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Find Umbrella Insurance Agents in Lake Charles, LA

Directory of umbrella insurance agents in Lake Charles, Louisiana. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Lake Charles, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 20 umbrella insurance agents in Lake Charles, LA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly Lee Insurance
3205 Ryan St, Lake Charles, LA 70601
(337) 656-2890 kellyleeinsurance.com
Goosehead Insurance - James Bice
417 W College St, Lake Charles, LA 70605
(337) 313-2603 goosehead.com
Goosehead Insurance - Garet Berry
113 W Sallier St, Lake Charles, LA 70601
(337) 347-7022 goosehead.com
Goosehead Insurance - Jeff Jones
4216 Lake St, Lake Charles, LA 70605
(225) 960-4370 goosehead.com
Scotty Mathews Ins Agcy Inc
4640 Nelson Rd, Lake Charles, LA 70605
(337) 474-0865 scottymathews.net
Insurance Unlimited
3111 Ryan St, Lake Charles, LA 70601
(337) 477-6922 insunlimited.com
Curtis Insurance
509 7th St, Lake Charles, LA 70601
(337) 433-1683 curtisinsuranceswla.com
Chris Duncan Agency Inc
502 E College St, Lake Charles, LA 70605
(337) 625-7090 chrisduncanagency.com
Shelter Insurance - Ross Byrley
4566 Lake St, Lake Charles, LA 70605
(337) 478-8349 shelterinsurance.com
Insurance World, Inc.
5640 Gerstner Memorial Blvd, Lake Charles, LA 70607
(337) 478-6767 insurance-world.com
Ratliff-Myers Insurance
3311 Ernest St, Lake Charles, LA 70601
(337) 433-1000 ratliffinsurance.com
Shelter Insurance - Karla Hunt
3028 Ryan St, Lake Charles, LA 70601
(337) 433-9720 shelterinsurance.com
Star Shield Insurance LA
1512 Gerstner Memorial Dr, Lake Charles, LA 70601
(337) 385-3437
Lake Area Insurance Group
407 Sam Houston Jones Pkwy Ste. A, Lake Charles, LA 70611
(337) 419-1965 lakeareainsurance.com
Strong Future Insurance LA
2922 Deaton St, Lake Charles, LA 70601
(337) 283-2922
Elite Risk Insurance Services
722 12th St, Lake Charles, LA 70601
(337) 385-9047
PillarProtect Insurance LA
2899 Sugarloaf Dr, Lake Charles, LA 70607
(337) 385-0503
Higginbotham - Lake Charles
700 W Prien Lake Rd Suite 200, Lake Charles, LA 70601
(337) 475-7441 higginbotham.com
Insurance Advantage LLC
725 US-171 #300, Lake Charles, LA 70611
(337) 905-0661 insuranceadvantage.net
Insight Insure Agency LA
805 Lafitte St, Lake Charles, LA 70601
(337) 385-3907

What Does a Umbrella Insurance Agent in Lake Charles Cost?

In Louisiana a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits like 2 million or 5 million can range from 250 to 500 dollars annually. Actual premiums depend on your driving record, number of properties, and the underlying insurance limits you carry. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lake Charles do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. In Louisiana agents must be licensed by the Louisiana Department of Insurance. They review your assets and risks to recommend appropriate coverage limits.
How much umbrella insurance do I need in Louisiana?
Most Louisiana agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your net worth, property holdings, and potential lawsuit risks. Louisiana law does not set a minimum umbrella limit, but many insurers require you to carry certain underlying policy limits first.