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HomeUmbrella Insurance AgentsVirginia › Blacksburg

Find Umbrella Insurance Agents Near You in Blacksburg, VA

Browse umbrella insurance agents serving Blacksburg, Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Blacksburg, Virginia is Northpoint Insurance Advisors, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Javins - State Farm Insurance Agent, Brandon Semones - State Farm Insurance Agent, Brown Insurance. This directory lists 12 umbrella insurance agents serving Blacksburg.

Showing 12 umbrella insurance agents in Blacksburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Northpoint Insurance Advisors700 N Main St Suite BB(540) 953-2383
2Nick Javins - State Farm Insurance Agent712 S Main St(540) 552-0841
3Brandon Semones - State Farm Insurance AgentColony Prk, 1995 S Main St STE 901(540) 961-2886
4Brown Insurance100 Hubbard St # A(540) 552-5331
5Chris Turman - State Farm Insurance Agent1500 N Main St(540) 953-2300
6Dodge Insurance Agency210 Professional Park Dr STE 12(540) 552-3493
7Durkee Insurance136 Oak Meadow Ln(540) 530-4676
8Victoria L. Deal: Allstate Insurance2001 S Main St Ste 101(540) 953-2722
9Best Choice Insurance Virginia1307 University City Blvd(540) 554-1670
10Ryan Michael Semones: Primerica - Financial Services100 Ardmore St STE #301(540) 808-5794
NI
700 N Main St Suite BB
Northpoint Insurance Advisors
Umbrella Insurance Agent · Blacksburg, VA

Northpoint Insurance Advisors provides comprehensive umbrella insurance policies for Blacksburg area clients, delivering extra liability coverage beyond standard auto and homeowner limits. The agency then offers annual policy reviews to adjust coverage levels as client needs change or assets grow. Their risk management guidance helps protect policyholders from major claims and lawsuits arising from accidents or property incidents. Northpoint Insurance Advisors serves single-family homes, apartments, retail businesses, and local restaurants throughout the Blacksburg community.

NJ
712 S Main St
Nick Javins - State Farm Insurance Agent
Umbrella Insurance Agent · Blacksburg, VA

Nick Javins - State Farm Insurance Agent serves Blacksburg, Virginia, and the surrounding Montgomery County area. The agency provides umbrella insurance coverage, which offers additional liability protection beyond standard home and auto policies. Residents and local business owners may rely on this insurance to help safeguard their assets against unexpected lawsuits or major claims. Clients can also discuss how umbrella policies often extend coverage across multiple underlying insurance plans. The office handles policy consultations and liability risk assessments for those seeking extra financial security in the New River Valley.

BS
Colony Prk, 1995 S Main St STE 901
Brandon Semones - State Farm Insurance Agent
Umbrella Insurance Agent · Blacksburg, VA

Brandon Semones - State Farm Insurance Agent in Blacksburg, VA, provides umbrella insurance policies. These personal liability policies offer coverage beyond the limits of standard homeowners and auto insurance claims. Service plans include routine coverage reviews. Maintenance updates are available when a client acquires new assets or changes their lifestyle. This office helps protect single-family homes, apartments, retail storefronts, and restaurants.

BI
100 Hubbard St # A
Brown Insurance
Umbrella Insurance Agent · Blacksburg, VA

Serving Blacksburg, Virginia, and the surrounding communities, Brown Insurance specializes in umbrella insurance coverage. The agency handles policies designed to provide extra liability protection beyond standard home and auto plans. This insurance safeguards clients against major claims and lawsuits that could otherwise exhaust underlying policy limits. For a typical job, the agent begins by reviewing a client's existing liability exposure and asset portfolio to determine appropriate coverage levels, then secures a suitable policy from a carrier to fill those gaps in protection.

CT
1500 N Main St
Chris Turman - State Farm Insurance Agent
Umbrella Insurance Agent · Blacksburg, VA

Homeowners, property managers, and small businesses in Blacksburg, Virginia consult Chris Turman - State Farm Insurance Agent for umbrella insurance coverage. This type of personal liability policy extends protection beyond standard home or auto limits, helping safeguard assets against major claims or lawsuits. The agency serves clients who own rental properties or have significant savings to preserve. Service also reaches the nearby town of Christiansburg for those seeking additional liability protection in the greater New River Valley area.

