The top-rated umbrella insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brightway Insurance, The Ben Rodriguez Agency, Brooks Insurance Services NOLA. This directory lists 21 umbrella insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FM Agency Group | 201 Evans Rd Ste 315 | (504) 348-3131 |
| 2 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 3 | Brightway Insurance, The Ben Rodriguez Agency | 7115 Dominican St | (504) 603-0900 |
| 4 | Brooks Insurance Services NOLA | 3910 General De Gaulle Dr | (504) 294-4759 |
| 5 | Daniel Rahman Agency | 701 Dante St Ste C | (504) 756-1234 |
| 6 | Hartwig Moss Insurance Agency | 2626 Canal St #3 | (504) 525-9901 |
| 7 | KTS Insurance Agency | 3239 Bienville St | (504) 371-5519 |
| 8 | Brightway Insurance, The Combetta Agency | 201 St Charles Ave #2500 | (504) 393-2090 |
| 9 | Goosehead Insurance - Lee Miller | 1138 N Dupre St Suite 1 | (504) 910-6264 |
| 10 | State Farm: Luke Delouise | 110 Harrison Ave | (504) 486-7525 |
FM Agency Group serves the New Orleans, Louisiana metro area as a provider of umbrella insurance agency services. This type of policy offers extended liability coverage that goes beyond the limits of standard homeowners or auto insurance policies. For residents and businesses in the region, securing an umbrella policy can help protect assets from major claims or lawsuits. The agency specifically assists clients in acquiring personal umbrella coverage and commercial umbrella liability protection.
Garcia Insurance Services in New Orleans helps homeowners, businesses, and property managers secure umbrella liability policies that provide extra coverage beyond standard insurance limits. This specialized coverage protects clients from major claims or lawsuits that could exceed their primary policy caps. The agency assists both residential and commercial customers in assessing their unique liability exposures and selecting appropriate additional layers of protection. Garcia Insurance Services also serves clients across nearby Metairie and the greater Jefferson Parish area.
Brightway Insurance, The Ben Rodriguez Agency provides personalized umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. The agency offers a consultative service, reviewing existing policies to identify gaps in protection and recommending appropriate umbrella limits for comprehensive risk management. Its maintenance plan includes annual policy reviews to adjust coverage as assets or life circumstances change. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the New Orleans area, ensuring diverse property types are protected against major lawsuits.
Brooks Insurance Services NOLA serves Greater New Orleans and its surrounding communities, including Metairie and Kenner, handling personal umbrella insurance policies. These policies extend liability coverage beyond standard home and auto insurance limits, protecting clients from major financial claims. The agency carefully assesses each client's existing coverage to determine the appropriate level of supplementary protection. For a typical job, it reviews current policies and recommends an umbrella limit that adequately shields the client’s assets and future income from potential lawsuits.
Daniel Rahman Agency in New Orleans, LA, distinguishes between a one-time policy review and a recurring annual service for adjustments, then provides umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. This extra layer safeguards clients against major claims and lawsuits, addressing a gap many residents face. Service runs on a scheduled annual basis, aligning with typical policy renewal cycles.
Hartwig Moss Insurance Agency in New Orleans, LA, specializes in providing umbrella coverage that extends liability protection beyond standard policies. The agency also handles general insurance needs for local residents and businesses, helping clients secure necessary supplemental layers of financial defense. Their work focuses on assessing individual risk profiles to recommend appropriate excess liability limits. With hurricane season in the Gulf region, the agency frequently assists homeowners in ensuring their umbrella policies cover potential storm-related liability claims.
As hurricane season brings heavy rains and flooding to New Orleans, personal liability risks rise for residents and property owners. KTS Insurance Agency helps local clients address this increased exposure by offering umbrella insurance coverage that extends protection beyond standard home and auto policies. This additional layer can be crucial when unexpected accidents or damage claims threaten financial stability in the region. The agency begins the process by scheduling an initial consultation to review current policy limits and assess individual coverage gaps.
Brightway Insurance, The Combetta Agency in New Orleans assists clients with general liability protection and specializes in umbrella insurance coverage. This extra layer of policy sits above standard homeowners or auto insurance to help cover large claims and lawsuits. Residents and businesses in the local area can access this additional protection to safeguard assets against unexpected financial losses. The agency serves commercial sectors including offices, warehouses, and food service establishments.
Residential umbrella insurance coverage is available from Goosehead Insurance - Lee Miller in New Orleans, Louisiana, providing an extra layer of liability protection above standard homeowners or auto policies. The agency also assists local businesses with commercial umbrella policies to safeguard against substantial legal claims. Serving clients across the greater New Orleans area, consultations are offered for homeowners seeking increased security on their property. After initial policy setup, the office coordinates follow-up service and policy reviews between regular renewal periods, ensuring continued coverage adjustments as needed.
State Farm: Luke Delouise is a provider of umbrella insurance in New Orleans, Louisiana, offering extended personal liability coverage that goes beyond standard home and auto policies. This service helps protect policyholders from major claims or lawsuits by adding an extra layer of financial security. The company assists clients in assessing their risk exposure and tailoring limits to their specific needs. For those with rental properties or recreational vehicles, it can also add on excess liability protection for watercraft or boats.
What Does an a Umbrella Insurance Agent in New Orleans Cost?
Umbrella insurance costs in Louisiana typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on factors such as the number of vehicles, driving record, and property value. Higher coverage limits, such as 2 million or 5 million dollars, will increase the annual premium. This is general information and not insurance advice.
About umbrella insurance agents in New Orleans
Umbrella insurance agents in New Orleans help you secure extra liability coverage that goes beyond your auto and homeowners policies. Louisiana law requires minimum liability limits for drivers, but a personal umbrella policy can provide an additional layer of protection against large claims or lawsuits. Working with a local agent ensures your policy aligns with Louisiana specific legal requirements and coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in New Orleans do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing auto and home insurance. The agent assesses your risk profile and recommends a coverage limit that protects your assets. In Louisiana, umbrella policies typically cover claims like bodily injury or property damage that exceed your primary policy limits.
How much umbrella coverage do I need in Louisiana?
The amount of umbrella coverage you need depends on your assets and potential liability risks. Many agents recommend at least 1 million dollars in coverage for homeowners with significant savings or property. Louisiana law does not set a specific minimum for umbrella policies, but your agent can help you choose a limit that matches your financial situation.
Can I get umbrella insurance if I have a Louisiana drivers license?
Yes, you can get umbrella insurance if you have a Louisiana drivers license. However, you must first have a primary auto insurance policy with liability limits that meet the umbrella insurers requirements, often 250,000 dollars per person and 500,000 dollars per accident. Your agent will verify your primary coverage before issuing the umbrella policy.
Umbrella Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Gretna · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · Monroe · Shreveport · Slidell