The top-rated umbrella insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Insurance Advisors, Terry Romero Wofford - State Farm Insurance Agency, Ideal Insurance, LLC. This directory lists 20 umbrella insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Insurance Advisors | 1525 Camellia Blvd | (337) 988-9059 |
| 3 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 4 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 5 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 6 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 7 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 8 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 9 | Roane Insurance Agency, Inc. | 419 Rena Dr | (337) 981-6979 |
| 10 | Aymond Agency | 314 Jefferson St | (337) 858-7618 |
Leauxcal Insurance Agency, LLC serves the Lafayette, Louisiana metro area as an umbrella insurance agent. The company helps local clients secure additional liability coverage that extends beyond the limits of their standard auto and homeowners policies. This type of policy provides a crucial layer of financial protection against major claims and lawsuits. Leauxcal Insurance Agency assists with evaluating individual risk exposure and selecting appropriate coverage limits for personal umbrella policies in the Lafayette region.
Insurance Advisors provides umbrella insurance agent services for clients in Lafayette, Louisiana, offering policies that extend additional liability coverage beyond standard home or auto plans. Its service support includes policy analysis to understand gaps in existing coverage and assistance with claims guidance. For property owners, the company helps secure extra protection against major claims or lawsuits. Its maintenance plans focus on annual policy reviews to adjust limits as needed. It services single-family homes, apartments, retail properties, and restaurants.
Homeowners, landlords, and small businesses looking to protect their assets often turn to Terry Romero Wofford - State Farm Insurance Agency in Lafayette, LA for umbrella insurance. This coverage adds an extra layer of liability protection beyond standard policies, helping policyholders manage significant financial risks from accidents or property incidents. The agency provides guidance on selecting appropriate coverage limits for local regulations and exposures. It also serves clients in the neighboring communities of Broussard and Youngsville.
Ideal Insurance, LLC serves Lafayette, LA, and the surrounding communities of Acadiana, handling excess liability coverage known as umbrella insurance. This local agency assists clients by providing additional liability protection that extends beyond the limits of standard home and auto policies, safeguarding assets against major claims or lawsuits. It focuses on assessing the unique risk profile of each customer, then securing appropriate coverage from a carrier to match those exposure levels. This approach uses a straightforward evaluation of personal net worth and existing policy limits to fill crucial insurance gaps.
TSL Insurance Group serves clients in Lafayette, LA, offering both one-time policy purchases for single events and recurring umbrella coverage to bolster existing liability plans. This additional layer of protection helps safeguard personal assets against major claims or lawsuits. The agency advises on how umbrella policies extend the limits of homeowners, auto, and watercraft insurance. Services are available on either a one-time or as-needed basis, depending on the client’s specific risk management needs.
Spring storms in Lafayette can bring sudden liabilities that standard policies may not cover, and Liggio Insurance Agency provides umbrella insurance to fill those gaps. As a local agent, the company helps clients in Acadiana secure additional liability protection beyond typical home or auto limits. This coverage can safeguard savings and future earnings from major accidents or claims. Every consultation begins with a careful review of existing policies and an on-site inspection of property exposures to identify specific coverage needs.
Complete Insurance Solutions of La in Lafayette, Louisiana offers umbrella insurance agent services, providing extended personal and commercial liability coverage for local residents and businesses. This general service work helps protect assets by adding an extra layer above standard auto, homeowners, or watercraft policies, addressing risks common in the area such as severe weather damage or liability from oil and gas operations. During hurricane season, it assists clients in evaluating whether their existing liability limits are sufficient to cover potential storm-related property damage or personal injury claims.
Kastner Insurance Group LLC in Lafayette, LA provides umbrella insurance for residential properties, helping homeowners secure additional liability layers beyond their standard policies. The agency also extends commercial umbrella coverage, supporting local businesses with excess liability protection throughout the Lafayette area. Their agents assist clients in evaluating risk exposure and tailoring coverage limits to suit individual needs. After an initial policy is issued, the office reaches out before renewal periods to review changing circumstances and ensure continued suitability between regular visits.
Roane Insurance Agency, Inc. in Lafayette, LA, works with businesses to develop their liability coverage, then adds personal umbrella insurance to extend that protection. An umbrella policy can provide additional financial security when a base policy’s limits are exhausted. The agency helps clients assess their overall risk exposure before recommending extra coverage layers. It typically serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Aymond Agency is known for providing personal umbrella liability coverage to residents in Lafayette, Louisiana. It serves clients seeking an additional layer of financial protection above standard home and auto policies. An umbrella policy from the agency extends liability limits, safeguarding personal assets against major claims or lawsuits. These excess liability policies typically cover defense costs and certain risks excluded by underlying insurance. As a specialty add-on, the agency typically offers coverage for incidents involving recreational vehicles.
What Does an a Umbrella Insurance Agent in Lafayette Cost?
Umbrella insurance in Louisiana typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Premiums can be higher for clients with multiple properties or high-risk activities. Costs vary by case based on your insurance history and coverage limits. This is general information not insurance advice.
About umbrella insurance agents in Lafayette
Umbrella insurance agents in Lafayette Louisiana help residents secure extra liability coverage beyond standard home and auto policies. Louisiana law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. An agent can explain how umbrella policies can protect assets from lawsuits common in the state.
Frequently Asked Questions
What does an umbrella insurance agent in Lafayette do?
An umbrella insurance agent in Lafayette helps you purchase a personal liability policy that provides coverage above your existing home and auto limits. They assess your risk profile and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in Louisiana?
Most agents recommend at least 1 million dollars in umbrella coverage for Lafayette residents. The amount depends on your assets and potential liability risks such as owning a pool or rental property.
Can I get umbrella insurance if I have a Louisiana auto policy?
Yes you can add umbrella coverage to an existing Louisiana auto or homeowners policy. Your agent will ensure your underlying policies meet the minimum liability limits required by the umbrella carrier.
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