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Umbrella Insurance Agents in Fredericksburg, VA

Directory of umbrella insurance agents in Fredericksburg, Virginia. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 umbrella insurance agents in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Piggy Bank
420 Hudgins Rd Ste 214, Fredericksburg, VA 22408
(703) 972-1242 insurancepiggybank.com
Central Park Insurance
2609 Lafayette Blvd, Fredericksburg, VA 22408
(540) 891-1160 centralparkinsurance.com
Farmers Insurance: Steele Insurance Agency
419 Chatham Square Office Park, Fredericksburg, VA 22405
(540) 891-9980 steeleva.com
Buster Nelson - State Farm Insurance Agent
10740 Courthouse Rd Suite D, Fredericksburg, VA 22408
(540) 898-4911 busternelson.net
Insurance Doctor
10052 Southpoint Pkwy, Fredericksburg, VA 22407
(540) 252-0413 myinsurancedoctor.com
Anthony Bowie at Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 736-6166 comparioninsurance.com
Lewis Insurance Associates
8 Potomac Creek Dr, Fredericksburg, VA 22405
(540) 659-2121 lewisins.com
The Insurance Marshall
1810 Stafford Ave, Fredericksburg, VA 22401
(540) 370-0104 theinsurancemarshall.com
Patriot Family Financial
5110 Southpoint Pkwy, Fredericksburg, VA 22407
(540) 380-8292 patriotfamilyfinancial.com
Pete Webb Agency | HUB International
1320 Central Park Blvd #407, Fredericksburg, VA 22401
(540) 693-2720 hubinternational.com
MARK SULLIVAN INSURANCE
10500 Wakeman Dr #210, Fredericksburg, VA 22407
(540) 369-4411 marksullivaninsurance.com
The Insurance Smith Agency
541 William St, Fredericksburg, VA 22401
(540) 371-9777 theinsurancesmith.com
Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 548-8344 comparioninsurance.com
G.L. Herndon Insurance Agency
12022 Old Salem Church Rd, Fredericksburg, VA 22407
(540) 898-1987 glherndoninsurance.com
Bearing Insurance
1671 Emancipation Hwy Suite 205, Fredericksburg, VA 22401
(540) 373-3833 bearinginsurance.com
Virginia Farm Bureau Insurance
754 Warrenton Rd Suite 111, Fredericksburg, VA 22406
(540) 899-9454 vafb.com
Burke & Burke Insurance, LLC
4300 Plank Rd #280, Fredericksburg, VA 22407
(540) 736-1200 burkeandburkeinsurance.com
Beck Insurance Agency Inc.
1209A Lafayette Blvd, Fredericksburg, VA 22401
(540) 373-1700 beckins.com
Aegis Agency
405 Amelia St, Fredericksburg, VA 22401
(540) 379-3704 aegisagencyllc.com
Stover Insurance
2217 Princess Anne St, Fredericksburg, VA 22401
(540) 656-2828 stoveragency.com

What Does a Umbrella Insurance Agent in Fredericksburg Cost?

In Virginia, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 million to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Fredericksburg do?
An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing home and auto insurance limits. They compare options from different carriers and explain how Virginia law affects your coverage needs.
How much umbrella coverage do I need in Virginia?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Virginia courts can award large judgments, so an agent can help you choose a limit that fully protects your net worth.