The top-rated umbrella insurance agent in Tigard, Oregon is Vern Fonk Insurance, rated 4.4 stars across 180 reviews. Other highly rated options include Insurance Resources NW, Paul Barton - State Farm Insurance Agent, Farmers Insurance - Cody Felder. This directory lists 16 umbrella insurance agents serving Tigard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 9804 SW Shady Ln | (971) 213-1013 |
| 2 | Insurance Resources NW | 14050 SW Pacific Hwy Ste 100 | (503) 446-4643 |
| 3 | Paul Barton - State Farm Insurance Agent | 18000 SW Upper Boones Ferry Rd Ste A | (503) 684-1904 |
| 4 | Farmers Insurance - Cody Felder | 11505 SW Pacific Hwy Ste B | (503) 596-2810 |
| 5 | Alley Insurance Agency | 9860 SW Hall Blvd Suite D | (503) 819-8600 |
| 6 | Assurety Insurance & Consulting | 6950 SW Hampton St Suite 340 | (503) 601-0350 |
| 7 | Howard Insurance Agency Inc. | 14277 SW Greenfield Dr | (971) 278-9022 |
| 8 | AOAWest Insurance, Inc. | 11560 SW 67th Ave Suite 201E | (503) 245-1960 |
| 9 | Farmers Insurance - Cody Ditter | 7440 SW Hunziker Rd Ste A | (503) 442-9245 |
| 10 | Farmers Insurance - Timothy Morgan | 9900 SW Greenburg Rd #245 | (503) 245-3345 |
Vern Fonk Insurance serves the Portland metro area, including Tigard, Oregon, as an umbrella insurance agent. This agency helps homeowners and drivers obtain additional liability coverage that goes beyond the limits of a standard auto or home policy. Umbrella policies protect personal assets against costly lawsuits or major accident claims. The agents evaluate individual coverage needs and offer policies that provide layers of extra financial protection. The agency specifically handles personal umbrella policies and excess liability coverage for local residents in this region.
Insurance Resources NW offers a range of umbrella insurance services designed to extend personal liability coverage for clients in Tigard and the surrounding area. These policies provide additional protection beyond standard homeowners or auto limits, helping safeguard assets against major claims or lawsuits. The agency assists with policy selection and coverage customization for various property types. Its service plans include annual policy reviews to ensure adequate protection as client needs evolve. Insurance Resources NW serves owners of single-family homes, apartments, retail spaces, and restaurants.
Homeowners, landlords, and small business owners in Tigard, OR seeking extra liability protection beyond standard policies can turn to Paul Barton - State Farm Insurance Agent. This agency specializes in umbrella insurance coverage, which provides additional liability limits to safeguard assets and future earnings. They also assist property managers needing higher coverage levels for rental properties. The team explains how excess liability policies coordinate with auto or homeowners insurance and help clients evaluate their risk exposure. Their service area additionally extends into the neighboring communities of Tualatin and King City.
Serving Tigard, Oregon, and the surrounding Portland metro communities, Farmers Insurance - Cody Felder handles comprehensive personal umbrella insurance policies. These policies extend additional liability protection beyond standard auto, home, or watercraft coverage limits. The agency manages accounts designed to shield clients from major financial loss due to lawsuits or accident claims. For a typical job, with careful evaluation of the client’s existing coverage and assets, it recommends policy limits that provide appropriate extra liability safeguards.
Alley Insurance Agency in Tigard, Oregon distinguishes between one-time policy reviews and recurring annual service to address individual client needs, and this allows clients to tailor their approach based on changing liability exposure. Umbrella coverage provides extra liability protection beyond standard home and auto policies, safeguarding assets against costly lawsuits. The agency explains how this excess coverage can respond when underlying policy limits are exhausted. Their service operates on either a one-time consultation or an ongoing as-needed basis for policy adjustments.
Assurety Insurance & Consulting specializes in providing high-limit personal and commercial umbrella policies. Based in Tigard, the agency guides individuals and businesses through the process of acquiring additional liability coverage that goes above standard homeowners, auto, or primary commercial policies. A core part of its work involves assessing a client’s existing risk to recommend appropriate umbrella limits. When autumn storms bring falling branches onto vehicles or extensive property damage, the extra liability cushion offered by Assurety helps protect a policyholder’s assets during the claims process.
When seasonal storms or unexpected liability claims affect Tigard homeowners, Howard Insurance Agency Inc. helps local policyholders review their existing coverage for gaps. Umbrella insurance agents in this region commonly advise clients on how to extend protection beyond standard auto or home policies. The agency offers a straightforward approach to evaluating personal liability risks and determining appropriate additional limits. A consultation begins by assessing each client’s current assets and potential exposure during an initial checklist review at their Tigard office.
As an insurance agency, AOAWest Insurance, Inc. works to help clients manage their liability risks with standard coverage. It specializes in offering umbrella insurance policies, which provide an extra layer of liability protection above the limits of standard home and auto policies. This additional coverage becomes particularly valuable when a claim exceeds the underlying policy limits. Located in Tigard, Oregon, the agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Cody Ditter handles residential umbrella insurance in Tigard, Oregon, providing added liability protection for homeowners beyond standard policies. The agency also offers commercial umbrella coverage to safeguard local business assets from major claims. Service extends throughout the Tigard area and surrounding communities. Clients receive straightforward guidance on policy limits to ensure adequate asset protection. Regular follow-up between routine service visits helps adjust coverage as circumstances change for both households and businesses in this region.
What Does an a Umbrella Insurance Agent in Tigard Cost?
In Oregon a personal umbrella insurance policy for 1 million dollars in coverage usually costs between 150 and 300 dollars per year. For 2 million dollars the cost ranges from 250 to 500 dollars per year. Factors like your home value number of cars and prior claims affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Tigard
An umbrella insurance agent in Tigard Oregon helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Oregon law does not require umbrella insurance but it can protect your savings and future income from large lawsuits. Local agents understand the risks specific to the Portland metro area including higher traffic accident costs and property liability concerns.
Frequently Asked Questions
What does an umbrella insurance agent in Tigard do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard insurance limits. In Oregon this policy typically starts at 1 million dollars in coverage. The agent reviews your assets and risks to recommend an appropriate amount.
Who needs umbrella insurance in Oregon?
Anyone with significant assets like a home savings or investments should consider umbrella insurance. Oregon has no cap on personal injury damages in civil lawsuits so a serious accident could put your assets at risk. Dog owners landlords and people with teenage drivers often benefit from this extra layer.
How much does an umbrella insurance policy cost in Oregon?
A 1 million dollar umbrella policy in Oregon typically costs between 150 and 300 dollars per year. Costs vary based on your risk factors such as number of vehicles properties and driving record. Your agent can provide a specific quote after reviewing your current policies.
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