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HomeUmbrella Insurance AgentsVirginia › Fredericksburg

Find Umbrella Insurance Agents Near You in Fredericksburg, VA

Browse umbrella insurance agents serving Fredericksburg, Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 541 reviews. Other highly rated options include Central Park Insurance, Farmers Insurance: Steele Insurance Agency, Buster Nelson - State Farm Insurance Agent. This directory lists 29 umbrella insurance agents serving Fredericksburg.

Showing 29 umbrella insurance agents in Fredericksburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance Piggy Bank420 Hudgins Rd Ste 214(703) 972-1242
2Central Park Insurance2609 Lafayette Blvd(540) 891-1160
3Farmers Insurance: Steele Insurance Agency419 Chatham Square Office Park(540) 891-9980
4Buster Nelson - State Farm Insurance Agent10740 Courthouse Rd Suite D(540) 898-4911
5Anthony Bowie at Comparion Insurance Agency1340 Central Park Blvd Ste 204(540) 736-6166
6Lewis Insurance Associates8 Potomac Creek Dr(540) 659-2121
7Insurance Doctor10052 Southpoint Pkwy(540) 252-0413
8The Insurance Marshall1810 Stafford Ave(540) 370-0104
9Patriot Family Financial5110 Southpoint Pkwy(540) 380-8292
10The Insurance Smith Agency541 William St(540) 371-9777
IP
420 Hudgins Rd Ste 214
Insurance Piggy Bank
Umbrella Insurance Agent · Fredericksburg, VA

Insurance Piggy Bank serves homeowners, drivers, and business owners throughout Fredericksburg, VA, and the surrounding area with umbrella insurance agent services. They help clients secure extra liability coverage that kicks in after standard auto or home policies are exhausted. Their role includes assessing personal assets to determine appropriate policy limits. They also guide clients through the process of coordinating an umbrella policy with an existing home insurance plan to ensure consistent protection across all assets.

CP
2609 Lafayette Blvd
Central Park Insurance
Umbrella Insurance Agent · Fredericksburg, VA

Central Park Insurance provides umbrella insurance coverage tailored for clients in Fredericksburg, Virginia, addressing liability risks that exceed standard policy limits. Their service model includes policy reviews and adjustments to ensure clients maintain adequate protection as their financial circumstances change. Maintenance involves regular renewal assessments and risk updates for evolving household or business exposures. These liability safeguards serve single-family homes, apartments, retail spaces, and restaurants throughout the local area.

FI
419 Chatham Square Office Park
Farmers Insurance: Steele Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA

Homeowners, businesses, and property managers in Fredericksburg rely on Farmers Insurance: Steele Insurance Agency for umbrella insurance coverage that extends liability protection beyond standard policies. This agency helps clients safeguard assets against major claims and lawsuits that exceed primary policy limits. Its approach focuses on identifying individual exposure risks and tailoring higher-limit liability solutions accordingly. Residents and commercial operators throughout the region often seek additional security through these policies. The agency also serves clients in King George and Spotsylvania County.

BN
10740 Courthouse Rd Suite D
Buster Nelson - State Farm Insurance Agent
Umbrella Insurance Agent · Fredericksburg, VA

Serving Fredericksburg, Virginia, and the surrounding communities, Buster Nelson - State Farm Insurance Agent handles umbrella insurance policies for local residents. An umbrella policy provides extra liability coverage beyond standard homeowners and auto insurance, helping to protect personal assets. Closely examining each client's existing coverage, the agent determines the appropriate amount of umbrella protection needed. The approach involves explaining the policy's benefits, including coverage for legal defense costs.

AB
1340 Central Park Blvd Ste 204
Anthony Bowie at Comparion Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA

Anthony Bowie at Comparion Insurance Agency in Fredericksburg, VA assists clients with umbrella insurance, which can be obtained as either a single purchase for a fixed term or as a renewable service that continues annually. This coverage provides additional liability protection beyond standard home and auto policies, helping safeguard assets against major claims. The service is available on an as-needed basis, allowing customers to arrange policy reviews or adjustments at their own discretion rather than adhering to a predetermined schedule.

LI
8 Potomac Creek Dr
Lewis Insurance Associates
Umbrella Insurance Agent · Fredericksburg, VA

Lewis Insurance Associates offers specialized umbrella insurance services, providing an additional layer of liability protection above standard home and auto policies in the Fredericksburg, VA area. It generally works with clients to increase their coverage limits against major claims or lawsuits. The agency helps individuals safeguard assets and future earnings from unexpected financial exposure. Whether dealing with the aftermath of a holiday gathering accident or a dog bite incident in the neighborhood, its assistance is especially valuable during the active spring and summer seasons.

ID
10052 Southpoint Pkwy
Insurance Doctor
Umbrella Insurance Agent · Fredericksburg, VA

Insurance Doctor provides both a one-time umbrella policy review and ongoing coverage management, tailoring liability protection beyond standard home and auto limits for clients in Fredericksburg, Virginia. Understanding that excess liability needs vary, the company adjusts its approach to fit individual risk profiles and asset levels across the local community. Service is available on either a one-time or as-needed basis, depending on the client’s preference and changing insurance requirements.