DI
210 Professional Park Dr STE 12
Dodge Insurance Agency
Umbrella Insurance Agent · Blacksburg, VA

Dodge Insurance Agency, located in Blacksburg, VA, distinguishes between a single policy purchase, often needed for a specific asset or liability event, and ongoing coverage that layers over existing homeowners and auto policies. Each option provides extra protection beyond standard liability limits against lawsuits and large claims. The agency handles claims related to bodily injury and property damage involving clients or their families. Service is provided on an as-needed basis for new policies, policy reviews, and coverage adjustments.

DI
136 Oak Meadow Ln
Durkee Insurance
Umbrella Insurance Agent · Blacksburg, VA

As the crisp autumn weather arrives in Blacksburg and families begin planning for the holiday season, unexpected property mishaps often require specialized liability protection. Durkee Insurance provides local residents with expert umbrella insurance coverage, extending personal liability limits beyond standard home and auto policies. This additional layer helps safeguard assets during unanticipated claims or lawsuits. A new client can schedule a free initial assessment with an agent, who will review existing policies and identify appropriate supplemental coverage limits.

VL
2001 S Main St Ste 101
Victoria L. Deal: Allstate Insurance
Umbrella Insurance Agent · Blacksburg, VA

Victor ia L. Deal: Allstate Insurance provides umbrella insurance agency services, offering liability coverage that extends beyond standard home and auto policies to protect against major claims. In Blacksburg, Virginia, it also assists clients with general insurance needs by assessing personal risk and advising on additional layers of protection. This local agency helps residents safeguard assets during seasonal concerns such as increased liability from winter-related incidents like snowy steps or guest injuries.

BC
1307 University City Blvd
Best Choice Insurance Virginia
Umbrella Insurance Agent · Blacksburg, VA

Best Choice Insurance Virginia operates in Blacksburg as an agency offering general insurance protections for residents and businesses in the area. As a specialty addition to its services, the firm writes umbrella insurance policies that provide extra liability coverage above standard home and auto limits. This safeguard helps clients manage substantial financial risks from unexpected accidents or claims. The agency can serve a range of commercial sectors, including local offices, warehouses, and food service establishments.

RM
100 Ardmore St STE #301
Ryan Michael Semones: Primerica - Financial Services
Umbrella Insurance Agent · Blacksburg, VA

Ryan Michael Semones: Primerica - Financial Services in Blacksburg, VA provides residential umbrella insurance to protect local homeowners from major liability claims that exceed standard policy limits. Coverage for small businesses in the New River Valley area is also available to shield commercial assets from catastrophic losses. Clients can consult the agency about their unique exposure risks or bundling umbrella protection with other personal lines. After an initial consultation, the agent coordinates follow-up to review ongoing coverage needs between regular policy renewal visits.

AB
100 Hubbard St # A
Allen Brian
Umbrella Insurance Agent · Blacksburg, VA
(540) 552-4422
MI
902 Prices Fork Rd #2025
McGriff Insurance Services
Umbrella Insurance Agent · Blacksburg, VA
(540) 808-1220
mcgriffinsurance.com

What Does an a Umbrella Insurance Agent in Blacksburg Cost?

The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage, with higher limits costing more. Factors such as your driving record, number of properties, and claims history affect the premium. For example, a policy with 2 million dollars in coverage might cost 250 to 700 dollars annually. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in Blacksburg

Umbrella insurance agents in Blacksburg, Virginia help residents obtain extra liability coverage beyond standard home and auto policies. Virginia law does not require umbrella insurance, but it can protect against large claims or lawsuits. Agents in Blacksburg can explain how Virginia's contributory negligence rule may affect liability claims and why extra coverage is valuable.

Frequently Asked Questions

What does an umbrella insurance agent in Blacksburg do?

An umbrella insurance agent in Blacksburg helps you find a policy that provides additional liability coverage above your existing home and auto insurance limits. They review your assets and risks to recommend an appropriate coverage amount. The agent does not provide legal advice but can explain how umbrella policies work in Virginia.

How much umbrella insurance do I need in Virginia?

The amount of umbrella insurance you need depends on your assets, income, and potential liability risks. Many agents recommend at least 1 million dollars in coverage, but higher limits may be appropriate for homeowners, business owners, or those with significant savings. Your agent can help you evaluate your specific situation.

Is umbrella insurance required by Virginia law?

No, Virginia law does not require umbrella insurance. However, if you have significant assets or face higher liability risks, an umbrella policy can provide important financial protection. Virginia follows a contributory negligence rule, which means if you are partly at fault in an accident you may not recover damages, making extra coverage valuable for your own defense.

Umbrella Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.