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HomeUmbrella Insurance AgentsLouisiana › Lake Charles

Find Umbrella Insurance Agents Near You in Lake Charles, LA

Browse umbrella insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lake Charles, Louisiana is Kelly Lee Insurance, rated 4.6 stars across 231 reviews. Other highly rated options include Goosehead Insurance - James Bice, Goosehead Insurance - Garet Berry, Goosehead Insurance - Jeff Jones. This directory lists 20 umbrella insurance agents serving Lake Charles.

Showing 20 umbrella insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kelly Lee Insurance3205 Ryan St(337) 656-2890
2Goosehead Insurance - James Bice417 W College St(337) 313-2603
3Goosehead Insurance - Garet Berry113 W Sallier St(337) 347-7022
4Goosehead Insurance - Jeff Jones4216 Lake St(225) 960-4370
5Scotty Mathews Ins Agcy Inc4640 Nelson Rd(337) 474-0865
6Insurance Unlimited3111 Ryan St(337) 477-6922
7Curtis Insurance509 7th St(337) 433-1683
8Shelter Insurance - Ross Byrley4566 Lake St(337) 478-8349
9Chris Duncan Agency Inc502 E College St(337) 625-7090
10Insurance World, Inc.5640 Gerstner Memorial Blvd(337) 478-6767
KL
3205 Ryan St
Kelly Lee Insurance
Umbrella Insurance Agent · Lake Charles, LA

Kelly Lee Insurance serves Lake Charles and the surrounding Calcasieu Parish area as an umbrella insurance agent. The agency offers excess liability coverage that extends protection beyond standard home and auto insurance policies, helping residents address potential gaps in their current coverage. Their work in this market involves providing policies that guard against costly lawsuits and unforeseen claims. The company also handles personal umbrella policies designed to safeguard future earnings and personal assets in this region.

GI
417 W College St
Goosehead Insurance - James Bice
Umbrella Insurance Agent · Lake Charles, LA

Goosehead Insurance - James Bice provides umbrella insurance services for Lake Charles, Louisiana, offering liability coverage that goes beyond standard policy limits. Service plans include assistance with assessing personal risk factors and evaluating current homeowners and auto policies to determine appropriate coverage gaps. Maintenance plans focus on regular policy reviews to adjust coverage as assets or lifestyle conditions change. The company services single-family homes, apartments, retail properties, and restaurants in the area.

GI
113 W Sallier St
Goosehead Insurance - Garet Berry
Umbrella Insurance Agent · Lake Charles, LA

Goosehead Insurance - Garet Berry serves homeowners, local businesses, and property managers in Lake Charles, Louisiana, who require umbrella coverage to protect against major liability claims beyond a standard policy's limits. The agency helps clients understand how a personal or commercial umbrella policy can safeguard assets and future earnings in the event of a catastrophic event. It also offers its services across the surrounding Calcasieu Parish area, including the nearby city of Sulphur.

GI
4216 Lake St
Goosehead Insurance - Jeff Jones
Umbrella Insurance Agent · Lake Charles, LA

Goosehead Insurance - Jeff Jones serves Lake Charles, Louisiana, and the surrounding communities of Calcasieu Parish. The agency handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto limits. Clients turn to this office when they need additional protection against major claims or lawsuits. Jeff Jones consults with each customer to evaluate their existing policies and identify personal risks. He then matches them with a suitable policy and coverage amount from available insurance carriers. This straightforward, personalized process ensures each plan addresses their unique asset protection needs.

SM
4640 Nelson Rd
Scotty Mathews Ins Agcy Inc
Umbrella Insurance Agent · Lake Charles, LA

Scotty Mathews Ins Agcy Inc in Lake Charles, LA distinguishes its service by offering one-time policy purchases for temporary needs or recurring annual coverage for ongoing liability protection. Their umbrella insurance extends the liability limits of standard homeowners and auto policies, safeguarding assets from major claims. This coverage helps clients address gaps left by underlying policies under a single, cost-effective plan. Service operates on a scheduled basis, with annual renewals managed to maintain continuous protection without gaps.

IU
3111 Ryan St
Insurance Unlimited
Umbrella Insurance Agent · Lake Charles, LA

Insurance Unlimited in Lake Charles, LA offers specialized umbrella insurance agent services for individuals and businesses seeking extra liability protection beyond standard policies. It assists clients in assessing coverage gaps to secure extended financial safeguards for personal assets and commercial operations. The agency also guides policyholders through adjusting umbrella limits as their properties or business expansions increase risk exposure. During the Louisiana hurricane season, the company helps local residents review their liability coverage to ensure sufficient protection against potential storm-related lawsuits.