IM
1810 Stafford Ave
The Insurance Marshall
Umbrella Insurance Agent · Fredericksburg, VA

As winter weather creates slick roads in Fredericksburg, umbrella insurance helps protect local drivers from liability exceeding standard auto policy limits. The Insurance Marshall serves area residents by clarifying how umbrella policies can cover costly incidents like accidents with multiple vehicles or injuries on personal property. This supplementary coverage extends liability protection beyond home and auto policies, reducing exposure when damages exceed underlying coverage. An initial consultation allows clients to review their current policies and assess whether their assets require the additional protection an umbrella policy provides.

PF
5110 Southpoint Pkwy
Patriot Family Financial
Umbrella Insurance Agent · Fredericksburg, VA

Patriot Family Financial serves clients in Fredericksburg, Virginia, with general liability coverage and specializes in umbrella insurance policies. This added layer of protection extends an existing policy’s limits, offering further financial safeguards against major claims. The company addresses both personal and business risks, helping property owners manage exposure to lawsuits and substantial liability awards. Its commercial umbrella options accommodate a range of industries, including professional offices, warehouses, and food service operations.

IS
541 William St
The Insurance Smith Agency
Umbrella Insurance Agent · Fredericksburg, VA
MS
10500 Wakeman Dr #210
MARK SULLIVAN INSURANCE
Umbrella Insurance Agent · Fredericksburg, VA
(540) 369-4411
marksullivaninsurance.com
PW
1320 Central Park Blvd #407
Pete Webb Agency | HUB International
Umbrella Insurance Agent · Fredericksburg, VA
(540) 693-2720
hubinternational.com/offices/us/virginia/fredericksburg
CI
1340 Central Park Blvd Ste 204
Comparion Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 548-8344
comparioninsurance.com/insurance-agent/virginia/fredericksburg-0364
GL
12022 Old Salem Church Rd
G.L. Herndon Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 898-1987
glherndoninsurance.com
BI
1671 Emancipation Hwy Suite 205
Bearing Insurance
Umbrella Insurance Agent · Fredericksburg, VA
(540) 373-3833
bearinginsurance.com
BB
4300 Plank Rd #280
Burke & Burke Insurance, LLC
Umbrella Insurance Agent · Fredericksburg, VA
(540) 736-1200
burkeandburkeinsurance.com
VF
754 Warrenton Rd Suite 111
Virginia Farm Bureau Insurance
Umbrella Insurance Agent · Fredericksburg, VA
(540) 899-9454
vafb.com/offices/stafford
AA
405 Amelia St
Aegis Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 379-3704
aegisagencyllc.com
BI
1209A Lafayette Blvd
Beck Insurance Agency Inc.
Umbrella Insurance Agent · Fredericksburg, VA
(540) 373-1700
beckins.com
SI
2217 Princess Anne St
Stover Insurance
Umbrella Insurance Agent · Fredericksburg, VA
(540) 656-2828
stoveragency.com
FI
4125 Plank Rd
Finest Insurance Agency VA
Umbrella Insurance Agent · Fredericksburg, VA
(540) 895-2696
FI
10213 Southpoint Pkwy
Foster Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 895-2701
PI
2010 US-17 BUS
Protected Insurance Service VA
Umbrella Insurance Agent · Fredericksburg, VA
(540) 554-1995
insurancepiggybank.com/contact/fredericksburg-va-insurance
FI
110 Olde Greenwich Dr
Fusion Insurance Group
Umbrella Insurance Agent · Fredericksburg, VA
(540) 554-1949
TP
3507 Jefferson Davis Hwy
Total Protection Insurance VA
Umbrella Insurance Agent · Fredericksburg, VA
(540) 554-1956
RI
4034 B Plank Rd
Rainville Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 786-4477
rainvilleinsurance.com
PI
2217 Princess Anne St b11
Pricer Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 987-9499
pricerinsurance.com
UI
433 Elm St
Union Insurance Agency
Umbrella Insurance Agent · Fredericksburg, VA
(540) 684-9251
unioninsurance.agency
LF
10304 Spotsylvania Ave Suite 101
Long & Foster Insurance
Umbrella Insurance Agent · Fredericksburg, VA
(866) 275-4534
lnfinsurance.com

What Does an a Umbrella Insurance Agent in Fredericksburg Cost?

In Virginia, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 million to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Fredericksburg

Umbrella insurance agents in Fredericksburg Virginia help you secure additional liability coverage that goes beyond your auto and homeowners policies. Virginia law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can explain how a personal umbrella policy can protect your savings and future income from large claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Fredericksburg do?

An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing home and auto insurance limits. They compare options from different carriers and explain how Virginia law affects your coverage needs.

How much umbrella coverage do I need in Virginia?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Virginia courts can award large judgments, so an agent can help you choose a limit that fully protects your net worth.

Is umbrella insurance required by law in Virginia?

No, Virginia law does not require umbrella insurance. However, if you have significant assets or face higher liability risks, an agent can advise you on how an umbrella policy adds a layer of protection beyond your standard insurance.

Umbrella Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.