The top-rated umbrella insurance agent in Hampton, Virginia is Greg Holestin - GEICO Insurance Agent, rated 4.9 stars across 1,229 reviews. Other highly rated options include Shelton Lucas - State Farm Insurance Agent, Mark Crump - State Farm Insurance Agent, Taylor Ethridge - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Holestin - GEICO Insurance Agent | 94 Coliseum Xing | (757) 838-5050 |
| 2 | Shelton Lucas - State Farm Insurance Agent | 70 W Mercury Blvd # 201 | (757) 723-6057 |
| 3 | Mark Crump - State Farm Insurance Agent | 910 W Mercury Blvd ofc 1a | (757) 722-7156 |
| 4 | Taylor Ethridge - State Farm Insurance Agent | 1326 E Pembroke Ave | (757) 727-0888 |
| 5 | John Fagan: Allstate Insurance | 135 Kings Way | (757) 826-3200 |
| 6 | AAA Hampton Insurance and Member Services | 1520 Aberdeen Rd | (757) 826-1061 |
| 7 | Griffin Insurance Agency | 1702 Todds Ln Suite 242 | (757) 251-9562 |
| 8 | Nationwide Insurance: H.P. Lucas, Inc. | 2101 Executive Dr Ste 740 | (757) 827-8287 |
| 9 | Nationwide Insurance: Mills Hunter March | 76 W Mercury Blvd | (757) 722-6351 |
| 10 | Morgan Marrow Company | 6 Manhattan Square Suite 205 | (757) 865-1900 |
Greg Holestin - GEICO Insurance Agent serves the Hampton, Virginia area and surrounding communities with umbrella insurance coverage. It handles policies that provide additional liability protection beyond standard home and auto policies. The agency works to help clients understand how extended coverage can safeguard assets against unexpected lawsuits. To handle a typical job, it reviews existing policies from multiple carriers and assesses client risk profiles to recommend appropriate coverage limits and ensure proper gaps in protection are addressed.
Shelton Lucas, a State Farm Insurance Agent in Hampton, VA, serves Hampton Roads with personal umbrella insurance coverage. This policy provides extra liability protection beyond standard auto and homeowners limits, helping safeguard personal assets against major claims. The agent guides clients through umbrella policy options, clarifying how it layers over underlying policies for broader financial security. In this area, Shelton Lucas handles umbrella insurance alongside typical auto and home insurance from State Farm, offering specialized consultation for increased liability risk needs.
Mark Crump, a local umbrella insurance agent in Hampton, VA, offers supplementary liability coverage that extends beyond standard policy limits. This service helps protect clients from major claims and lawsuits. Service accounts are reviewed regularly to ensure adequate coverage for changing personal and business needs. Policies can be tailored to assist homeowners, renters, and vehicle owners with extra financial security. Properties serviced include single-family homes, apartment complexes, retail storefronts, and restaurants.
Taylor Ethridge - State Farm Insurance Agent in Hampton, VA offers personal umbrella liability coverage for homeowners and renters who want extra protection beyond standard policies. Business owners and property managers can also secure additional liability layers to safeguard assets. This agency helps clients understand how umbrella policies work with existing home and auto insurance. Taylor Ethridge serves clients throughout Hampton, with coverage also extending to neighboring communities such as Newport News and the greater Virginia Peninsula area.
Serving Hampton, VA, and the surrounding communities of the Virginia Peninsula, John Fagan: Allstate Insurance handles umbrella insurance policies that provide additional liability coverage beyond standard auto or home policies. This extra layer of protection helps safeguard personal assets in the event of a major accident or lawsuit. To structure a typical policy, the agency evaluates an individual’s existing coverage and overall risk profile, then recommends a suitable level of supplementary liability coverage to fill potential gaps.
Residents and businesses contracting with AAA Hampton Insurance and Member Services in Hampton, VA can choose between single-policy umbrella coverage for short-term needs or recurring policies for long-term risk management. Umbrella insurance agents at this location assist clients by providing supplementary liability protection that extends beyond standard home and auto policy limits. This added coverage helps safeguard personal assets and future earnings against major claims or lawsuits. Service appointments for policy consultations, claim support, and annual reviews are available on an as-needed basis.
Offering dedicated umbrella insurance agent services in Hampton, Virginia, Griffin Insurance Agency provides supplemental liability protection that extends beyond the limits of standard home and auto policies. The agency generally works with clients to assess their unique exposure risks, helping to shield personal assets and future earnings from major claims. Their assistance proves especially valuable when a severe storm or hurricane along the coastal region leads to an unforeseen accident or property damage lawsuit. Such heightened seasonal threats make this extra coverage a practical consideration for local residents.
When heavy spring rains sweep through Hampton and the surrounding Tidewater region, the risk of liability claims from flooded driveways or slippery walkways rises for local property owners. Nationwide Insurance: H.P. Lucas, Inc. addresses this exposure by offering umbrella insurance agent services, providing an extra layer of personal liability protection beyond standard policies. This coverage helps safeguard assets from costly lawsuits that can arise from accidents on one’s premises. Before issuing a policy, the agent schedules a brief walkthrough and risk assessment of the property to evaluate potential hazards.
Nationwide Insurance: Mills Hunter March provides general insurance coverage, with a focused specialty in umbrella insurance agent services for the Hampton, Virginia area. These policies provide additional liability protection beyond standard home or auto policies, helping to safeguard personal assets. Additional coverage layers can assist with unexpected claims that exceed primary limits. This local agency extends its umbrella insurance expertise to varied commercial sectors, including offices, warehouses, and food service operations.
Morgan Marrow Company provides residential umbrella insurance services to homeowners in Hampton, Virginia, offering supplemental liability protection beyond standard policies. The agency also extends commercial coverage for local small businesses, addressing excess liability risks across the greater Hampton area. Policyholders receive guidance on structuring coverage limits to match property values and asset profiles. The agency follows up between regular visits to adjust coverage as circumstances change, facilitating ongoing account reviews for renewed peace of mind.
What Does an a Umbrella Insurance Agent in Hampton Cost?
The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 400 dollars per year for 1 million in coverage. Higher limits of 2 to 5 million may cost 300 to 800 dollars annually. Your premium depends on your driving record number of properties and other risk factors. This is general information not insurance advice.
About umbrella insurance agents in Hampton
Umbrella insurance agents in Hampton Virginia help you secure extra liability coverage beyond standard home and auto policies. Virginia law requires minimum auto liability limits of 25/50/20 but an umbrella policy can provide an additional 1 million to 5 million in protection. This extra layer is especially valuable for Hampton residents with waterfront properties or those who frequently host guests.
Frequently Asked Questions
What does an umbrella insurance agent in Hampton do?
An umbrella insurance agent in Hampton helps you assess your personal liability risks and find a policy that covers claims above your existing home and auto limits. They review your assets and lifestyle to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Virginia?
Most Virginia agents suggest at least 1 million in umbrella coverage if you own a home or have significant savings. The exact amount depends on your net worth and potential liability risks such as rental properties or recreational vehicles.
Can I get umbrella insurance if I have a pool or a boat in Hampton?
Yes, umbrella insurance can cover liability from pools and boats. Virginia law does not require specific pool or boat liability coverage but an umbrella policy can protect you from lawsuits if a guest is injured on your property or while using your watercraft.
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