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Find Umbrella Insurance Agents Near You in Baltimore, MD

Browse umbrella insurance agents serving Baltimore, Maryland. Updated 2026-07-14.

The top-rated umbrella insurance agent in Baltimore, Maryland is Mad Max Insurance - Ron Max, rated 5.0 stars across 677 reviews. Other highly rated options include Melanie Cook - State Farm Insurance Agent, Main Line Benefits - Adam Richter, Baltimore Insurance Network. This directory lists 39 umbrella insurance agents serving Baltimore.

Showing 39 umbrella insurance agents in Baltimore, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mad Max Insurance - Ron Max8129 Hillendale Rd(443) 841-9809
2Melanie Cook - State Farm Insurance Agent1201 Eastern Blvd(410) 682-2200
3Main Line Benefits - Adam Richter1936 Eastern Ave(410) 375-9765
4Baltimore Insurance Network1414 Key Hwy Suite E(443) 869-6424
5Stephanie Jameson - State Farm Insurance Agent3 Center Pl(410) 288-1300
6Stephanie Owens - State Farm Insurance Agent8766 Philadelphia Rd(410) 866-8333
7Laurie Jacobson - State Farm Insurance Agent4200 North Point Blvd(410) 477-6789
8Wolf Insurance Agency9124 Belair Rd(410) 529-7865
9Aja Green - State Farm Insurance Agent7633 Rainville Ave(410) 882-9433
10Cyndi Kuhn - State Farm Insurance Agent6100 Eastern Ave(410) 633-5000
MM
8129 Hillendale Rd
Mad Max Insurance - Ron Max
Umbrella Insurance Agent · Baltimore, MD

Mad Max Insurance - Ron Max serves homeowners, businesses, and property managers in Baltimore, Maryland, seeking umbrella insurance for extra liability protection beyond standard policy limits. This coverage helps safeguard assets from major claims or lawsuits, providing a broad layer of financial security for diverse local needs. The agency supports clients in navigating policy options that complement existing home or commercial coverage. It also handles umbrella insurance needs for residents and operators in surrounding areas like Towson and the broader Baltimore metro.

MC
1201 Eastern Blvd
Melanie Cook - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Melanie Cook - State Farm Insurance Agent in Baltimore, MD offers umbrella insurance for those needing either a one-time policy for a specific risk or a scheduled policy that provides ongoing liability coverage beyond standard home and auto limits. This type of extra coverage protects against costly lawsuits or property damage claims. Service is available on an as-needed basis or as a scheduled renewal each year, allowing clients to adjust their protection as their circumstances change.

ML
1936 Eastern Ave
Main Line Benefits - Adam Richter
Umbrella Insurance Agent · Baltimore, MD

Main Line Benefits - Adam Richter provides specialized umbrella insurance agent services in Baltimore, MD, offering supplementary liability coverage that extends beyond standard home and auto policies for added financial protection. It works with clients to assess their unique risk exposure, ensuring policies align with personal assets and lifestyle needs. As part of its general service work, the agency guides customers through policy options to close coverage gaps. Heading into storm season, it helpfully reviews existing limits to shield homeowners from potential hurricane-related lawsuits.

BI
1414 Key Hwy Suite E
Baltimore Insurance Network
Umbrella Insurance Agent · Baltimore, MD

Baltimore Insurance Network assists clients in the Baltimore area with personal liability protection through its work as an umbrella insurance agent. Its specialty add-ons focus on extending coverage limits beyond standard homeowners and auto policies, providing an additional safety net for unforeseen claims and lawsuits. The company can serve a variety of commercial sectors, including office-based businesses, warehouse operations, and food service establishments, addressing the unique liability exposures each type of enterprise may face.

SJ
3 Center Pl
Stephanie Jameson - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Stephanie Jameson, a State Farm Insurance Agent in Baltimore, MD, provides residential umbrella insurance services to help protect homeowners from liability claims that exceed standard policy limits. She also offers commercial umbrella coverage for local businesses seeking an extra layer of financial security against unexpected lawsuits. Serving clients throughout the Baltimore area, this agency assists with both new policy setup and policy reviews. Many property owners return for follow-up adjustments between regular renewal intervals to keep their coverage aligned with current asset values.

SO
8766 Philadelphia Rd
Stephanie Owens - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Stephanie Owens - State Farm Insurance Agent in Baltimore, Maryland, provides personal insurance coverage for local residents. The practice specializes in umbrella insurance policies, which offer additional liability protection beyond standard home and auto limits. These policies help safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices in the city, warehouses storing regional goods, and establishments within Baltimore’s food service industry.

