The top-rated umbrella insurance agent in Clinton, Maryland is Susana McCoy: Allstate Insurance, rated 4.7 stars across 48 reviews. Other highly rated options include Walterry Insurance Brokers, Jarvis Fullenwilder - State Farm Insurance Agent, Carlos Godinez - State Farm Insurance Agent. This directory lists 11 umbrella insurance agents serving Clinton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susana McCoy: Allstate Insurance | 6813 Old Alexandria Ferry Rd | (301) 856-0900 |
| 2 | Walterry Insurance Brokers | 7411 Old Branch Ave | (301) 868-7200 |
| 3 | Jarvis Fullenwilder - State Farm Insurance Agent | 6595 Coventry Way | (240) 949-7077 |
| 4 | Carlos Godinez - State Farm Insurance Agent | 9015 Woodyard Rd #101 | (301) 856-3337 |
| 5 | State Farm | 9015 Woodyard Rd #101 | (301) 856-3337 |
| 6 | Genson Insurance Agency | 8020A Old Alexandria Ferry Rd | (301) 868-7070 |
| 7 | Nationwide Insurance: Donald K. Genson, Jr | 8020 Old Alexandria Ferry Rd Suite A | (301) 868-7070 |
| 8 | Cincinnati Insurance Co | Clinton, MD 20735 | (410) 467-1445 |
| 9 | Professional Insurers & Associates | 7700 Old Branch Ave # E104 | (301) 856-1810 |
| 10 | Valerie Fitzgerald: Primerica - Financial Services | 8804 Woodyard Rd | (301) 899-2533 |
Susana McCoy: Allstate Insurance serves the Clinton, Maryland area, providing umbrella insurance agent services to local residents and businesses. Umbrella insurance offers an additional layer of liability coverage beyond standard policies, protecting clients from major claims and lawsuits. This agency helps clients secure supplemental protection for their homes, vehicles, and personal assets to address potential gaps in existing insurance. The firm works with individuals to evaluate their unique exposure risks. Specific services handled here include personal umbrella policies and excess liability coverage for auto and homeowners insurance holders.
Walterry Insurance Brokers in Clinton, MD, provides a comprehensive range of umbrella liability policies designed to extend extra coverage beyond standard homeowners and auto insurance limits. Its service includes reviewing individual client risks to determine appropriate additional liability layers for added financial protection against major claims. Ongoing policy maintenance involves annual coverage assessments to adjust as personal assets or situations change. The agency typically assists owners of single-family homes, apartments, retail storefronts, and local restaurants.
At Jarvis Fullenwilder - State Farm Insurance Agent in Clinton, MD, umbrella insurance can be purchased as a one-time policy or as a renewable service that provides ongoing liability protection beyond standard coverage. Clients often choose scheduled premium payments for continuous annual renewals, while others prefer a single payment for a set term. These policies cover a wide range of personal liability scenarios, adding an extra layer of financial security. Service for existing policies typically runs on an as-needed basis for questions or claims adjustments.
Carlos Godinez - State Farm Insurance Agent in Clinton, MD serves homeowners, businesses, and property managers seeking personalized umbrella insurance coverage. This agency helps clients secure extra liability protection beyond standard policies, safeguarding assets against major claims or lawsuits. The team focuses on explaining how umbrella policies work with existing home and auto plans. They also assist customers in neighboring communities throughout Prince George’s County and the greater Washington, D.C. metro region.
Serving Clinton, Maryland, and the surrounding communities, this agency handles comprehensive umbrella insurance policies to provide extra liability coverage beyond standard home and auto limits. It assists local residents and businesses in protecting their assets from major claims and lawsuits. The agency works closely with each client to review their specific risk exposure. To handle a typical job, it begins with a thorough assessment of the client's current policies and potential gaps before recommending appropriate coverage limits.
Genson Insurance Agency specializes in umbrella insurance, offering extra liability coverage that extends beyond standard home and auto policies for clients in Clinton, MD. It serves local residents and businesses by providing an additional layer of financial protection when primary limits are exhausted. The agency guides clients in tailoring policy limits to their assets and risk exposure. This coverage becomes particularly important during the holiday season, when increased entertaining or travel may raise the likelihood of a covered incident on one's property.
With spring storms bringing heavy rains to Southern Maryland, homeowners in Clinton often seek extra protection beyond a standard policy. Nationwide Insurance: Donald K. Genson, Jr provides umbrella insurance, offering additional liability coverage that activates when basic limits are exhausted. This broker serves local clients by explaining how umbrella policies cover incidents like accidents involving a child’s sports team or a guest injured on a property. To start, interested homeowners schedule an initial assessment, during which existing coverage is reviewed and a specific umbrella quote is prepared.
Cincinnati Insurance Co in Clinton, Maryland provides umbrella insurance on both a one-time basis for individual policy needs and as a recurring option for ongoing liability protection. This coverage offers an extra layer of financial security beyond standard homeowner or auto policies, safeguarding local assets from major claims and lawsuits. Service arrangements are available on a scheduled or as-needed basis, allowing clients to adjust their coverage according to changing circumstances.
Professional Insurers & Associates in Clinton, MD handles general liability and commercial coverage needs for regional clients. The agency specializes in umbrella insurance agent services, offering additional layers of protection that extend beyond standard policy limits. This extra coverage helps local businesses and individuals shield themselves from major claims or lawsuits that could exceed their primary insurance. Their commercial umbrella policies can serve offices, warehouses, and food service operations in the surrounding Maryland communities.
Valerie Fitzgerald: Primerica - Financial Services in Clinton, MD, assists local homeowners with residential umbrella insurance, extending liability protection beyond standard policies. The agency also guides commercial clients in structuring coverage to safeguard business assets throughout Prince George’s County and surrounding communities. After policies are placed, representatives typically follow up to review coverage needs or schedule annual check-ins between regular annuity or life insurance visits.
What Does an a Umbrella Insurance Agent in Clinton Cost?
Typical costs for a 1 million dollar umbrella policy in Maryland range from 150 to 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Clinton
Umbrella insurance agents in Clinton Maryland help residents add extra liability coverage beyond standard auto and home policies. Maryland law requires minimum auto liability limits of 30/60/15 but umbrella policies can provide additional protection. An agent can explain how umbrella insurance works with your existing policies to cover large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Clinton do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your home and auto insurance. They assess your assets and risk level to recommend an appropriate policy limit. In Maryland this extra coverage is especially important for homeowners with pools or rental properties.
How much umbrella insurance do I need in Maryland?
Most agents recommend at least 1 million dollars in umbrella coverage for Maryland homeowners. The exact amount depends on your assets income and potential liability risks. Your agent will help calculate a suitable limit based on your personal situation.
Can I get umbrella insurance if I have a rental property in Clinton?
Yes umbrella insurance can cover liability from rental properties you own in Maryland. It provides extra protection if a tenant or visitor is injured on your property. Your agent will review your landlord policy to ensure proper coordination of coverage.
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