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Find Umbrella Insurance Agents Near You in Bel Air, MD

Browse umbrella insurance agents serving Bel Air, Maryland. Updated 2026-07-14.

The top-rated umbrella insurance agent in Bel Air, Maryland is Gerety Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Matt Gardner - State Farm Insurance Agent, Bryan Michaels - State Farm Insurance Agent, AE&A Insurance Services Group, LLC. This directory lists 13 umbrella insurance agents serving Bel Air.

Showing 13 umbrella insurance agents in Bel Air, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gerety Insurance406 N Hickory Ave(410) 803-2600
2Matt Gardner - State Farm Insurance Agent1316 Belair Rd(410) 838-1010
3Bryan Michaels - State Farm Insurance Agent219 E Broadway(410) 638-0101
4AE&A Insurance Services Group, LLC2107 Laurel Bush Rd suite 103(443) 402-1464
5Campion Insurance, Inc.900 S Main St #106(410) 838-5480
6Mountain View Insurance Solutions900 S Main St #104(410) 262-3176
7Fuller & Associates Insurance438 S Main St(410) 914-5467
8Palumbo Insurance Associates111 Fulford Ave c(410) 836-8591
9Boyle Insurance Group LLC115 E Churchville Rd(410) 838-7206
10Northern Chesapeake Insurance Services139 N Main St # 105(410) 420-3080
GI
406 N Hickory Ave
Gerety Insurance
Umbrella Insurance Agent · Bel Air, MD

Gerety Insurance in Bel Air, MD, provides umbrella insurance services for homeowners, businesses, and property managers seeking additional liability coverage beyond standard policies. This extra layer of protection helps clients safeguard assets against substantial claims or lawsuits. The agency guides customers through coverage options tailored to individual risk profiles. Its services address the higher liability limits often needed by local professionals and families. Gerety Insurance also extends its expertise to clients throughout Harford County and the greater Aberdeen area.

MG
1316 Belair Rd
Matt Gardner - State Farm Insurance Agent
Umbrella Insurance Agent · Bel Air, MD

Matt Gardner - State Farm Insurance Agent serves the Bel Air, Maryland area as an umbrella insurance agent. This local agency provides extra liability coverage that protects personal assets beyond standard policy limits. An umbrella policy here helps defend against costly lawsuits and major claims from auto, home, or rental properties. The agency also assists clients with integrating this additional coverage with existing insurance needs in Harford County. Their services include personal liability risk assessment and policy stacking for homeowners and drivers.

BM
219 E Broadway
Bryan Michaels - State Farm Insurance Agent
Umbrella Insurance Agent · Bel Air, MD

Bryan Michaels - State Farm Insurance Agent in Bel Air, MD, provides comprehensive umbrella insurance policies that extend liability coverage beyond the limits of standard homeowners and auto policies. The agent offers personalized reviews of existing coverage and discusses options to increase overall asset protection. Regular policy reviews are scheduled to adjust coverage as client needs or property values change. The agency serves a variety of properties in the Bel Air area, including single-family homes, apartments, retail establishments, and restaurants.

AI
2107 Laurel Bush Rd suite 103
AE&A Insurance Services Group, LLC
Umbrella Insurance Agent · Bel Air, MD

AE&A Insurance Services Group, LLC serves Bel Air, Maryland, and the surrounding communities in Harford County. It handles umbrella liability insurance policies for local individuals and families. These policies provide extra coverage layers that begin after standard homeowners or auto policies have been exhausted. Common work includes assessing a client's existing primary coverage limits and property risks. The agency generally evaluates each client's personal liability exposure to determine appropriate umbrella coverage amounts that protect assets in a single, flowing consultation.

CI
900 S Main St #106
Campion Insurance, Inc.
Umbrella Insurance Agent · Bel Air, MD

A one-time purchase provides a standalone umbrella insurance policy, while a recurring service option involves an ongoing policy with premium payments to maintain continuous liability protection. Campion Insurance, Inc., serving homeowners and vehicle owners in Bel Air, MD, assists clients in securing extra coverage beyond standard auto and home policies. This added layer protects assets from major claims or lawsuits. Service operates on either a one-time purchase or a scheduled annual renewal basis, depending on the client's need for continuous or temporary coverage.