LJ
4200 North Point Blvd
Laurie Jacobson - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Laurie Jacobson, a State Farm Insurance Agent in Baltimore, Maryland, provides residential umbrella insurance to help local homeowners protect assets beyond standard policy limits. Commercial umbrella coverage is also available for businesses in the greater Baltimore area, extending liability protection for various property types and operational risks. Clients throughout the region can expect clear explanations of how umbrella policies supplement existing coverage. Many customers schedule follow-up reviews or updates between regular visits to adjust coverage as their circumstances change, ensuring ongoing alignment with their evolving needs and local liability concerns.

WI
9124 Belair Rd
Wolf Insurance Agency
Umbrella Insurance Agent · Baltimore, MD

Wolf Insurance Agency in Baltimore, Maryland is known for offering umbrella insurance coverage that extends personal liability protection beyond standard policies. Its service range includes providing additional layers of security for homeowners and auto policyholders, helping to safeguard assets against major claims and lawsuits. The agency assists clients in assessing their personal risk levels to determine appropriate policy limits. For drivers, specialty add-on coverage options can address unique situations involving rental vehicles and recreational vehicles.

AG
7633 Rainville Ave
Aja Green - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Aja Green - State Farm Insurance Agent serves the Baltimore, Maryland metro area, providing umbrella insurance coverage. An umbrella policy extends liability protection beyond an individual's standard homeowners or auto insurance, offering higher limits against major claims or lawsuits. This business assists clients in securing extra coverage for incidents, including liability from accidents on personal property or vehicle collisions. It handles these policies to safeguard personal assets and future earnings. The agency specifically addresses increased liability risks associated with rental properties and dog ownership in the region.

CK
6100 Eastern Ave
Cyndi Kuhn - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD

Cyndi Kuhn - State Farm Insurance Agent in Baltimore, Maryland, provides a range of umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. The agency offers consultation to help clients assess their personal risk exposure and select appropriate coverage levels for comprehensive protection. Regular policy reviews are available to ensure limits keep pace with changing assets or lifestyle factors. Common service includes evaluating coverage needs for single-family homes, apartments, retail shops, and local restaurants.

