The top-rated umbrella insurance agent in Ellicott City, Maryland is Eddie Bleiberg - State Farm Insurance Agent, rated 4.9 stars across 1,424 reviews. Other highly rated options include Alice Kwon - State Farm Insurance Agent, RHH Insurance, J.E. Schenk & Associates, Inc.. This directory lists 13 umbrella insurance agents serving Ellicott City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Bleiberg - State Farm Insurance Agent | 6011 University Blvd Suite 450 | (410) 988-3398 |
| 2 | Alice Kwon - State Farm Insurance Agent | 3454 Ellicott Center Dr #106 | (410) 461-3277 |
| 3 | RHH Insurance | 3290 N Ridge Rd #300 | (410) 465-4300 |
| 4 | J.E. Schenk & Associates, Inc. | 3675 Park Ave Suite 201 | (410) 465-7474 |
| 5 | Jada Lee - State Farm Insurance Agent | 10268 Baltimore National Pike Ste B | (410) 461-1010 |
| 6 | Allico Group Inc. | 3460 Ellicott Center Dr #203 | (410) 313-8688 |
| 7 | Sensible Insurance Maryland | 4892 Montgomery Rd | (240) 685-6277 |
| 8 | Specialty Insurance MD | 10326 Ellis Pike | (240) 746-1215 |
| 9 | Protection Risk Insurance Agency | 8160 Old Montgomery Rd | (410) 656-4935 |
| 10 | Cugle, Hann & Burk Insurance | 3450 Ellicott Center Dr #102 | (410) 465-2000 |
Eddie Bleiberg - State Farm Insurance Agent serves Ellicott City, Maryland, and the surrounding Howard County area. The agency provides umbrella insurance policies designed to extend personal liability coverage beyond standard homeowners and auto limits. This service helps protect local residents against major claims and lawsuits. The office assists clients with evaluating their existing coverage to determine appropriate additional protection. It also offers consultations regarding liability gaps for property owners and drivers in the region.
Alice Kwon - State Farm Insurance Agent in Ellicott City, MD, specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This extra layer of protection is designed to safeguard assets against major claims or lawsuits. Clients benefit from personalized consultations to assess their risk exposure and determine appropriate coverage amounts. Ongoing policy reviews help ensure that limits keep pace with changing circumstances. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Ellicott City, MD rely on RHH Insurance for umbrella insurance agent services. These policies provide extra liability protection beyond standard coverage limits, safeguarding assets against major claims or lawsuits. As an independent agent, the company helps clients assess their unique exposure risks and secure appropriate additional coverage. Tailored solutions ensure financial protection against unforeseen events that could otherwise put personal or business finances at risk. The agency also serves clients throughout the greater Columbia metropolitan area.
J.E. Schenk & Associates, Inc., located in Ellicott City, serves clients across central Maryland and the surrounding Baltimore-Washington corridor. It handles umbrella insurance policies, which provide extended liability coverage beyond standard homeowners and auto limits. In each case, the agency first reviews a client’s existing primary policies to identify gaps in liability protection. It then matches those exposures with a suitable personal excess liability policy designed to safeguard assets from major lawsuits or claims. This consultative approach ensures that coverage thresholds meet the unique risk level of each individual or family.
Jada Lee - State Farm Insurance Agent in Ellicott City, MD, distinguishes between one-time service for a single umbrella policy purchase and recurring service to maintain ongoing umbrella liability coverage. Umbrella insurance provides additional liability protection beyond standard homeowners or auto policies, covering claims that exceed those underlying limits. The agent assists clients in assessing their risk exposure to determine appropriate coverage levels. Service operates on an as-needed basis for initial policy review or adjustments, while existing policies are serviced on a scheduled annual renewal cycle.
Allico Group Inc. in Ellicott City, Maryland specializes in negotiating policies that cover liability gaps that standard home and auto plans leave exposed. The agency reviews a client’s existing coverage to identify uninsured personal and financial exposures. Small business owners, community leaders, and households with multiple properties benefit from this tailored protection against excess claims. As winter approaches, Allico Group Inc. helps families asset-proof themselves against potential slip-and-fall lawsuits on icy walkways or snow-covered driveways.
As winter storms bring heavy snow and ice to Ellicott City, property owners often face increased liability risks from slippery walkways and falling branches. Sensible Insurance Maryland provides umbrella insurance policies that extend additional coverage beyond standard homeowner or auto limits. These policies protect assets against major claims, offering crucial financial security during challenging weather. After reviewing a client's current coverage and property risks, the agent schedules a thorough assessment of the premises to identify potential hazards and recommend appropriate liability limits tailored to the individual situation.
Specialty Insurance MD works with individuals and businesses in Ellicott City to secure umbrella insurance policies that provide extra liability protection beyond standard coverage limits. This type of insurance can cover legal fees, medical expenses, and damage claims not fully addressed by underlying auto or home insurance. Their services support commercial sectors such as offices, warehouses, and food service operations needing higher layers of security.
Protection Risk Insurance Agency in Ellicott City, MD, is known for providing personal umbrella liability coverage that extends beyond standard homeowners and auto policy limits. Its service range includes assessing clients’ overall risk exposure and securing additional protection for unforeseen liability claims. Working with various residents throughout the region, the agency helps ensure broad financial safeguards. It offers umbrella insurance as a specialty service that can be added onto existing personal insurance policies for an extra layer of coverage against large lawsuits or judgments.
What Does an a Umbrella Insurance Agent in Ellicott City Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 million to 5 million dollars may cost 300 to 1,000 dollars annually. Premiums vary based on your risk factors including number of properties and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Ellicott City
An umbrella insurance agent in Ellicott City Maryland helps you secure additional liability coverage beyond your home and auto policies. This extra layer protects your assets against major claims or lawsuits. Maryland law requires minimum liability limits on auto insurance but an umbrella policy can provide higher limits for greater peace of mind.
Frequently Asked Questions
What does an umbrella insurance agent in Ellicott City do?
An umbrella insurance agent in Ellicott City helps you assess your personal liability risks and find a policy that covers gaps in your existing insurance. The agent explains coverage limits and exclusions so you can choose appropriate protection.
How much umbrella coverage do I need in Maryland?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. Maryland has no specific state requirement for umbrella insurance but it can protect against large claims that exceed standard policy limits.
Can I get umbrella insurance if I have a rental property in Ellicott City?
Yes you can get umbrella insurance if you own a rental property in Ellicott City. The policy can extend coverage to your rental activities. You must first have a primary homeowners or landlords policy with certain minimum liability limits.
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