The top-rated workers' compensation insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Melissa Rippy: Allstate Insurance, TAG-RH Agency Inc, Strongs Insurance Agency. This directory lists 20 workers' compensation insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colorado Prestige Insurance Group | 55 S 4th Ave | (303) 659-4744 |
| 2 | Melissa Rippy: Allstate Insurance | 220 Pavilions Pl Unit D | (303) 219-1470 |
| 3 | TAG-RH Agency Inc | 29 N Main St Ste 111 | (303) 456-6800 |
| 4 | Strongs Insurance Agency | 51 S 1st Ave | (303) 659-3762 |
| 5 | JnR Insurance Agency Powered by YourPolicy | 21 N 1st Ave suite #140 | (720) 773-5574 |
| 6 | Hessling Insurance Agency | 605 S Kuner Rd #102 | (720) 403-3974 |
| 7 | F.M. Zamora Agency, Inc. American Family Insurance | 467 S 4th Ave | (303) 655-1300 |
| 8 | Michael Schliep Agency, Inc | 1594 E Bromley Ln | (303) 659-9065 |
| 9 | Aztec Insurance Agency III | 172 E Bridge St | (303) 655-8300 |
| 10 | Fred Loya Insurance | 1563A E Bridge St | (303) 655-8282 |
Colorado Prestige Insurance Group serves the greater Adams County area including Brighton, Colorado, as a workers’ compensation insurance agent. The firm assists employers in securing the mandatory coverage required for workplace injuries and occupational illnesses. They help businesses navigate the complexities of premium calculations and classification codes specific to various industries. Their services include policy comparisons among multiple carriers and assistance with payroll audits. The agency specifically handles claims management support and works with companies to establish return-to-work programs after an injury.
Melissa Rippy: Allstate Insurance provides workers’ compensation coverage for businesses, helping employers meet state requirements and protect their workforce. Ongoing policy reviews and claims support are offered to assist clients in managing risks and navigating the system. Standard services include cost analysis, reporting assistance, and annual plan adjustments tailored to operational needs. This agency serves businesses that include single-family homes, apartments, retail locations, and restaurants.
TAG-RH Agency Inc serves businesses and employers across Brighton, Colorado, by connecting them with workers’ compensation insurance policies that meet legal requirements and address workplace injury risks. The agency guides clients through coverage options, helping them secure protection for their employees and operations. Its role involves explaining policy terms, assisting with claims processes, and offering support tailored to local industry needs. TAG-RH Agency Inc also extends its consultancy services to clients in the neighboring Thornton area and surrounding northern metro communities.
Strongs Insurance Agency serves Brighton, Colorado, and the surrounding communities in Adams and Weld counties. It handles workers’ compensation insurance policies for local businesses, helping employers meet state coverage requirements while protecting their employees. The agency manages the process of securing appropriate coverage limits based on each business’s specific industry risks. To handle a typical job, it reviews the employer’s claims history and payroll records before matching them with an insurer that fits their operational needs.
JnR Insurance Agency Powered by YourPolicy offers a clear distinction between one-time policy setups and ongoing workers’ compensation service adjustments, ensuring coverage aligns with shifting payroll, classifications, and compliance requirements in the Brighton area. As a local agent, it brokers policies that protect both employers and employees from medical costs and lost wages due to workplace injuries. Service operates on an as-needed basis, with clients contacting the agency for renewals, audits, or mid-term changes without a fixed recurring schedule.
Hessling Insurance Agency in Brighton, Colorado helps employers manage their workers’ compensation risks. The company assists with policy selection and claims support to minimize workplace disruptions. It also provides guidance on safety protocols and compliance with local regulations. Businesses can secure coverage tailored to their operational needs across various commercial sectors, including offices, warehouses, and food service operations.
As the seasons change in Brighton, small construction and agricultural businesses often experience shifts in workplace risk, requiring updated coverage to meet state compliance. The F.M. Zamora Agency, Inc. American Family Insurance provides workers' compensation insurance for these local employers, helping them navigate claims and maintain necessary policies. Their services focus on protecting employees while stabilizing costs for the company. A typical first step involves scheduling a workplace inspection and risk assessment to address specific hazards found on the job site.
Michael Schliep Agency, Inc in Brighton, Colorado is known for guiding local businesses through the process of securing workers’ compensation insurance. It assists employers in understanding policy requirements, managing premium costs, and maintaining compliance with state regulations in the Denver metro area. The agency helps clients navigate coverage for workplace injuries and lost wages, ensuring workers receive necessary medical care. As a specialty service, it can also advise on safety program development to help reduce future claims.
Aztec Insurance Agency III provides residential workers' compensation insurance services in the Brighton, Colorado area. The agency also assists local businesses with their commercial coverage needs across the region. Their work involves helping clients secure policies that meet legal requirements and protect employees. After initial policies are established, the agency often follows up to adjust coverage as business operations change. They offer continued service between regular visits to address any claims or policy updates that arise.
Fred Loya Insurance specializes in connecting local businesses with workers' compensation policies tailored to their specific industry risks. The agency provides ongoing support for claims filing and coverage adjustments, ensuring compliance with Colorado’s employment regulations. Serving employers throughout Brighton, it addresses the seasonal concerns of agricultural and construction companies when winter weather increases injury rates among outdoor staff.
What Does a a Workers' Compensation Insurance Agent in Brighton Cost?
Workers compensation insurance costs in Colorado vary widely by industry and payroll size. For a small business in Brighton with low risk office work, annual premiums may start around $500 to $1,000. For higher risk industries like construction, costs can range from $2,000 to $10,000 or more per year. These figures are general estimates. This information is for general understanding and is not insurance advice.
About workers' compensation insurance agents in Brighton
Workers compensation insurance agents in Brighton Colorado help local businesses meet state coverage requirements. Colorado law mandates that most employers provide workers comp insurance for their employees. An agent can guide you through the process of obtaining a policy that fits your business needs and complies with Colorado Division of Workers Compensation rules.
Frequently Asked Questions
Do all Brighton Colorado employers need workers compensation insurance?
Yes, Colorado law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. There are very few exceptions such as certain sole proprietors or independent contractors who meet specific criteria.
What does a workers compensation insurance agent in Brighton do?
A workers compensation insurance agent helps you compare policies from different carriers to find coverage that fits your business. They explain Colorado specific requirements such as the need for coverage before a claim occurs. They also assist with policy renewals and changes as your business grows.
How are workers compensation insurance premiums calculated in Colorado?
Premiums are based on your business classification code, payroll amounts, and claims history. Colorado uses a loss cost multiplier system where insurers add their own expenses to base rates set by the state. An agent can help you understand how these factors affect your premium.
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