BE
509 S Exeter St Suite 420
Baltimore Equitable Insurance
Umbrella Insurance Agent · Baltimore, MD
(800) 272-1794
baltimoreequitableinsurance.com
MH
8844 Belair Rd
Marc Habib: Allstate Insurance
Umbrella Insurance Agent · Baltimore, MD
(410) 256-8058
agents.allstate.com/marc-habib-baltimore-md.html
AV
6308 Kenwood Ave
Anna Valvi - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD
(410) 866-5555
autohomelife4u.com
MC
233 E Redwood St Suite 1100A
Mason & Carter Inc
Umbrella Insurance Agent · Baltimore, MD
(410) 539-6767
masoncarter.com
GO
1340 Smith Ave #200
Great Oak Insurance Group
Umbrella Insurance Agent · Baltimore, MD
greatoakgroup.com
RB
9622 Harford Rd
Robert Burch: Allstate Insurance
Umbrella Insurance Agent · Baltimore, MD
(410) 668-0990
agents.allstate.com/robert-burch-baltimore-md.html
HM
2800 Quarry Lake Dr Suite 140
Health Markets Insurance - Conway T. Bailey
Umbrella Insurance Agent · Baltimore, MD
(443) 564-9496
healthmarkets.com/local-health-insurance-agent/cbailey
RI
6800 Holabird Ave Ste A
Rodgers Insurance Agency
Umbrella Insurance Agent · Baltimore, MD
(410) 282-1379
rodgersinsuranceagent.com
LI
405 Williams Ct #114
Leitner Insurance Group
Umbrella Insurance Agent · Baltimore, MD
(410) 285-3743
leitnerinsurancegroup.com
MS
25 Hooks Ln #304
Mayer & Steinberg Inc.
Umbrella Insurance Agent · Baltimore, MD
(410) 484-7000
mayersteinberg.com
HI
7835 Wise Ave Suite B
HealthMarkets Insurance - Elaine Feltz
Umbrella Insurance Agent · Baltimore, MD
healthmarkets.com/local-health-insurance-agent/efeltz
AI
8817 Belair Rd #108
Apple Insurance Services, Inc.
Umbrella Insurance Agent · Baltimore, MD
(410) 256-5800
appleinsuranceservices.com
MD
24 Commerce St
Maury Donnelly & Parr, Inc.
Umbrella Insurance Agent · Baltimore, MD
(410) 685-4625
mdpins.com
GI
5718 Northwood Dr
Goad Insurance Agency
Umbrella Insurance Agent · Baltimore, MD
(410) 558-0396
goadinsurance.com
IC
2100 Eastern Ave
Insurance Center of Baltimore
Umbrella Insurance Agent · Baltimore, MD
(410) 732-2200
insurancecenterbaltimore.com
PH
9407 Belair Rd
Perry Hall Insurance
Umbrella Insurance Agent · Baltimore, MD
(410) 529-6354
perryhallinsurance.com
RY
8831 Satyr Hill Rd #302
Rosasco & Yetter Insurance Agency
Umbrella Insurance Agent · Baltimore, MD
(410) 661-1440
ryinsurance.com
BA
2351 Frederick Ave
Baltimore Affordable Insurance Excellence
Umbrella Insurance Agent · Baltimore, MD
(227) 230-9182
AI
1401 Clipper Heights Ave
Absolute Insurance Solution
Umbrella Insurance Agent · Baltimore, MD
(410) 204-1329
AI
1001 Cromwell Bridge Rd
Additional Insurance MD
Umbrella Insurance Agent · Baltimore, MD
(240) 410-0910
RI
5160 Baltimore National Pike
Ross Insurance
Umbrella Insurance Agent · Baltimore, MD
(410) 788-1711
getrossinsurance.com
NS
101 St Helena Ave
Nathan Scholze - State Farm Insurance Agent
Umbrella Insurance Agent · Baltimore, MD
(410) 288-4120
scholzeinsurance.com
CI
International Drive
Creative Insurance Maryland
Umbrella Insurance Agent · Baltimore, MD
(240) 685-2939
UC
900 S Charles St
Upper Chesapeake Insurance Agency
Umbrella Insurance Agent · Baltimore, MD
(410) 385-0455
eriequote.com
UI
408 E 25th St
Ugele Insurance Agency
Umbrella Insurance Agent · Baltimore, MD
(410) 366-6566
ugeleinsurance.com
FI
7000 Security Blvd #111
Farmers Insurance - Mirza Asif
Umbrella Insurance Agent · Baltimore, MD
(240) 654-8200
agents.farmers.com/md/baltimore/mirza-asif
FI
541 E Patapsco Ave #204
First Insurance Agency Inc
Umbrella Insurance Agent · Baltimore, MD
(410) 579-1200
maif-autoinsurance.com
LI
7417 Shirley Rd
Lambert Insurance Agency, Inc
Umbrella Insurance Agent · Baltimore, MD
(410) 265-7850
travelers.com/FindAgent/All/MD/BALTIMORE/LAMBERT-INSURANCE-AGENCY-INC
GL
541 E Patapsco Ave #204
General Liability Insurance
Umbrella Insurance Agent · Baltimore, MD
(443) 869-5033
buycommercialinsurance.com

What Does an a Umbrella Insurance Agent in Baltimore Cost?

In Maryland, the typical cost for a 1 million dollar personal umbrella policy ranges from 150 to 300 dollars per year. Factors like your driving record, number of properties, and claims history affect the premium. Higher coverage limits, such as 2 million dollars, may cost 250 to 500 dollars annually. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in Baltimore

An umbrella insurance agent in Baltimore helps you secure personal liability coverage that goes beyond your auto or homeowners policy limits. In Maryland, courts often award large judgments in liability cases, making umbrella coverage a practical safeguard. Agents can explain how this policy protects your assets and future income from unexpected lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent do in Baltimore?

An umbrella insurance agent helps you purchase a personal liability policy that provides extra coverage above your existing home and auto insurance. In Maryland, this agent can advise on how to meet the minimum underlying coverage requirements, such as 250,000 dollars for auto liability, to qualify for an umbrella policy.

How much umbrella coverage do I need in Maryland?

Most agents recommend starting with 1 million dollars in umbrella coverage, which is the typical minimum policy limit. Your specific need depends on your assets, income, and risk factors. Maryland law does not set a maximum, so an agent can help you choose a limit that matches your financial situation.

Does umbrella insurance cover lawsuits in Maryland courts?

Yes, umbrella insurance covers legal defense costs and settlements for covered claims, including lawsuits filed in Maryland courts. It applies after your primary policy limits are exhausted. Maryland follows a contributory negligence rule, which can affect liability, but umbrella coverage still provides important protection.

Umbrella Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.