The top-rated workers' compensation insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include IMA Select, Brightway Insurance, The Doebbeling Agency, Agate Insurance. This directory lists 19 workers' compensation insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 2 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 3 | Brightway Insurance, The Doebbeling Agency | 3675 S College Ave Suite 20 | (970) 829-8440 |
| 4 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 5 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 6 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 7 | MVIP Inc. / Trozan Insurance Agency | 421 Stover St | (970) 224-5500 |
| 8 | Squires Insurance Solutions | 2629 Redwing Rd #150 | (970) 377-0638 |
| 9 | Plummer Insurance | 1520 E Mulberry St | (970) 484-1401 |
| 10 | Collective Insurance Group | 2803 E Harmony Rd | (720) 514-9914 |
Fort Collins Insurance serves the Fort Collins, Colorado metro area, offering workers' compensation insurance agent services to local businesses. It assists employers in obtaining coverage that meets state requirements and protects against workplace injury claims. The agency helps clients navigate policy options that provide medical benefits and wage replacement for injured employees. It handles specialized services such as premium audit support and claims management assistance.
IMA Select in Fort Collins, Colorado, connects local employers with workers’ compensation insurance policies tailored to their operational needs. The agency facilitates claims management support and offers ongoing policy review to help businesses adjust coverage as their risk profiles change. By advising on workplace safety programs and compliance requirements, it assists companies in minimizing injury-related disruptions. Its client base includes single-family home contractors, apartment complex owners, retail store operators, and restaurant proprietors seeking reliable coverage.
Brightway Insurance, The Doebbeling Agency serves local businesses, property managers, and contractors needing workers’ compensation coverage in Fort Collins. The agency helps clients navigate Colorado’s requirements for employee injury protections and payroll-based premium structures. Guidance extends to policy selection and loss-control resources aimed at maintaining safe work environments. Coverage options address varying industry risks, from construction sites to office settings. Services also support small and mid-sized operations seeking reliable claim assistance. The agency additionally serves businesses and property managers throughout the Loveland area.
Agate Insurance serves Fort Collins and the surrounding communities in northern Colorado, offering workers' compensation insurance for local businesses. It handles coverage needs for various employers, helping them comply with state regulations and protect their workforce. The agency works to understand each client's specific operational risks and claims history, then presents policy options from multiple carriers. For a typical job, it evaluates the business's payroll and loss experience before providing a tailored selection of plans.
Shanti Insurance Services offers both one-time policy consultations and ongoing account management for workers’ compensation coverage. They assist Fort Collins employers in securing insurance that addresses payroll reporting and claim administration. Services include policy review and risk assessment for various local industries. Representation during premium audits may also be arranged. Their work with area businesses runs on a scheduled basis throughout the policy term.
ABC Insurance Agency in Fort Collins, Colorado specializes in connecting employers with workers’ compensation policies that meet state requirements and protect their workforce. It assists local businesses by evaluating risk, comparing coverage options, and managing claim paperwork. This agent helps new construction companies and established service providers adapt to annual premium adjustments. During the winter months, it particularly aids seasonal employers in adjusting coverage for temporary ice-removal crews.
MVIP Inc. / Trozan Insurance Agency provides workers’ compensation insurance guidance for residential clients in Fort Collins, Colorado. The agency also offers commercial coverage to local businesses across Larimer County. Its agents assist employers with policy selection, risk management, and claim support tailored to Colorado’s regulatory requirements. Client accounts receive routine review and adjustment between regular visits to ensure coverage remains aligned with changing workforce needs and operational demands.
Squires Insurance Solutions guides Fort Collins businesses through the complexities of securing workers' compensation coverage, focusing on policies that comply with Colorado regulations and protect both employers and employees. The agency specializes in tailoring these essential policies to match the specific operational risks of small and mid-sized companies. It assists enterprises by conducting risk evaluations and finding appropriate coverage for commercial operations across many sectors, including offices, warehouses, and food service establishments.
Plummer Insurance in Fort Collins, Colorado, is known for helping local businesses manage workers' compensation coverage. It guides employers through the complexities of state-mandated insurance requirements and offers personalized policy reviews to match operational risks. As a local agency, it provides ongoing support for claims management and regulatory compliance. Its services often include advising on experience modification factors to help control premium costs. Plummer Insurance can also add employer liability coverage to protect against workplace injury lawsuits that fall outside standard workers' comp.
What Does a a Workers' Compensation Insurance Agent in Fort Collins Cost?
Workers compensation insurance costs in Colorado vary by industry class code and payroll size. For a low-risk office job, annual premiums might start around 300 dollars. For higher risk construction work, costs can exceed 3,000 dollars per employee per year. Premiums are calculated per 100 dollars of payroll multiplied by the class rate. This is general information and not insurance advice.
About workers' compensation insurance agents in Fort Collins
Workers compensation insurance agents in Fort Collins help local businesses meet Colorado state coverage requirements. Colorado law requires most employers with at least one employee to carry workers comp insurance. An agent can guide you through policy options and ensure compliance with Colorado Division of Workers Compensation rules.
Frequently Asked Questions
What does a workers compensation insurance agent do in Fort Collins?
An agent helps you compare policies from multiple carriers to find coverage that fits your business. They also assist with payroll classification and premium audits. In Colorado, agents can explain how your industry class code affects your rate.
Is workers compensation insurance required for all Fort Collins businesses?
Yes, Colorado law requires workers comp for nearly all employers with one or more employees. This includes part-time and seasonal workers. Sole proprietors and some LLC members may elect to exclude themselves from coverage.
How do Colorado workers comp rates compare to other states?
Colorado has a competitive market with rates set by individual insurers based on class codes and loss experience. The state average rate is around USD 1.50 per 100 dollars of payroll but can range from 0.50 to 5.00 depending on risk. An agent can help you find competitive quotes.
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