbrella insurance agent, offering extra liability protection beyond standard home and auto policies. Its general service work includes helping clients assess their overall risk for potential gaps in coverage. The agency assists local residents and small business owners with understanding these policies for added financial security. As seasonal storms and flooding become more common in central Louisiana, it helps people ensure they have sufficient coverage.
Turrentine Insurance Agency, Inc. provides general liability and property coverage for clients in Alexandria, LA. The agency also specializes in umbrella insurance, helping policyholders secure added protection beyond their primary policies for catastrophic claims or lawsuits. This extra coverage offers broader limits and additional liability safeguards. The agency works with a diverse range of commercial sectors, including offices, warehouses, and food service operations.
Spring storms in Rapides Parish often bring unexpected vehicle accidents or property damage calls, and World Insurance Associates LLC in Alexandria assists clients with securing personal umbrella liability policies to protect against major claims. By extending coverage beyond standard auto and homeowners limits, this agency helps residents ensure financial safeguards when accidents exceed base policy caps. An initial assessment typically begins with a review of current coverage, driving record, and property value to recommend appropriate extra liability protection.
Shelter Insurance - Jason Antee serves residential clients in and around Alexandria, Louisiana, with personalized umbrella insurance policies that extend liability protection beyond standard home or auto limits. Commercial coverage is also available for area businesses seeking added risk management. The agency provides service throughout central Louisiana, ensuring policyholders have access to higher coverage layers for unexpected claims. Follow-up consultations between regular policy reviews are offered to adjust coverage as circumstances change.
Brigitte Kelso Insurance, LLC serves Alexandria, Louisiana, as a dedicated umbrella insurance agent, known for providing essential liability coverage that extends beyond standard home and auto policy limits. The company works with local residents and businesses to secure extra protection against potential lawsuits and major claims, helping clients safeguard their assets through tailored solutions. These policies often cover legal defense costs and substantial damages. For clients needing further risk management, Brigitte Kelso Insurance, LLC can add on excess liability limits for rental properties.
What Does an a Umbrella Insurance Agent in Alexandria Cost?
Umbrella insurance in Louisiana typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your underlying policies, driving record, and number of properties or vehicles. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About umbrella insurance agents in Alexandria
An umbrella insurance agent in Alexandria, Louisiana helps you secure a personal liability policy that provides additional coverage above your auto and homeowners limits. Louisiana law requires minimum liability limits for auto insurance, but an umbrella policy can offer extra protection against lawsuits and large claims. Local agents in Alexandria understand the specific risks in central Louisiana, including weather-related claims and liability on recreational watercraft.
Frequently Asked Questions
What does an umbrella insurance policy cover in Louisiana?
An umbrella policy covers liability claims that exceed the limits of your underlying auto or homeowners insurance. This includes bodily injury, property damage, and certain personal injury lawsuits. In Louisiana, umbrella policies often also cover incidents involving boats and ATVs.
How much umbrella coverage do I need in Alexandria?
Most umbrella policies start at 1 million dollars in coverage. The amount you need depends on your assets and potential liability risks. An agent in Alexandria can help you evaluate your net worth and exposure to determine an appropriate limit.
Do Louisiana laws affect umbrella insurance requirements?
Louisiana has a one-year prescriptive period for personal injury lawsuits, which means you can be sued up to one year after an incident. This makes umbrella coverage important for protecting assets. Louisiana also follows pure comparative fault rules, so your liability percentage can affect claim payouts.
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