CI
509 7th St
Curtis Insurance
Umbrella Insurance Agent · Lake Charles, LA

In Lake Charles, the hurricane season often brings concerns about liability from storm-related incidents, and Curtis Insurance addresses this vulnerability through its umbrella insurance agency. These policies provide extra coverage beyond standard homeowners or auto limits, protecting personal assets when costly claims arise from accidents on the property or on the road. The agent explains how additional liability layers work for households with pools, guests, or multiple vehicles. Securing this coverage begins with a personal consultation to assess existing policies and identify potential exposure.

SI
4566 Lake St
Shelter Insurance - Ross Byrley
Umbrella Insurance Agent · Lake Charles, LA

Shelter Insurance - Ross Byrley provides residential umbrella insurance in Lake Charles, Louisiana, offering coverage beyond standard policies for added liability protection on homes and vehicles. Commercial umbrella policies are also available for local businesses needing broader risk management. The agency serves Lake Charles and the surrounding Southwest Louisiana area. Clients often return for policy reviews between regular visits to adjust coverage as their personal or commercial situations evolve.

CD
502 E College St
Chris Duncan Agency Inc
Umbrella Insurance Agent · Lake Charles, LA

Chris Duncan Agency Inc in Lake Charles, Louisiana provides general insurance services and specializes in adding umbrella liability coverage to personal and commercial policies. Umbrella insurance extends protection beyond standard policy limits, covering large claims that could otherwise risk personal or business assets. This extra layer of security is important for clients facing increased liability exposure in the region. The agency can serve local commercial sectors including professional offices, warehouses, and food service establishments, tailoring coverage to meet their specific operational needs.

IW
5640 Gerstner Memorial Blvd
Insurance World, Inc.
Umbrella Insurance Agent · Lake Charles, LA

Insurance World, Inc. in Lake Charles, LA is known for providing umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits. Its service range extends to protecting local residents from major claims and lawsuits that could threaten personal assets. The agency works to help clients secure broader financial protection against unforeseen circumstances. A specialty service it can add on is excess liability coverage tailored for rental properties and boats.

RM
3311 Ernest St
Ratliff-Myers Insurance
Umbrella Insurance Agent · Lake Charles, LA
(337) 433-1000
ratliffinsurance.com/contact
SI
3028 Ryan St
Shelter Insurance - Karla Hunt
Umbrella Insurance Agent · Lake Charles, LA
(337) 433-9720
shelterinsurance.com/CA/agent/KARLAHUNT
SS
1512 Gerstner Memorial Dr
Star Shield Insurance LA
Umbrella Insurance Agent · Lake Charles, LA
(337) 385-3437
LA
407 Sam Houston Jones Pkwy Ste. A
Lake Area Insurance Group
Umbrella Insurance Agent · Lake Charles, LA
(337) 419-1965
lakeareainsurance.com
SF
2922 Deaton St
Strong Future Insurance LA
Umbrella Insurance Agent · Lake Charles, LA
(337) 283-2922
ER
722 12th St
Elite Risk Insurance Services
Umbrella Insurance Agent · Lake Charles, LA
(337) 385-9047
PI
2899 Sugarloaf Dr
PillarProtect Insurance LA
Umbrella Insurance Agent · Lake Charles, LA
(337) 385-0503
HL
700 W Prien Lake Rd Suite 200
Higginbotham - Lake Charles
Umbrella Insurance Agent · Lake Charles, LA
(337) 475-7441
higginbotham.com/locations/lake-charles
II
805 Lafitte St
Insight Insure Agency LA
Umbrella Insurance Agent · Lake Charles, LA
(337) 385-3907
IA
725 US-171 #300
Insurance Advantage LLC
Umbrella Insurance Agent · Lake Charles, LA
(337) 905-0661
insuranceadvantage.net

What Does an a Umbrella Insurance Agent in Lake Charles Cost?

In Louisiana a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits like 2 million or 5 million can range from 250 to 500 dollars annually. Actual premiums depend on your driving record, number of properties, and the underlying insurance limits you carry. This is general information and not insurance advice.

About umbrella insurance agents in Lake Charles

Umbrella insurance provides an extra layer of liability protection beyond your auto and homeowners policies. In Lake Charles Louisiana this coverage is especially important due to the states high hurricane and flood risks which can lead to costly lawsuits. An agent in Lake Charles can help you assess your personal liability exposure and find a policy that meets Louisiana insurance requirements.

Frequently Asked Questions

What does an umbrella insurance agent in Lake Charles do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. In Louisiana agents must be licensed by the Louisiana Department of Insurance. They review your assets and risks to recommend appropriate coverage limits.

How much umbrella insurance do I need in Louisiana?

Most Louisiana agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your net worth, property holdings, and potential lawsuit risks. Louisiana law does not set a minimum umbrella limit, but many insurers require you to carry certain underlying policy limits first.

Can I bundle umbrella insurance with other policies in Lake Charles?

Yes many Lake Charles agents offer umbrella policies that bundle with your existing auto and homeowners insurance from the same carrier. This can simplify billing and may qualify you for a multi-policy discount. Check with your agent to see if your current insurer offers umbrella coverage in Louisiana.

Umbrella Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.