MV
900 S Main St #104
Mountain View Insurance Solutions
Umbrella Insurance Agent · Bel Air, MD

Mountain View Insurance Solutions specializes in umbrella insurance agency services for residents and businesses in and around Bel Air, Maryland. It provides extended liability coverage that applies above the limits of standard homeowners and auto insurance policies. This service helps protect personal assets and future earnings against the financial strain of major lawsuits or accidents. During the holiday season or when hosting large gatherings, extra liability protection can be especially valuable for property owners.

FA
438 S Main St
Fuller & Associates Insurance
Umbrella Insurance Agent · Bel Air, MD

When Maryland’s spring and summer storms roll across Harford County, local residents often reconsider their liability protection. Fuller & Associates Insurance in Bel Air, MD, provides umbrella insurance policies designed to cover gaps left by standard home and auto coverage. These policies handle major liability claims such as lawsuits from severe accidents. The first step for any client is a personalized risk assessment to identify existing coverage limits and potential exposure, followed by scheduling a simple on-site property inspection.

PI
111 Fulford Ave c
Palumbo Insurance Associates
Umbrella Insurance Agent · Bel Air, MD

Palumbo Insurance Associates provides residential umbrella liability coverage for clients in Bel Air, Maryland, offering an extra layer of protection beyond standard homeowners policies. The agency also writes commercial umbrella policies for area businesses seeking increased liability limits. Serving Bel Air and the surrounding Harford County region, the firm works with carriers to extend coverage above underlying auto and property lines. Policyholders may return for periodic coverage reviews or adjustments between their scheduled policy renewal visits to ensure adequate protection remains in place.

BI
115 E Churchville Rd
Boyle Insurance Group LLC
Umbrella Insurance Agent · Bel Air, MD

Boyle Insurance Group LLC provides insurance solutions for individuals and businesses in Bel Air, MD. The agency specializes in umbrella insurance, offering an additional layer of liability coverage that extends beyond standard policy limits. This protection helps safeguard personal assets against unforeseen legal claims. The firm works with clients in various commercial sectors, including offices, warehouses, and food service operations.

NC
139 N Main St # 105
Northern Chesapeake Insurance Services
Umbrella Insurance Agent · Bel Air, MD

Northern Chesapeake Insurance Services, based in Bel Air, MD, is recognized for guiding clients through the complexities of personal liability protection. The agency serves homeowners, auto policyholders, and business owners who require broader coverage beyond standard policies. It assists in securing higher liability limits to help shield personal assets against major claims or lawsuits. Among the supplemental options available, the firm specializes in offering added coverage for watercraft liability exposures.

JJ
1508 Belair Rd
Jones Junction Insurance Agency, LLC: Allstate Insurance
Umbrella Insurance Agent · Bel Air, MD
(410) 275-6637
agents.allstate.com/jones-junction-insurance-agency-llc-bel-air-md.html
WG
900 S Main St STE 104
W G Oliver Insurance
Umbrella Insurance Agent · Bel Air, MD
(410) 893-2800
wgoliver.com
JL
11832 Belair Rd
John L Lynch Agency
Umbrella Insurance Agent · Bel Air, MD
(410) 592-2028
johnlynchagency.com

What Does an a Umbrella Insurance Agent in Bel Air Cost?

The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher coverage amounts, such as 2 million or 5 million, may cost 300 to 800 dollars annually. Your premium depends on your risk factors, including the number of vehicles, properties, and your claims history. This is general information and not insurance advice.

About umbrella insurance agents in Bel Air

Umbrella insurance provides additional liability coverage beyond the limits of your home and auto policies. In Bel Air Maryland, an umbrella insurance agent can help you secure this extra layer of protection. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can cover gaps and protect your savings.

Frequently Asked Questions

What does an umbrella insurance agent in Bel Air do?

An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent reviews your assets and risk to recommend an appropriate coverage amount.

How much umbrella insurance do I need in Maryland?

Most agents suggest at least 1 million dollars in umbrella coverage. The amount depends on your net worth and potential liability risks. Maryland does not set a minimum for umbrella policies, but many insurers require you to carry certain underlying limits on your auto and home policies.

Can I get umbrella insurance if I have a rental property in Bel Air?

Yes, umbrella insurance can cover liability from rental properties. Maryland landlords often use umbrella policies to protect against tenant injury claims. The policy extends coverage beyond the limits of your landlord insurance.

Umbrella Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.