The top-rated umbrella insurance agent in Glen Allen, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 140 reviews. Other highly rated options include Visitor Guard®, Johnny Lin at Comparion Insurance Agency, The Andrew Agency. This directory lists 19 umbrella insurance agents serving Glen Allen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hunter Wyant - State Farm Insurance Agent | 2400 Old Brick Rd Suite 337 | (804) 360-0001 |
| 2 | Visitor Guard® | 4870 Sadler Rd Suite 300 | (804) 325-1385 |
| 3 | Johnny Lin at Comparion Insurance Agency | West Shore III, 301 Concourse Blvd #200 | (804) 420-3753 |
| 4 | The Andrew Agency | 4551 Cox Rd Suite 100 | (804) 320-2886 |
| 5 | Bearing Insurance | 4490 Cox Rd | (804) 497-3634 |
| 6 | Comparion Insurance Agency | West Shore III, 301 Concourse Blvd #200 | (804) 527-3902 |
| 7 | Matthew Dowler at Comparion Insurance Agency | West Shore III, 301 Concourse Blvd #200 | (804) 420-3749 |
| 8 | Brightway Insurance, The Ricky Patel Agency | 4101 Cox Rd Ste 200 Ofc 215 | (804) 231-8054 |
| 9 | Goosehead Insurance - William Finnell & Philip Watkins | 4500 Metropolis Dr #1137 | (804) 877-1596 |
| 10 | Robert Thurston at Comparion Insurance Agency | West Shore III, 301 Concourse Blvd #200 | (804) 420-3755 |
Hunter Wyant - State Farm Insurance Agent serves the Glen Allen, Virginia, metro area and surrounding communities. This office provides umbrella insurance coverage to help protect clients against major liability claims that exceed standard policy limits. Umbrella policies offer an extra layer of financial security for homeowners, auto policyholders, and other individuals. The agency assists with tailoring coverage to match each client’s specific risk profile. It handles both personal umbrella policies and coordination with existing auto and home insurance to ensure comprehensive protection.
Visitor Guard® provides umbrella insurance agent services to clients in Glen Allen, VA and surrounding communities. It offers access to liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies, helping to protect assets from major claims and lawsuits. Policy options can address gaps in existing coverage for broader financial security. The company serves various property types, including single-family homes, apartment complexes, retail establishments, and restaurants.
Johnny Lin at Comparion Insurance Agency serves the Glen Allen, Virginia area and the surrounding central Virginia communities with personalized umbrella insurance solutions. This agency handles excess liability coverage that extends beyond the limits of standard home and auto policies. For each client, an agent reviews existing primary insurance and identifies potential gaps in personal liability protection. A typical job involves analyzing individual risk factors, such as property ownership or recreational assets, to recommend a suitable coverage amount that provides financial security against major claims or lawsuits.
Serving homeowners, businesses, and property managers, The Andrew Agency provides umbrella insurance in Glen Allen, VA, offering an extra layer of liability coverage beyond standard home or auto policies. This coverage helps protect significant assets from large claims or lawsuits. The agency assists clients in assessing their personal risk exposure by evaluating existing underlying policies. Dedicated to matching coverage limits to individual needs, they work to prevent gaps in financial protection. Their service area routinely extends to surrounding communities in Henrico County.
Clients may choose between a single one-time consultation and an ongoing recurring service plan for their umbrella insurance needs. Bearing Insurance in Glen Allen, VA provides coverage that extends liability protection beyond standard auto and homeowners policies. This additional layer helps safeguard personal assets against major claims or lawsuits that exceed primary policy limits. For those requiring consistent risk assessment adjustments, the company offers both scheduled policy reviews and as-needed consultation services to address any evolving coverage requirements.
Comparion Insurance Agency in Glen Allen, VA offers specialty umbrella liability coverage that extends protection beyond standard home and auto policies. Its general service work involves helping local residents secure additional layers of financial safety against costly lawsuits or medical claims that could exceed primary policy limits. The agent guides clients in evaluating their unique risk exposures tied to personal assets, rental properties, or recreational vehicles. Around the holiday season, this agency assists homeowners who host gatherings, ensuring extra liability protection is in place for unforeseen accidents involving guests on their property.
As winter storms bring freezing rain and gusting winds to the Glen Allen area, property damage can lead to costly liability gaps that exceed standard coverage limits. Matthew Dowler at Comparion Insurance Agency helps local homeowners and renters assess their existing policies to identify potential exposure, offering personalized umbrella insurance policies that protect personal assets when primary coverage is exhausted. This process begins with a detailed consultation to review current deductibles and liability limits before recommending appropriate coverage.
Brightway Insurance, The Ricky Patel Agency in Glen Allen, VA provides personal liability protection as a core offering, with specialty add-ons available through umbrella insurance policies. Umbrella coverage extends beyond standard limits to safeguard against major claims and lawsuits. The agency assists local residents and businesses in assessing their risk exposure and selecting appropriate layers of excess liability coverage. Its commercial client work can include offices, warehouses, and food service operations requiring comprehensive asset protection.
Goosehead Insurance - William Finnell & Philip Watkins, located in Glen Allen, VA, provides umbrella insurance services primarily for residential clients, helping to extend liability protection beyond standard policies. The agency also arranges commercial coverage for local businesses, serving clients throughout the greater Richmond area. Umbrella insurance agents work closely with homeowners and business owners to assess individual needs and recommend appropriate coverage limits. Clients often return to these agents before major life events or asset changes, and the office welcomes follow-up questions between regular policy reviews.
Robert Thurston at Comparion Insurance Agency in Glen Allen, VA, is known for its focus on helping clients strengthen financial protection through umbrella insurance coverage. This agency works with local homeowners and vehicle owners to add an extra liability layer beyond standard policies, safeguarding assets against major claims. The team guides customers through evaluating their exposure to lawsuits and large settlements. A specialty service it can add on is delivering customized risk assessments to determine the exact coverage limits needed for individual lifestyles and property holdings.
What Does an a Umbrella Insurance Agent in Glen Allen Cost?
Umbrella insurance costs in Virginia typically range from 150 to 350 per year for 1 million in coverage. Higher limits of 2 million to 5 million may cost 300 to 800 annually. Your actual rate depends on your claims history, number of properties, and the underlying policy limits. This is general information and not insurance advice.
About umbrella insurance agents in Glen Allen
Umbrella insurance agents in Glen Allen Virginia help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Virginia law requires minimum auto liability of 25,000 per person and 50,000 per accident, but umbrella policies can provide 1 million or more in extra protection. Local agents understand the risks specific to the Richmond area and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Glen Allen do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims and lawsuits exceeding your underlying insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Virginia?
Most Virginia agents suggest at least 1 million in umbrella coverage if you own a home or have significant savings. The Virginia Insurance Counseling and Assistance Program notes that high net worth individuals often need 2 million or more.
Can I get umbrella insurance if I have a rental property in Glen Allen?
Yes, you can add umbrella coverage for rental properties. Virginia law does not require umbrella insurance for landlords, but it is a common way to protect against liability from tenant injuries or property damage.
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